Alternatives to FinFit

Instant Financial provides businesses with an earned wage access solution. This allows employees to access their earned wages right away after they have worked, and not having to wait until payday. Employers can benefit from this benefit, which not only helps them avoid the daily struggle of living paycheck-to-paycheck, but also increases retention and lowers attrition rates. This will help you improve your bottom line. You can increase job applicants and reduce turnover by giving your employees financial control. Instant Pay can bring you immediate results. Learn from leaders in the service sector how Instant Pay has helped them increase their retention. Learn how our platform integrates into your existing payroll and human resources systems. Employers can increase job applicants, retain employees, and reduce absenteism with our platform.

Clair is a workplace-connected banking app that allows America’s workforce to advance a portion of their earnings before payday. Whether you need funds to help cover bills, stay ahead of your credit card payment, or use the money to invest, you shouldn't have to wait until payday to have access to the money you have earned. Clair On-Demand Pay is a free employee benefit that is used and loved by employees at over 12,000 businesses. With Clair, you can enjoy a range of financial wellness tools designed to support your financial goals such as: - Free Earned Wage Advances - Fee-free cash withdrawals at 40,000 in-network ATMs† in the U.S. - A 2% high-yield Savings Account‡ - FDIC-insured* Spending Account with no hidden fees Through strategic partnerships with leading payroll and workforce management platforms like When I Work, Trinet Zenefits, Gusto, Altametrics, and more, we're making it easy for businesses and their employees to stay on top of their financial goals and build a strong financial future with On-Demand Pay.

Tapcheck offers earned wage access to employees at no cost to employers. It provides tangible benefits that improve enterprise-level performance. Employees should have financial freedom to improve their quality and retention. Give your business an edge in recruiting by making it more competitive than your competitors. Reduce absent days and distractions, and keep your employees happy by reducing stress and worry associated with financial problems. Your workforce should be able to focus and give their full attention to the task at hand. Improved employee financial wellbeing reduces the need to hire expensive recruiters and lowers the costs associated with training new employees. On-demand pay allows you to reduce personnel expenses without having to burden your payroll department or pay for an expensive benefit. Tapcheck makes it easy than ever to invest in your most valuable asset, your employees.

ONE@Work, previously known as Even, is an innovative financial wellness application designed to partner with top employers in order to help employees take control of their earnings. This app, provided as a complimentary employee benefit, equips users with resources that facilitate early wage access, budgeting tools, and automated savings options, thereby enabling them to handle unforeseen financial challenges and strategically plan for their future with assurance. By leveraging these features, employees can enhance their financial literacy and overall well-being.

Offering on-demand wages and financial education to employees can be a valuable voluntary benefit that comes at no cost to your organization. The setup process is quick and requires minimal effort from your team, allowing you to implement it in just a few minutes. With ZayZoon, employees gain instant access to their earned wages, mitigating financial stress that arises from cash flow gaps between pay periods. This benefit not only enhances employee retention and productivity but also fosters a more engaged workforce. The system seamlessly integrates with payroll and HRIS, enabling employees to securely create accounts and access their earned pay with ease. How does ZayZoon achieve such quick activation? The platform has already established integrations with numerous systems, making it the most convenient and rapid Earned Wage Access (EWA) solution available for employers. ZayZoon covers all early wage requests, ensuring there are no risks or liabilities for the employer, as funds are automatically retrieved during the next payroll cycle. Additionally, ZayZoon handles all employee support, eliminating any extra management responsibilities for employers. By implementing this solution, companies can enhance their workplace environment while providing essential financial wellness resources to their staff.

OrbisPay is a platform that lets employees withdraw their earned wages every day, instead of waiting for their paycheck. This service aims to reduce the reliance on predatory loans by offering unique benefits to millions of Americans living paycheck-to-paycheck. Our products and services can improve retention rates, increase productivity, reduce turnover costs, and create a financial well-being culture within your organization.

