Alternatives to Hatch

Zil Money offers: Pay By Credit Card: Use credit cards even when your vendors don't accept them. ACH Payment: Make one-time or recurring ACH/RTP payments in one click. Wire Transfers: Send money electronically from one financial institution to another. Bill Pay: Pay & schedule bills online, managing supplier payments & reducing risk. Digital Checks: Digitize your paper checks and make your payments via email or text. Software Integrations: Integrate Zil Money with your accounting and payroll software. Cloud Bank: Open an online bank account with ZilBank.com. Streamline your payment management & save Check Printing: Drag and drop to instantly create checks & print using any printer. Payment Link Create and send a secure URL for customers to make online payments easily. The platform enables businesses to fund payroll by credit card, pay vendors by credit card, pay using a credit card without a payee fee, pay by credit card & receiver gets funds as a wire transfer or ACH. Payroll funding by credit card: avoid cashflow problems during paydays, preserve cash, earn rewards

Lili provides a unified financial platform designed to simplify financial management for small businesses, helping streamline banking, accounting, and tax processes. Instead of paying for separate products and services, Lili customers have everything you need to run your business on one platform, while reducing hours on administrative work and spending more time growing the businesses. For online banking, Lili offers no minimum balance, no hidden fees, no overdraft fees, and a Visa Debit Card fee-free. Further, with BalanceUp, any overdraft up to $200 on our customers’ Lili Visa® Debit Card is covered. Lili customers can set up their account online in minutes – without the tedious paperwork of other banking solutions. *Lili is a financial technology company, not a bank. Banking services are provided by Choice Financial Group, Member FDIC, or Sunrise Banks, N.A., Member FDIC.

Utilize a virtual card number for your online shopping needs while awaiting the arrival of your debit card. You won’t encounter any setup fees or monthly maintenance costs, nor will you be required to maintain a minimum balance. Access cash conveniently at thousands of ATMs across the nation that are part of the network. You can also manage your expenses in a traditional manner by utilizing checks linked to your account. Set up payment arrangements with vendors, streamline your bills, and make electronic payments directly from your account. With the Kabbage mobile app, you have the ability to deposit eligible checks effortlessly. If you ever need to write a physical check, that option is also available to you. There are absolutely no setup fees or monthly maintenance charges, and no minimum balance is necessary. Additionally, you can create as many as five Reserve sub-accounts within your main account to help manage different income sources or save for particular objectives. The Kabbage Checking accounts, which are backed by Green Dot Bank and insured by the FDIC, provide protection for up to $250,000. Your debit card is equipped with an EMV chip, ensuring enhanced security for your funds. This comprehensive financial solution offers a blend of modern technology and traditional banking practices, making it a versatile choice for managing your finances.

Presenting Chase Business Complete BankingSM, where you can earn a bonus of $300 by opening a Business Complete Checking account, designed specifically for new Chase business checking clients who meet certain criteria. This banking option is unlike any other, as Chase Business Complete Banking1 handles essential tasks, allowing you to concentrate on expanding your enterprise. There are various ways to eliminate the $15 Monthly Service Fee1, such as keeping a minimum daily balance, making purchases with your Chase Ink® Business credit card, or receiving deposits from QuickAccept transactions. Enjoy the flexibility of accepting card payments from anywhere in the U.S. while benefiting from clear pricing through Chase QuickAcceptSM2, which is conveniently included with your Chase Business Complete Checking account. Additionally, you can maintain cash flow for your business with same-day deposits at no extra charge. Qualifying activities encompass debit card transactions, deposits via Chase QuickAcceptSM, Chase QuickDepositSM5, and ACH (Credits), as well as wire transfers (Credits and Debits). This comprehensive banking solution is tailored to empower your business needs and enhance your financial management.

A no-cost payout system enables workers to select their preferred payment timing and method. By utilizing comprehensive digital banking services and optional debit cards, independent contractors can enjoy immediate access to their earnings along with cash-back incentives for regular purchases. It's essential for workers to maintain sufficient cash flow to address both daily and unforeseen expenses. If your employer collaborates with Payfare, you can sign up for a complimentary digital banking app and debit card, ensuring swift access to your earnings without any charges. This service helps you dodge the high costs associated with payday loans and overdraft fees, which often accompany traditional banking services. Additionally, you can benefit from cash-back rewards that help you save money. There are no fees for receiving your earnings instantly, making this a completely free payout solution. Furthermore, the absence of monthly or annual charges, overdraft fees, and minimum balance requirements means greater financial freedom. By offering workers immediate access to their earnings and a free digital banking option, you can effectively support their financial well-being and adapt to their working lifestyles. Ultimately, this solution promotes a more financially stable environment for all workers involved.