Our all-in-one platform helps employees to fully engage in work and personal life. It takes a holistic approach to improving financial wellness and employee satisfaction. Employees can access their money immediately, pay for hours worked, load it on a Payactiv card or get cash at Walmart. They can also use their earned wages to call Uber or get Amazon products for daily living. We provide the money to ensure your employees are protected without disrupting your systems. It's not a loan, there's no interest and it's their money when they need it. Employees can find deals on the app's discount market to save money on prescription medication and other everyday items. Employees can see how much they can save based on their spending habits and upcoming bills. Access to financial education articles and appointments with financial coaches at no cost.

Minor fluctuations in income or expenses can throw a delicate budget out of balance, potentially resulting in costly bank overdrafts or short-term loans. This financial strain adversely affects employee productivity, satisfaction, and retention rates. FlexWage offers immediate access to earned wages, fostering employee loyalty and enhancing retention efforts. By alleviating financial stress for your workforce, you can cultivate a more productive and satisfied team. Additionally, FlexWage helps your organization save money through the promotion of electronic payments, thereby reducing the costs associated with paper checks. Transform your company’s financial wellness program with our fully-compliant, precise on-demand pay solutions and financial wellness resources. With FlexWage, you gain access to the first and only patented solution from the most experienced, automated, and trusted provider in the market. Empower your employees by giving them early, on-demand access to their already earned wages, which can significantly enhance their overall financial stability.

India boasts its first and largest platform for earned wage access, designed to provide both full-time and contracted employees immediate access to their earnings. Many human resource professionals face significant financial anxiety, which can lead to decreased focus, carelessness, and unsatisfactory job performance. As the burden of financial stress grows over time, employees often find it challenging to juggle personal challenges alongside their work responsibilities, ultimately affecting their productivity. The increasing obligations of debt and cash flow issues among workers may escalate the demand for salary advances, thereby influencing the working capital of employers. Additionally, a rise in financial stress among the Indian workforce can lead to higher rates of absenteeism and increased turnover costs for companies. This financial strain can hinder even top performers, who may be reliant on performance-based rewards. To combat these challenges, organizations need to implement effective long-term wellness programs that not only tackle these financial issues but also foster financial resilience within their employees, ensuring a more stable and productive work environment for all.

Setting up Rain is straightforward and comes at no additional cost to your business, making it an appealing choice for modern payment solutions. Embrace the future of finance and leave outdated methods behind by utilizing Rain – the current way to manage payments! The expenses associated with payday loans, credit cards, overdrafts, and maintaining low account balances can accumulate quickly. A significant 72% of Americans living paycheck-to-paycheck stand to gain from the early access to wages. Our service is provided at no charge to employers who implement Rain as a voluntary financial wellness benefit for their employees. Rain seamlessly integrates into most payroll systems, ensuring that your payroll department won’t need to allocate extra time or resources to manage it. Enjoy zero fees and no complications for your payroll team. With the Rain mobile application, employees can conveniently access up to 50% of their earned wages whenever they need it. When an employee withdraws their earned wages through the Rain app, a nominal fee akin to an ATM charge is applied. Additionally, be sure to inquire about our new zero-fee option for even greater savings. Plus, offering this service can enhance employee satisfaction and retention, making it a win-win for your organization.

Jify stands out as one of the most prominent financial wellness platforms catering to India's employed population. As a trailblazer in on-demand salary access, we empower employees to retrieve their earned wages instantly, well before the arrival of the monthly paycheck. By using Jify, you can sidestep the burden of exorbitant interest fees, as well as the need to ask friends, family, or coworkers for financial assistance, and avoid incurring bank overdraft charges. Imagine you have been diligently managing your finances, but you might have exceeded your budget slightly this month. With an electricity bill looming due on Monday and your paycheck not arriving until Friday, you find yourself at risk of overdrawing your account if funds don’t come through promptly. The convenience of Jify provides peace of mind during these challenging moments.