OnJuno is an innovative digital banking service designed to help individuals effortlessly manage and enhance their inactive funds. Our approach prioritizes simplicity while delivering a visually appealing experience. Supported by Sequoia Surge, Polychain, and top professionals in the industry, we facilitate direct deposits that allow you to convert a portion of your paycheck into cryptocurrency, which can be directed to any wallet you prefer. Our banking solutions are made possible through a collaboration with Evolve Bank and Trust, ensuring that all deposits are secure and FDIC insured up to $250,000. Each transaction made with the OnJuno Debit Card generates interchange fees that are divided between the Network and OnJuno; while we offer Cashback rewards for Debit Card use, a fraction of the interchange supports the sustainability of OnJuno's services. As a result, our users not only benefit from financial growth but also contribute to the platform's ongoing development and innovation.

Maximize efficiency, remain organized, and generate passive income effortlessly with Azibo’s complimentary property management resources, which encompass rental applications, tenant screenings, rent collection, banking, insurance, loans, and more. Ensure that you select high-quality tenants by utilizing comprehensive candidate screenings that include credit assessments, criminal background checks, and eviction histories. By opening an FDIC-insured Azibo bank account, you can earn an impressive interest rate that is five times higher than the national average, all without incurring monthly fees or needing a minimum balance, plus enjoy the benefits of a 1% cash back debit card. Experience enhanced transparency and expedited service in the property insurance process, allowing you to secure appropriate coverage at competitive prices, with the ability to obtain a free quote in just minutes and save up to 25% on your overall portfolio. Additionally, streamline your investment property refinancing or simplify new purchases with the diverse lending solutions offered by Azibo, tailored to fit a range of loan types and financial needs. With these tools and services, managing your real estate investments has never been easier or more advantageous.

Discover the Bank of America Business Advantage Banking, a flexible business checking solution that adapts to your company's needs. You can easily compare different business checking account options, and make adjustments to your settings whenever necessary while retaining your current account number. With Business Advantage 360, experience small business online banking and mobile banking that comes equipped with a comprehensive Cash Flow Monitor tool, Bill Pay services, and Mobile Check Deposit capabilities. Business debit cards feature a $0 Liability Guarantee for added security. Choose a business savings account that offers a monthly fee of either $10 or nothing at all. Enjoy premium resources designed for larger or expanding businesses, along with additional business checking and savings accounts at no monthly fee. Furthermore, you can assign and personalize account access levels for each employee, ensuring control over your financial operations. Incoming wire transfers, stop payments, electronic deposits, and more come without any fees, making banking even more convenient. Manage your business effortlessly using the Bank of America mobile app, where you can deposit checks, request transfers, pay bills, and keep an eye on pending transactions, all while on the move. The convenience and flexibility of this banking solution make it an excellent choice for any business owner.

Zil.US is a cloud-based platform that offers ACH and wire transfers, and checks by mail service. Zil.US allows instant money transfers between Zil.US account.

A checking account tailored for small business owners with minimal transaction needs, who frequently utilize a CheckCard or credit card, and prefer not to face minimum balance constraints. Benefit from the ease and security of merchant services, along with vital cash management tools that can be accessed right through your Regions Online Banking account, ensuring your enterprise stays ahead of the competition. We are committed to community engagement by supporting local initiatives and dedicating our time and resources to various causes. To further this commitment, we provide our employees with a paid day off annually to volunteer for a charity of their choice. Experience the flexibility of banking anytime and anywhere through our Mobile and Online Business Banking features, which include Bill Pay, Online Statements, Online Funds Transfer, and access to Quicken/Quickbooks. Select from a diverse array of checking, savings, credit, and loan products and services specifically designed to facilitate your daily operations, allowing you to focus on your core business activities while we support your financial needs. This approach not only enhances your operational efficiency but also fosters a more sustainable business environment.

BlueBanc provides scalable banking solutions and card issuance functionalities, enabling fintechs, media agencies, and various businesses to develop their own branded financial products through powerful APIs. The platform features versatile card issuing capabilities, offering physical, virtual, prepaid, debit, and credit cards that work seamlessly with Apple Pay, Google Pay, and Samsung Pay. It is enhanced by advanced security features such as tokenization and 3-D Secure, along with dedicated or shared BINs and real-time funding that ensures automatic balance replenishment during transactions. Clients can swiftly initiate their programs with access to over 30 prebuilt BIN configurations, while also enjoying streamlined multi-company management, including FDIC-insured checking accounts, team oversight, split payment options, and 24/7/365 book transfers. Furthermore, BlueBanc allows for efficient administration of multiple users, roles, and accounts, all facilitated through a robust Open Banking API that significantly speeds up the process from initial concept to full implementation. This comprehensive suite of services positions BlueBanc as a pivotal partner for businesses seeking to innovate in the financial services landscape.

One is a financial technology firm rather than a traditional bank, providing an array of services that include debit rewards, early payment options, high-yield savings accounts, and the absence of monthly fees. Customers can enjoy up to 3% cash back for in-store and online purchases at Walmart, capped at $50 annually, contingent upon eligible deposits. This platform has empowered over half a million users to enhance their credit management by offering free weekly access to credit score insights and a no-cost credit builder program that carries no fees or interest. In addition, One's user-friendly mobile app is accessible for download on both the App Store and Google Play, facilitating convenient account management for customers. Through a collaboration with Coastal Community Bank, the company ensures that approved deposit accounts are protected by FDIC insurance up to $250,000 per depositor, provided certain conditions are satisfied. Furthermore, One continues to innovate and expand its offerings, aiming to create an even more comprehensive financial ecosystem for its users.