There’s a noteworthy reason why a remarkable 82% of employees report feeling more optimistic about their employer. Engaging employees effectively often stems from ensuring they feel valued, and what provides a sense of value more than receiving a paycheck? The financial connection that workers share with their employers frequently turns out to be one of the most affirming aspects of their lives. Therefore, promoting financial wellness emerges as a crucial factor for maintaining a resilient workforce, which explains why our employer-supported financial tools lead to 82% of our users expressing increased positivity towards their employer. With the utilization of employer data, Wagestream can confidently assert its capability to decrease employee turnover by 16% within a year. Those employees who actively engage with Wagestream discover a more profound connection between their earnings and their work contributions, resulting in an average increase of 22% in monthly hours worked. This approach not only alleviates stress but also enables employees to focus better, as flexible pay options lead to improved job performance. Moreover, the rapid tracking of wages has become our most popular feature, fostering a culture of saving through Wagestream. By empowering employees in this way, businesses can cultivate a more dedicated and satisfied workforce.

To attract and retain the best talent, it is crucial to tackle the primary financial issue facing the next generation of workers: student debt. By implementing strategies to alleviate employees' financial burdens, organizations can significantly reduce their debt over time. For example, employees can utilize spare change to make substantial progress in paying off their loans, while also taking advantage of federal programs that offer both time and cost savings. Providing a centralized view of all their loans can make financial management easier for employees. Additionally, fostering financial growth through initiatives like a 401k match can enhance employee wealth and security. Employees could also benefit from receiving cash back on routine purchases, which can further assist in reducing their debt. On average, interest rates could be lowered by 1.7%, making repayment more manageable. By offering rewards that contribute directly to student debt payments, employees can make extra contributions towards their loans with ease. Furthermore, empowering employees to assist loved ones in paying down their own student debt can create a supportive work environment. FutureFuel.io equips employers with the tools needed to quickly implement a comprehensive and personalized platform for Student Debt Financial Health and Wellness, ensuring that eligible employees receive the support they need through a secure interface. With straightforward implementation and real-time dashboards to monitor engagement, employers can foster a culture of financial wellness that benefits everyone involved. This proactive approach not only addresses immediate financial concerns but also enhances overall employee satisfaction and loyalty.

It is just as simple for you as it is for your workforce. Our innovative and secure method requires no integration at all, enabling you to implement a program in just days instead of the usual months. Earnin has significantly boosted workplace motivation by allowing employees to access their earnings before the official payday. By helping individuals pay their bills promptly, Earnin plays a vital role in alleviating financial pressure. Join the ranks of leading companies that rely on Earnin to facilitate better financial prospects for their staff. We offer all the necessary tools to successfully launch, promote, and assess your program's effectiveness. This includes performance metrics, a dedicated partner success manager, and tailored marketing resources. Our goal is to enhance financial well-being for everyone. By dismantling the obstacles of a legacy financial system, we are creating innovative solutions that are genuinely beneficial for all. Discover how we are driving positive transformation through groundbreaking technology that prioritizes individuals. Members are free to utilize our services at no cost while having the option to tip as they wish; this tipping is completely optional, providing a way for members to express their appreciation if they choose to do so. Additionally, our commitment to accessibility ensures that everyone can benefit from the services we provide.

Emphasizing financial inclusion and overall well-being is essential in the workplace, as employees come from diverse financial literacy levels and socioeconomic backgrounds. HoneyBee offers invaluable support to your workforce and their families as they navigate their financial journeys. With the nation's pioneering no-cost rainy day fund, every employee, regardless of credit history, can better handle unexpected expenses, reduce debt, and enhance their savings aspirations. Our team of financial experts offers judgment-free guidance, helping employees and their families to develop tailored strategies that align with their financial objectives. Recognizing that personal finance is often overlooked in traditional education, we provide an engaging educational webinar series designed to empower employees and their children with essential financial knowledge. Remarkably, a significant four out of five employees have engaged with the financial wellness initiatives offered by their employers, highlighting their effectiveness and importance. By prioritizing these programs, businesses can foster a more financially secure and informed workforce.

In order to recruit and retain top talent in the current market, organizations must offer meaningful benefits that truly enhance employee well-being. Paytime distinguishes your company by providing a flexible pay access solution that allows employees to tap into their earned wages instantly, even before their scheduled pay periods. Alongside this feature, we offer essential financial education, wellness resources, and mental health support, ensuring that your employees receive benefits they genuinely appreciate. By attracting new talent, minimizing employee turnover, and differentiating yourself from rivals, you can maintain your existing payroll structure. Many forward-thinking employers are already witnessing the positive effects of empowering their staff with greater control over their earned income. It's important to note that this is not a loan or credit; instead, it simply provides early access to funds that employees have already earned. Get in touch with us today to discover how Paytime can benefit your organization and enhance your employee experience.

Gain immediate, no-cost access to the wages you've earned with just a tap on your smartphone. Download Branch now to take charge of your finances and make the most of your hard work. As a top-tier operational platform for hourly workers, Branch enhances workforce productivity and streamlines processes. It boasts a comprehensive web dashboard alongside a user-friendly mobile app, allowing business users to create, distribute, and manage their schedules effectively. Employees benefit too, as they can effortlessly check their schedules, indicate their availability, request time off, swap shifts, and much more. Major companies such as Pizza Hut, McDonald's, Starbucks, and Taco Bell already trust Branch for their workforce needs. Frustrated with financial services that exploit diligent individuals like yourself? We share your sentiments and are committed to assisting fellow Americans in achieving financial growth and stability. Say goodbye to waiting 3-5 business days for your hard-earned money; you can now request an instant portion of your paycheck to cover unexpected expenses whenever you need it. With Branch, financial freedom is just a click away.

Mariner Financial Wellness is a financial well-being platform designed to help employees overcome money-related stress and build healthier financial habits through education, budgeting tools, goal setting, and personalized coaching. It caters to employees from a wide range of roles, offering customized content that meets individual financial needs and circumstances. Employers can monitor the program’s effectiveness with real-time reporting that shows improvements in financial wellness, debt reduction, and overall productivity. The platform boasts a quick and straightforward setup process, with customizable administrator dashboards and communication materials to support employee engagement. Two flexible plan options accommodate different company sizes and budgets, making the program accessible and affordable. Mariner Financial Wellness places a strong emphasis on data security and privacy, ensuring employee information remains confidential and is never sold or shared. The platform’s mission is employee-first, focusing solely on delivering unbiased, ad-free financial education and guidance. Client testimonials highlight significant benefits in recruitment, retention, and workplace morale, demonstrating the program’s positive impact.

Simplifying student loan benefits: They're essential for your workforce and groundbreaking for you. Additionally, contributions towards student loans are now exempt from taxes. Our mission is to offer your organization tailored student loan benefits that aid your staff in funding their education or that of their loved ones. This support not only assists them but also enhances your ability to attract and retain high-quality talent. There are various strategies to transform student debt relief into a corporate advantage. With our flexible options, you can easily discover the perfect solution for your organization. Accelerate your employees' journey to financial independence by either making direct monthly contributions to their student loan payments or by providing them with tax-advantaged 401(k) options. Our educational finance decision support tool guides employees in choosing the most effective approach for managing their student loans while also planning for future educational expenses. Offering accessible loans for the educational needs of employees and their families is another way to strengthen your team's financial well-being. By investing in their education, you’re fostering a more knowledgeable and capable workforce.

Ceannate, our parent company, boasts 15 years of expertise in assisting nearly one million student loan borrowers in achieving financial stability. Established in 2011, IonTuition was created to aid college students and alumni in effectively managing their student loan repayment processes. Over the years, we have expanded our offerings to include employee benefits programs and services tailored for various organizations, including businesses. Presently, IonTuition stands as the leading employee-focused partner in providing solutions for student loan repayment benefits, employing a holistic strategy towards financial wellness. Our customized platform, alongside strong relationships with loan servicers, streamlines the resolution process for borrowers, facilitating their journey toward financial health at any point in their repayment journey. We invite you to reach out and arrange a demonstration of our platform to discover how implementing a student loan repayment program can benefit your organization. Additionally, our online tools for managing student loan repayments empower employees to effectively reduce their student debt burden.