Discover the ultimate online business checking account designed just for you. With a simple online application process that takes only minutes, you can focus on your entrepreneurial pursuits while earning up to 1.5% cash back and enjoying unlimited free transactions. When using your Radius debit card for online or signature-based "credit" transactions, you will benefit from the same cash back rate. The application can be completed in less than 10 minutes, allowing you to skip the branch visit and concentrate on what really matters—growing your business! There are no penalties or hidden fees, ensuring you can operate without unnecessary costs. With a competitive 0.10% APY for balances of $5,000 and above, maintaining your account is straightforward, as there is no monthly maintenance fee for qualifying balances. Additionally, we don't impose fees on your account, and we provide worldwide ATM fee rebates, potentially saving you over $300 this year. You can seamlessly manage your finances anytime, anywhere, taking advantage of features like digital invoicing, wires, ACH transfers, bill pay, and mobile deposits—all right at your fingertips. This account is tailored to support your business needs while maximizing your financial benefits.

Discover a new level of online banking with Chime, where transparency reigns with no hidden fees. Enjoy the advantage of receiving your paycheck up to two days ahead of time through direct deposit, and watch your savings grow effortlessly. Embrace the convenience and straightforwardness of managing your finances online. While Chime operates as a financial technology firm rather than a traditional bank, it partners with The Bancorp Bank and Stride Bank, N.A. to provide essential banking services, ensuring FDIC protection for members. With the Chime mobile app, access your account balances, monitor daily transactions, and keep track of your savings from anywhere you go. You can also enable balance notifications and receive instant alerts for every transaction made using your Chime Visa® Debit Card. Additionally, our Pay Friends feature allows for instant money transfers to friends directly through the app, making your banking experience seamless. Garnering over 135,000 five-star reviews across app stores, Chime's mobile banking app stands out with its user-friendly and efficient design. If you're tired of the typical wait for your direct deposit, all you need to do is open a Chime Spending Account and set up Direct Deposit to start enjoying early access to your earnings. Plus, with Chime, you can feel secure knowing that your financial information is protected while you enjoy innovative banking solutions.

Consider transitioning your business banking to nbkc, which offers no account fees and waives charges for mobile deposits and bill payments. With your smartphone, you can easily deposit multiple checks, pay your vendors and bills, transfer funds between accounts, and initiate wire transfers. Enjoy complete transparency with no hidden costs; there's a $0 minimum balance requirement, and you won't encounter analysis fees, per-item fees, or charges for mobile deposits, overdrafts, or stop payments. Additionally, incoming domestic wires are free, providing further savings for your business. If you're looking to streamline invoicing, payment acceptance, and automate your accounting processes, Autobooks is seamlessly integrated into your online banking app. You can access over 34,000 MoneyPass® ATMs at no charge across the U.S. and Puerto Rico, plus receive up to $12 monthly in refunds for any ATM fees from other banks worldwide. With your nbkc Debit Mastercard®, withdrawing cash is free, and the bank prioritizes security with standard 256-bit encryption and multi-factor authentication. Rest assured, nbkc will never solicit your login details or password, ensuring your account remains secure. This commitment to transparency and security makes nbkc an excellent choice for businesses looking to optimize their banking experience.

Experience business banking that earns you interest, providing the opportunity to access up to 5.02% APY with Maximum Checking through our affiliated banks and their extensive sweep networks.** You can earn as much as 5.02%* APY in a checking account, enjoying coverage of up to $125 million in FDIC insurance through our partner banks and their sweep systems, all while incurring no wire or ACH fees. Additionally, you can benefit from up to $125 million in FDIC insurance by leveraging the resources of our partner banks and their efficient sweep networks. This ensures that your funds are not only secure but also working harder for you.

Revolutionize your small business banking experience with an account designed specifically for your needs. Enjoy quick payment processing, impressive high-yield savings, and tailored forecasts that seamlessly integrate with QuickBooks for effortless accounting. With the potential to grow your funds at an astonishing 25 times the average national rate, you can reach your savings objectives faster and without stress. Access your money within just 30 minutes, even during nights, weekends, and holidays, thanks to the benefit of Instant Deposit with no additional fees. Your transactions and expenditures will automatically sync, ensuring your financial records remain current without any cumbersome tasks on your part. Experience robust small business banking features without the hassle—open your account for free, with no monthly charges or minimum balance requirements. Enjoy 1% high-yield interest on all account balances, cash flow forecasts, and insights, along with seamless integration with QuickBooks Payments and Payroll, plus complimentary ACH transfers. For your business objectives and expenses, utilize Envelopes to set aside cash and earn interest—create virtual envelopes to monitor your savings journey and spend wisely when the time is right. This innovative banking solution empowers small business owners to manage their finances efficiently while achieving their growth ambitions.

Let’s join forces to achieve your business ambitions. If your business was established after June 1, 2020, we have a special offer tailored for new entrepreneurs like yourself. Our digital banking solutions are designed to meet your requirements, from checking accounts to merchant services, ensuring you have the resources you need for your burgeoning enterprise. We provide a wide range of commercial solutions for corporations, institutions, government entities, and real estate investors. Discover how our industry professionals can assist you in reaching your objectives. Do you have ambitious plans for your small business? So does Axos, and we're excited to help you. If you formed your business post-June 1, 2020, we’ll credit your new business bank account with $100—simply enter promo code NEWBIZ100 when you apply. Certain restrictions apply. This offer is tailored for small businesses with moderate account activity. Enjoy no monthly maintenance fees and a minimal deposit requirement to open an account, making it ideal for expanding businesses with adequate cash flow. Furthermore, maintain an average daily balance of at least $5,000 to waive those monthly maintenance fees entirely.

Our checking account caters specifically to small businesses, offering unlimited transactions, live customer support, and no monthly fees, setting the stage for your financial success. Recognizing the importance of small enterprises, we've crafted a banking solution tailored to your requirements, with zero monthly or NSF fees and the opportunity to earn 1.0% interest on balances up to $100,000. Our features and support are intended to make your banking experience seamless, ensuring you aren't charged for conducting your business. We prioritize transparent and equitable banking practices for small businesses, with no minimum deposit or balance required and no monthly service fees. Enjoy the convenience of free ATM access at over 38,000 MoneyPass® locations across the country, alongside no charges for non-sufficient funds. Additionally, you will receive two complimentary checkbooks, reinforcing our commitment to providing essential tools for your business. BlueVine stands out by offering one of the highest yield business checking accounts in the nation, allowing you to operate your business on your own terms, with unlimited transactions and no minimum balance constraints. As a result, you can focus on what truly matters—growing your business.

You are driven by ambition. You are a pioneer. At Oxygen, we salute you. Mobile banking made for you! We want you win. You will be able to work efficiently and avoid any liability. Our team is open to your venture and will find creative ways to assist you. You can easily complete the Oxygen app incorporation process - no matter where you are in the US. You can access our 24/7 banking services with no monthly fees. You can create one-time cards without worrying about sharing your Oxygen Visa®, Business Debit Card details. You can manage monthly spend, authorize merchants, and freeze or cancel virtual card with a tap. You can earn instant cashback rewards from approved merchants by using your Oxygen Visa®, Business debit card. There are no tricks, gimmicks, or games - just real money. You can easily integrate with SaaS accounting tools to tie up all of your financials in real-time.

Open a contemporary account featuring instant corporate cards, currency wallets, streamlined accounting, and exceptional perks. With instant currency wallets and virtual cards, you can finalize your financials swiftly thanks to Xero integration. Our dedicated support team is available to assist you within minutes. Safeguard your enterprise with our comprehensive theft and fraud monitoring, corporate liability coverage, travel insurance, instant card locks, and responsive customer support. Propel your business forward without any monthly charges while enjoying discounts on essential services and earning cash back on all your online purchases. Tailored for entrepreneurs and small business proprietors, setting up and managing your account is entirely online and remarkably straightforward. Experience quick, efficient, and budget-friendly transfers to bank accounts domestically and in over 35 countries. Get your virtual card right away, with physical cards on the horizon. Maintain complete oversight of your spending by easily establishing customized limits for each cardholder, ensuring you keep track of expenses effortlessly. This comprehensive solution is designed to help you thrive in today's competitive market.

Enjoy the benefits of a business checking account with no monthly service fee, as you can open an account with any initial deposit greater than $0. This account is particularly suited for managing general operating expenses and payroll transactions, allowing for unlimited combined transactions without additional charges for the first $10,000 in cash deposits each statement period. You will also incur $0 in Union Bank® ATM fees at any ATM globally and can receive two rebates on non-Union Bank ATM fees each statement period. Managing your business finances is simple and secure; you can effortlessly check your account balances, transfer funds, and more. The Union Bank® Debit Mastercard® provides a reliable and convenient way to access your funds, enabling easy payments and purchases online, over the phone, or at millions of retail locations worldwide. Additionally, you can pay your bills conveniently through various methods, whether online or by phone, and access cash from ATMs across the globe without hassle. With these features, your business transactions will be handled with efficiency and ease.

Frost Bank delivers a wide range of business banking solutions specifically designed to cater to the diverse requirements of Texas-based enterprises. Among their offerings are several checking account types, including Frost Business Checking, which allows for 200 non-electronic items and provides unlimited electronic deposits and withdrawals without any fees, as well as $5,000 in cash processing each month at no extra cost. For businesses that handle greater transaction volumes, the Frost Business Checking Plus account includes 500 non-electronic items and $20,000 in cash processing monthly, along with valuable features such as complimentary cashier’s checks, money orders, stop payments, and three free outgoing wires. Additionally, Frost Bank offers business savings accounts, various loan and financing alternatives, credit cards, merchant services, and investment options to support growth. Their online platform, Frost Connect, empowers businesses to efficiently manage their account activities, enabling informed financial decision-making and the flexibility to transfer funds as needed. This comprehensive approach ensures that businesses have the tools they need to thrive in a competitive environment.