Promoting financial wellness is crucial for both your employees' well-being and the overall success of your organization. By offering a complimentary benefit that aids employees in achieving their financial objectives, alleviating stress, and boosting their productivity, you create a positive work environment. When individuals feel secure in their finances, they are less likely to be impacted by small emergencies or unexpected costs. Enhancing their knowledge about budgeting strategies fosters healthier financial habits and continuous progress. Employees burdened by financial worries tend to be less effective and often face greater financial difficulties compared to their peers. We will facilitate informative sessions directly at your workplace, allowing you to select from a diverse array of financial topics while we coordinate a schedule that fits your business needs. These sessions will provide practical guidance for embarking on the journey to financial wellness, along with ongoing alerts and insights to ensure they remain on track. Understanding that this is a continuous process, we are committed to supporting them throughout every phase of their financial journey. Additionally, fostering a culture of financial literacy can lead to higher employee retention and satisfaction.

Enhance your company's productivity and foster loyalty among your team with our innovative work benefit plans that focus on retaining top talent. By implementing a competitive job benefit structure, you can reduce employee turnover, attract exceptional candidates, and boost overall productivity. From the outset, employees begin to accumulate usage benefits, with gasoline vouchers offering 100% tax deductibility and pantry vouchers providing 53%. This approach not only ensures compliance with employee welfare but also alleviates financial pressures faced by your staff. Our company is certified, and we prioritize data protection through Minu, ensuring your information remains secure. You have the flexibility to choose which benefit plans to implement for your team, all of which can be easily managed through our user-friendly web platform, with updates reflected in employees' mobile applications. With these tailored work benefit plans, you promote not only the physical and mental well-being but also the financial health of your workforce. Attracting and retaining the best talent in the market has never been easier. Furthermore, Minu stands out as the foremost employee benefit platform in Mexico, pioneering the concept of on-demand salary benefits, which sets us apart from the competition.

Empower your workforce to achieve their financial aspirations while simultaneously boosting engagement in the workplace. BenefitEd will design a tailored program to meet your specific requirements. Speed up the hiring process and enhance employee retention rates. Stand out with a unique benefits package that elevates morale and engagement, positioning your company as a preferred employer while allowing you to track the effectiveness of your initiatives and showcase a tangible return on investment. Enable employees to utilize company matching funds for their student loan repayments. With a straightforward management process, make regular contributions toward employee student loans. Assist employees in planning for their future by enhancing their 529 college savings plans. Acting as a third-party administrator, BenefitEd streamlines your tuition reimbursement process, allowing your employees to devote their time to other important tasks. By partnering with BenefitEd, you can recover program expenses and potentially achieve a favorable return on investment while ensuring your workforce remains satisfied and motivated. Ultimately, investing in your employees' financial well-being fosters a thriving workplace culture and strengthens loyalty.

Assist employees in navigating their most urgent financial obstacles. Significantly enhance the clarity of benefits communication to achieve unprecedented levels of participation. Decrease tax burdens, as well as claims related to disability and workers' compensation. Boost employee productivity, as those struggling with financial anxiety can lead to substantial losses for companies through diminished productivity and increased healthcare costs. Alleviating financial stress for your workforce is among the quickest and most efficient strategies to enhance overall productivity and reduce healthcare expenditures for all. Implementing a workplace financial wellness initiative can be an excellent solution for both your employees and your organization. An effective program can alleviate financial burdens while simultaneously curbing healthcare costs, all while providing guidance through the diverse financial phases of life. This initiative not only engages employees but also educates them on the valuable benefits for which you invest so heavily. Furthermore, it creates a supportive environment that fosters financial literacy and stability among your workforce.

Modern Employee Wellness Designed for Today’s Challenges. With an extensive array of courses addressing mental, physical, and financial health, we are perfectly suited to assist your workforce and their families in navigating the unique health and social challenges of today, whether they are working remotely or on-site. BurnAlong boasts five times the engagement levels compared to conventional wellness initiatives. Employees can select from a diverse range of classes taught by numerous instructors across over 45 categories of fitness and wellness. Providing a genuinely inclusive wellness journey, BurnAlong encompasses everything from standard fitness to programs tailored for chronic conditions, along with specialized resources for mental health, stress management, financial wellness, and much more. For HR teams and employers, BurnAlong equips employees with the encouragement and resources necessary to achieve and maintain their health and wellness aspirations. Additionally, BurnAlong collaborates closely with organizations and partners with top brokers, insurers, and wellness platforms, ensuring seamless data integration with other systems. This comprehensive approach ensures that all employees receive the support they need to thrive in today's complex environment.