Innovative concepts can't be contained within standard frameworks; entrepreneurs require adaptability. SVB's banking solutions are tailored to support clients in transforming their visionary ideas into successful enterprises. While you focus on building your company, we offer services aimed at enhancing your productivity as you strive for growth. Our offerings cater specifically to pre-series A companies, equipping them with essential resources to kickstart their ventures. We provide banking solutions for expanding businesses that face a rising volume of transactions. Enjoy a business checking account with no maintenance fees or transaction charges, along with complimentary online banking, unlimited incoming wires, and ACH transactions. You can also make unlimited outgoing wires, including foreign exchange, bill payments, and mobile deposits. Our services seamlessly integrate with platforms like Quickbooks, Xero, and Expensify, allowing for efficient financial management. Additionally, you can conduct an unlimited number of deposits or withdrawals without any minimum balance requirements. Embrace a cash-free approach and take advantage of global travel and business perks, all while benefiting from zero liability protection against fraudulent activities. Overall, our comprehensive banking services are designed to empower your entrepreneurial journey.

Parker is a fintech company that provides a wide range of services specifically designed for ecommerce businesses. Their offerings encompass the Parker Commercial Credit Mastercard, various banking options, solutions for bill payments, and powerful analytics tools. With the Parker Mastercard, users can take advantage of up to 90 days to settle their purchases, and credit limits that increase as their business expands. Customers can also create unlimited virtual cards and benefit from earning double rewards on all debit transactions. Parker’s banking services include high-yield savings accounts with annual percentage yields reaching as high as 3.60%, all while avoiding hidden fees and minimum balance requirements. The analytics dashboard gives users immediate access to vital metrics such as contribution margins, net cash flow, customer acquisition costs, lifetime value, and profitability on a product level, which aids businesses in making strategic financial choices. Moreover, Parker’s bill payment service enables domestic wire transfers without fees and supports international transactions via TransferWise, ensuring smooth financial operations for their clients. This comprehensive suite of services positions Parker as a valuable partner for ecommerce brands looking to enhance their financial management capabilities.

Streamline your financial management with a business checking account tailored to your requirements. This option is perfect for startups or small enterprises that require fundamental banking solutions. For businesses experiencing growth and increased banking transactions, there are specialized accounts available. Established companies with larger account balances will also find suitable options that cater to their needs. Nonprofit organizations can benefit from ideal features designed specifically for them. Additionally, premium services are offered for businesses with more complicated banking demands. Explore the specific attributes of all our business checking accounts through a detailed comparison. By simply answering a few questions, you can identify which business checking account aligns best with your financial situation. To facilitate a smooth transition to your new U.S. Bank business checking account, utilize our EZ Switch Kit. Enjoy the convenience of no-fee transactions at U.S. Bank ATMs, along with online and mobile banking that includes mobile check deposit capabilities. Furthermore, gain access to a variety of business services and payment solutions. A transaction encompasses deposits, credits, checks, ACH items, and purchases made with a U.S. Bank Business Debit Card using either a signature or PIN. We are committed to ensuring your banking experience is as efficient and effective as possible.

Are you looking for a chance to expand your business? Judo Bank is here to support your ambitions. Connect with one of our dedicated relationship bankers today. At Judo Bank, we are committed to empowering Australian businesses with a fairer chance for success. We understand that building strong relationships is essential in the business world; therefore, our bankers prioritize getting to know you and your enterprise personally. We offer tailored business lending solutions starting at $250,000, designed specifically for small to medium-sized enterprises. Our knowledgeable business banking team is currently available in Melbourne, Sydney, Brisbane, and Perth, with plans to expand to additional locations soon. If you need a funding option that offers flexibility and manageable repayment terms, our Judo Bank business loan is the ideal choice to facilitate your growth or financial investments. Additionally, our Judo Bank line of credit serves as a valuable resource for accessing funds as needed, helping you effectively manage your business’s cash flow while you focus on driving success. We believe in your business potential and are here to help you realize it.

Axis Bank offers a range of financial solutions designed to accelerate your business growth. With an emphasis on a seamless customer experience, we simplify the process through easy documentation. Our diverse products cater to both your immediate financial needs and your long-term strategic objectives. By choosing us, you can concentrate on running your business while we provide swift, convenient, and straightforward solutions tailored to all your requirements. You can secure loan amounts starting from 10 lakhs and going up to 3 crores, with the option for facility renewal after a year from the date of obtaining the loan. Importantly, we have no commitment charges to burden your finances. As the third-largest private sector bank in India, Axis Bank encompasses a wide array of financial services tailored for various customer segments, including Large and Mid-Corporates, MSMEs, Agriculture, and Retail Businesses. With an extensive network of 4,528 domestic branches and 12,044 ATMs, along with 5,433 cash recyclers, we ensure that our services are accessible to clients nationwide as of March 31, 2020. Our commitment to innovation and customer-centric solutions sets us apart in the banking sector.

Mercury offers bank accounts that can help tech companies scale. FDIC-insured bank account openings that include API access, virtual card access, team management, and much more. Cashflow analytics, programmatic payment, instant runway estimates, cashflow analytics, and many other features allow you to make efficient decisions in real-time. Get to the heart of Silicon Valley. Our network and expertise are always at our disposal. Send money in three clicks via wire, check or ACH You can see where your money is going in real-time. You can control which features employees have access to. In seconds, you can find any transaction you have made. Fluent 2-factor authentication and full logs will keep you safe. Connect to Gusto and Stripe, Quickbooks and other tools in the financial stack.

Instead of traditional pre-purchase incentives, consumers can now view their CashBack eligibility throughout their shopping experience and choose how to redeem it after their purchase, with options including gift cards and cash, among others that will be introduced soon. This approach eliminates the outdated practice of applying generic discounts that compromise profit margins in favor of revenue. By offering enhanced values on gift cards to retain loyal customers, providing discounts to those who require them for conversion, and recuperating revenue from those who do not utilize the discounts, brands can effectively manage their sales strategies. Moreover, brands can replace conventional coupon offerings in their welcome series popups, emails, and SMS communications with CashBack incentives. Customers have the flexibility to redeem their CashBack either as cash through a Visa card or as a gift card for future purchases at the brand's store. Since not all customers redeem their CashBack, brands can reinvest the unclaimed amounts into more substantial offers, which ultimately helps to boost conversion rates and drive revenue growth. This innovative strategy not only attracts new customers but also enhances the shopping experience for existing ones.

Opening a business checking and savings account is a vital step for numerous small enterprises, as these accounts serve as fundamental resources to foster growth and success. These accounts provide dividends and include a Navy Federal Business Debit Card, complimentary starter checks, and digital banking access as standard features. The first 30 transactions that are non-electronic are free; after that, there is a fee of $0.25 for each additional transaction, with no restrictions on terms. They also offer competitive interest rates and require a minimum balance of $2,500 to qualify for dividends. These accounts yield higher returns compared to traditional savings accounts, making them ideal for businesses that can maintain larger deposits, seek greater earnings, and desire to earn a jumbo dividend rate. Furthermore, these accounts are perfect for businesses focused on achieving the highest dividend rate while still needing flexible access to their funds. To take advantage of the Business Solutions offerings, business owners must first become members of Navy Federal Credit Union, ensuring they have access to a range of financial tools tailored for their growth.

Relay is a comprehensive online banking and financial management solution tailored for small enterprises, enabling them to maintain complete oversight of their cash flow through an integrated system for banking, expense tracking, bill payment, invoicing, and financial automation. This platform allows users to set up as many as 20 distinct checking accounts and two savings accounts, issue both physical and virtual debit or credit cards equipped with spending controls, and facilitates the sending and receiving of payments through various methods such as ACH transfers, wire transfers, and checks, including deposits from services like PayPal, Stripe, or Square. Additionally, Relay empowers businesses to categorize their income and expenses effectively, automate account transfers either by fixed dollar amounts or percentages, and manage fund allocation for taxes, payroll, savings, or profits automatically. The platform also enhances billing processes and vendor transactions by allowing users to upload or email their bills (or sync directly from accounting software), implement customizable approval workflows, and execute payments via ACH, wire, or check right from within the system. By utilizing Relay, small businesses can streamline their financial operations and improve overall efficiency in managing cash flow.

Experience mobile banking that the global community adores. If you believe banking can't be rapid, adaptable, and clear-cut, it's time to reconsider. Open your account now and dive into the world of mobile banking that everyone is raving about. Take advantage of cashback offers on subscriptions from your favorite brands, and gain access to exclusive deals on travel, wellness, entertainment, and beyond. You can set up an N26 account straight from your smartphone in just 5 minutes, all while enjoying banking free of hidden fees. That's right—there's no minimum account balance required, no maintenance fees, and no penalties for insufficient funds. Benefit from unlimited free ATM withdrawals at over 55,000 Allpoint locations spanning the US, Canada, Puerto Rico, Australia, Mexico, and the UK. If you happen to be out-of-network, don't worry; you still get 2 extra free ATM withdrawals each month from any network across the US, whenever you need them. Tired of waiting for your paycheck? With direct deposit, you can receive your funds up to 2 days earlier¹, making Wednesdays feel like an early weekend. With N26, every day can feel like a payday while enjoying the perks of modern banking.

Experience a unified system where your payments, banking, and cash flow operate in perfect harmony. You can sell, save, spend, and borrow with remarkable speed. By utilizing Square for payments and banking, you ensure that all aspects of your finances are interconnected. Your sales revenue flows seamlessly into Square Banking, allowing for quick and effortless access to your funds, with the added option of automation for convenience. When you make a sale, the proceeds are immediately available in your Square account. You can easily utilize your debit card to access and spend money right away from your Square transactions. Additionally, you have the flexibility to transfer funds in and out of your account using your unique account and routing numbers, ensuring comprehensive control over your financial activities. This seamless integration transforms the way you manage your money.