By selecting the Skylight PayOptions Program, you empower your employees to focus on their financial health. This program allows for electronic direct deposits onto a paycard, eliminating the need for them to visit a bank to cash or deposit physical checks. Additionally, employees have the option to open a savings account, enabling them to set aside funds for various goals such as education, vacations, or even purchasing a new vehicle. Direct deposit is favored by employees over traditional payroll methods, enhancing their financial stability and increasing their likelihood of remaining with your company while recommending it to others. Providing robust financial tools not only enhances workplace productivity but also streamlines your operational processes, ultimately benefiting everyone involved. Furthermore, this program fosters a positive work environment where employees feel valued and secure in their financial decisions.

When financial worries weigh heavily on employees, their ability to concentrate on their jobs diminishes significantly. SmartPath offers an affordable financial wellness platform that equips your workforce with essential education, coaching, and resources to transform their financial challenges into achievements. Research indicates that employees engage differently based on their circumstances, which is why our program is intentionally designed to be all-encompassing and cater to their diverse needs. Each employer is provided with a personalized launchpad that allows employees to seamlessly connect with all of SmartPath's services. This platform includes a Live Chat feature with our coaching experts, ensuring quick responses to financial inquiries and enhanced support. The stress of managing money can be overwhelming, particularly in the wake of the pandemic, which has made financial stability even more elusive. Engage with our interactive quizzes to explore financial solutions and receive tailored insights with straightforward recommendations. Our skilled and passionate human coaches are committed to offering assistance in various areas such as budgeting, debt management, homeownership, caring for aging parents, funding children's education, and beyond. With our comprehensive approach, employees can find peace of mind and regain their focus on what truly matters.

In 2011, SoFi was a trailblazer in the field of student loan refinancing. Over the years, we have expanded our SoFi at Work platform for employers, offering a range of services, tools, and educational resources designed to give employees a complete view of their finances, empowering them to make informed choices and reach their financial aspirations. Our employee benefits program serves as a straightforward and all-encompassing solution for employers looking to enhance their staff's financial wellbeing, featuring contributions for student loans and 529 plans, as well as various educational resources. The newly introduced SoFi at Work Dashboard functions as a centralized financial hub for employees, presenting them with an extensive overview of their finances, an array of tools for sound decision-making, and an access point for their benefits, all intended to aid them in accomplishing their financial objectives. From planning for college and managing student debt to establishing an emergency savings fund, the benefits provided by SoFi at Work cater to a wide array of employee needs, enriching the overall financial health of the workforce. Ultimately, SoFi is committed to fostering an environment where employees can thrive financially and achieve their long-term goals.

DailyPay is powered by an industry-leading technology platform and is on a mission for a new financial system. DailyPay has partnered with America's top-ranked employers, such as Dollar Tree, Berkshire Hathaway, and Adecco to become the gold-standard for on-demand pay. DailyPay's massive data network, proprietary financing model, and connections to over 6,000 banking system endpoints allow it to ensure that money is always at the right place at the right moment for employers, merchants, and financial institutions. DailyPay is a technology company that aims to change the way money moves from the moment it starts. DailyPay's headquarters is in New York City and its operations are based in Minneapolis.

SalaryCredits stands out as a prominent company specializing in Employee Financial Wellness, aiming to enhance both the financial health and overall happiness of employees in their work environment. By utilizing SalaryCredits, employers can effectively alleviate the financial burdens that their staff may face. The platform is user-friendly and accessible online, empowering individuals to approach their personal financial hurdles with confidence, knowledge, and a positive outlook. This equitable access to financial resources plays a crucial role in fostering better financial stability among employees, ultimately benefiting the entire organization.

ITN Productions and the Personal Finance Society reached out to us to discuss the significance of financial wellbeing within the workplace, alongside experiences from both employers and employees regarding MyEva, a digital financial advisor available to every staff member. In these challenging times, prioritizing financial wellbeing is essential. MyEva empowers employees to take charge of their current financial situations while fostering a mindset that enables them to pursue their aspirations for the future, no matter their nature. Enhancing financial wellbeing involves establishing personal goals that cater to both present needs and future desires, creating a straightforward and accessible roadmap to follow. Many individuals are not well-versed in financial jargon; however, what truly matters is the sense of security that solid financial management provides. This security allows individuals to live without stress, cherish moments with family and friends, build lasting memories, and enjoy a sense of tranquility. Ultimately, financial wellbeing is about more than just numbers; it is about cultivating a fulfilling life.