Manage all your financial activities seamlessly from a single platform. Experience transparent credit solutions, insightful cash flow analytics, and convenient bill payment services, specifically crafted for the eCommerce sector. With all your income and expenditures consolidated into one dashboard, you'll gain valuable insights designed to propel your eCommerce venture forward. Enhance your cash flow with instant payouts that come at no additional cost, ensuring you have the necessary funds to support your suppliers and marketing efforts. Our revenue-based line of credit is tailored exclusively for eCommerce businesses, allowing you to access more credit as your revenue increases. You can secure a true banking line of credit equivalent to up to one month of your sales revenue, complete with a flat APR that simplifies comparisons with other financing options. Avoid paying interest on loans that go unused; you can draw from your credit line only as needed. Take control of your finances by issuing spend cards that allow you to set configurable spending limits. Opening an account is quick and easy, taking less than five minutes to complete the sign-up process, enter your information, and link your eCommerce accounts. Once you're set up, you can start utilizing your cash account and cards immediately, with no credit check required, ensuring a hassle-free experience. By simplifying financial management, we empower you to focus more on growing your business.

Effortless and effective, you can apply now through Tide to launch an FSCS protected bank account offered by ClearBank.info. Business current accounts are designed to be simple and come with no monthly fees, making it easy for sole traders, consultants, and contractors to begin. Limited companies benefit from streamlined accounting integration, the ability to invoice directly through the app, and expense cards that simplify expense tracking. As your business expands, you can easily upgrade to our Plus or Premium memberships to access additional support and exclusive benefits. Our commitment to assisting small businesses is evident, which is why our business current accounts start at no cost. Select the plan that best fits your needs today, with the flexibility to upgrade as your business flourishes. We also cover the incorporation fee for you and provide a complimentary business account. As an approved formation agent seamlessly linked with Companies House, you can trust that you're in capable hands while establishing your business. With our comprehensive services, you can focus more on growing your venture and less on financial concerns.

At Total Bank Solutions, we leverage extensive industry expertise, cutting-edge business methodologies, and proprietary technology to deliver adaptable wealth management services. Our Insured Deposit Program offers cash investors the advantage of enhanced FDIC insurance, while simultaneously providing participating banks with a reliable, diverse, and cost-efficient source of deposit funding. This program also facilitates the placement of reciprocal deposits within a cohesive deposit sweep solution. With assets exceeding $80 billion under administration (AUA), TBS stands out as a prominent provider of insured deposit programs in the financial sector. Additionally, the TBS Loan Management System serves as a comprehensive platform for securities-based lending, bridging the gap between banks with surplus lending capacity and intermediaries, along with their clients. This innovative approach enables advisors and financial institutions to present clients with competitively priced securities-based lines of credit, offering more favorable rates and tax benefits compared to traditional home equity loans, ultimately enhancing customer satisfaction and financial flexibility.

Experience a revolutionary approach to business banking with our company cards. Unlike traditional banks that can be sluggish and cumbersome, we pride ourselves on efficiency and innovation. Open a company account within just 48 hours, eliminating the lengthy wait times often associated with conventional banking. Enjoy the convenience of online account setup featuring a German IBAN. Provide your employees with VISA debit cards to streamline their spending without the hassle of sharing a single card. Empower your team to prepare payments for your final approval, and simplify batch transactions by authorizing them with a single TAN. With their own Penta cards, employees can manage payments, attach receipts, and add notes seamlessly. Monitor expenses in real-time, set personalized spending limits for each card, and receive instant notifications for every transaction. Effortlessly attach receipts and notes to transactions with just one click, whether you're on your desktop or mobile device. In addition, allow your accountant or finance team to efficiently categorize all transactions to ensure alignment with your accounting practices. This modern approach not only enhances financial oversight but also promotes accountability within your team.

Teya serves as a comprehensive payment and business-management solution specifically designed for small to medium enterprises, particularly those with physical locations, service providers, and local vendors. It offers innovative card-payment options, ranging from Android-operated terminals to contactless payment methods, along with essential features for managing settlements, accounting, business banking, and sales tracking. Through its mobile and web application, merchants can easily convert their smartphones into card processing devices, facilitating the acceptance of contactless payments while managing transactions, monitoring real-time analytics, and obtaining quick access to settlement reports and cash flow insights. Additionally, Teya allows merchants to establish a “Teya Business Account,” which includes the provision of up to three physical debit cards, multiple virtual cards, free bank transfers, direct debits, and a 0.5% cashback on card expenditures, thus integrating payment processing with financial management seamlessly in one unified platform. This holistic approach not only simplifies transactional operations but also empowers business owners to keep a closer eye on their financial health.

Dave is a fintech company that streamlines financial management via its cutting-edge mobile banking application. In collaboration with Evolve Bank & Trust, a member of the FDIC, Dave provides features such as ExtraCash™, allowing qualified users to withdraw up to $500 instantly without incurring interest or late fees. Users can also take advantage of the Dave Checking account, which provides early access to their salaries through direct deposit, as well as a high-yield Goals account that offers a competitive 4.00% APY to help grow their savings. Furthermore, the app includes a Side Hustle feature that links users to various income-enhancing opportunities. With accounts insured by the FDIC up to $250,000, Dave prioritizes both security and clarity in financial management. This combination of innovative features and robust security measures makes Dave a compelling choice for those looking to enhance their financial well-being.

Centime is the only all-in-one finance automation and banking platform built for mid-market businesses. Instead of juggling separate tools, Centime unifies AP, AR, expense management, forecasting, and banking in one system embedded directly in ERPs like NetSuite, Sage Intacct, and QuickBooks. Finance teams gain real-time visibility across the full cash cycle, eliminate inefficiencies, and turn finance into a strategic driver of growth. Core Capabilities: - Accounts Payable: AI-powered invoice capture, PO matching, approval workflows, supplier portal, and payments that earn 3.0% APY—transforming AP into a profit center. - Accounts Receivable: Automated invoicing, AI-driven collections, dispute management, and faster cash application to reduce DSO and improve predictability. - Expense Management: Mobile-first reporting, automated approvals, and policy enforcement, compatible with any card program. - Cash Forecasting: A dynamic 13-week rolling forecast with scenario planning and KPI tracking, helping leaders optimize liquidity. - Business Banking: High-yield checking, FDIC-insured sweeps, account aggregation, and cross-bank transfers—all from a single dashboard. Centime is purpose-built to work seamlessly inside the ERP, eliminating bolt-ons and manual reconciliations. Customers typically go live in 7–21 days, backed by award-winning onboarding and support. By combining automation, forecasting, and banking in one solution, Centime streamlines operations and gives businesses unmatched control over cash.

Award-winning Business Banking. You can manage your business finances from anywhere. Connect Novo with your tools, send invoices, get paid, and more. We believe that time is money and we want to help you keep it. Set up an account on your preferred device and skip the bank. Stripe allows you to accept debit and credit cards payments for your invoices. When an invoice is paid with a card, you will receive an email confirmation. Accept invoice payments via Square. You can set aside funds for taxes and profit, payroll, or other large business expenses with Novo Reserves. You can save money for the future, set aside money for taxes, or create a rainy-day fund. You can link your bank accounts to Novo to make seamless transfers. Remote check deposit allows for you to deposit a cheque directly from your smartphone. You can make international and US payments. Deep integrations as a Stripe Partner. You can see your Stripe balances in your Novo account. Sign up for Stripe to get $20,000 in fee-free processing

Establishing strong partnerships is crucial for any business, and one of the most vital allies you can have is a bank that tailors its advice and resources to fit your specific requirements. Regardless of your financial goals, your savings will accumulate more quickly if they generate interest, so it's time to increase your savings and enhance your business potential. Take advantage of competitive rates to expand your business funds, whether you opt for Unlimited Checking or Basic Checking. Explore financing options for your business expenditures and choose a credit card that offers numerous benefits tailored for your needs. With our user-friendly online system, you can effortlessly manage and allocate escrow funds, and you can accept credit card payments from any location. Additionally, monitor and assess your cash flow through services like wire transfers and remote deposits. Stay in control of your business accounts whenever it suits you, and enjoy the flexibility of accessing your accounts via your mobile device. For personalized assistance, connect with a Capital One associate at a nearby location to discuss your business banking needs. By leveraging these resources, you can position your business for greater success.

Metal Pay allows you to purchase MTL and a variety of other cryptocurrencies for everyday use in real life. It serves as an exceptional platform for transferring money effortlessly. Sending funds to friends is not only quick and enjoyable, but it also incurs no costs at all. You can pay anyone, anytime, without any fees. Our innovative approach to payments has transformed the experience into something that is straightforward, enjoyable, free, and rewarding. Utilize your cash balance, a connected bank account, or cryptocurrency to make instant payments. MTL is designed for daily transactions, allowing you to withdraw to your bank, pay someone directly, or save and watch your investment increase in value. The marketplace feature lets you buy and sell over 50 cryptocurrencies straight from your FDIC-insured cash balance at our partner bank. Stay informed and explore emerging trends in the crypto space. Our services are currently available in select states, with plans to expand to more locations soon, so make sure to check back for updates on our launch in your area. With Metal Pay, buying, selling, and trading cryptocurrency has never been simpler or more accessible.

Column is a nationally chartered bank specifically designed for developers and builders looking to create cutting-edge financial products. By developing its own core banking system, ledger, and data architecture, Column removes the reliance on traditional middleware, allowing developers to interact directly with the U.S. banking framework. This innovative strategy enables smooth integration with the Federal Reserve, making processes like money transfers, account setups, and card program management remarkably efficient. Among its primary services are ACH origination, wire transfers through FedWire, real-time book transfers, and the capability to open FDIC-insured bank accounts via a straightforward API. Moreover, Column empowers the creation of tailored card programs by providing unique Bank Identification Numbers (BINs) and ensuring compatibility with leading networks and issuer processors. In addition to these services, Column also offers a range of lending products, including loan origination, debt financing, and loan purchase initiatives, further assisting companies in expanding their lending capabilities. With its comprehensive suite of offerings, Column stands out as a valuable partner for those in the financial technology sector.