Hastee is a financial technology firm that offers a platform allowing employees to access a share of their earned income prior to the regular payday, thereby promoting financial flexibility and wellbeing. The company seeks to enhance employee satisfaction and retention for employers while providing various additional features, including an AI Financial Assistant, a Benefits Calculator, Discounts, and a Financial Checkup. Through these services, Hastee aims to empower workers to manage their finances more effectively.

The financial wellbeing of employees is crucial to their overall health and productivity. Sadly, many existing financial wellness programs are inadequate. Brightside introduces a groundbreaking financial care model that addresses these shortcomings. It stands as the first and only all-encompassing financial care solution available. For employers, this eliminates the need for fragmented solutions and complicated integrations. For employees, it offers immediate access to financial professionals and tangible assistance. While a chatbot may view debt simply as a number, a human understands the complexities behind it, such as an employee missing work due to car troubles or the repercussions of identity theft. Brightside’s financial assistants are real people dedicated to helping employees tackle genuine challenges. Although technology cannot replace human interaction, it can enhance their capabilities. With our Brightside app and its integrated solutions, we are able to deliver more tailored and effective support to a greater number of working families, anytime they need it. This innovative approach not only improves financial wellness but also fosters a more supportive workplace environment.

At LearnLux we are creating a world where having a financial plan is never out of reach. We bring this mission to life by offering employees expert financial guidance for everyday money moments and big life milestones. Our digital program and team of Certified Financial Planner™ professionals provide holistic, fiduciary financial guidance to people in all stages of life, focusing on inclusivity across all ages, geographies, economic backgrounds, and genders. We share our mission at scale by partnering with the world’s best companies to offer valuable benefits that help employees do their best work every day because they feel confident in their finances.

Welltok’s Total Wellbeing Solution serves as a comprehensive platform where employees and their families can conveniently access a wide array of benefits, resources, and incentives that enhance various facets of wellbeing, including mental, physical, social, and financial health. By surpassing conventional employee wellness initiatives, we establish a user-friendly and enjoyable benefits hub that both employees and dependents appreciate. Additionally, we facilitate the integration of your current programs with our carefully selected Connect Partner Ecosystem, which caters to the diverse needs of your workforce, thereby fostering an inclusive and extensive offering. What sets us apart from other wellbeing platforms is our ability to accurately predict participant engagement in programs, allowing us to create a highly personalized employee experience that effectively encourages participation and action. This innovative approach not only enhances individual well-being but also contributes to a more engaged and productive workforce overall.

VIVA Finance operates a mobile-focused lending platform that primarily assesses loan eligibility based on employment details rather than traditional credit scores. The organization aims to foster a more inclusive financial ecosystem by broadening access to reasonably priced credit through its unique underwriting approach. Since its inception in early 2019, VIVA has assisted thousands of individuals in refinancing high-interest debt and addressing various financial challenges. The platform offers affordable, salary-linked loans designed to help employees navigate unforeseen expenses and alleviate burdensome debt. Additionally, VIVA provides financial coaching and educational resources to empower employees in managing their personal finances effectively. By improving credit scores and encouraging savings, VIVA enhances the overall financial health of its users. The company extends unsecured personal installment loans of up to $10,000, with annual percentage rates (APRs) typically ranging from 11.99% to 32.75% and terms lasting between 5 and 24 months. With a commitment to supporting financial well-being, VIVA Finance continues to innovate and adapt its services to meet the evolving needs of its clientele.

Savology, a digital financial wellness platform, helps households improve their financial outcomes by providing easy financial planning and effective financial wellness tools. Employers can partner with Savology to provide their employees with a comprehensive and affordable financial plan, financial wellness scores, report card, personalized recommendations, next steps and access to financial professionals via 1-on-1 calls and live chat. They also have access to financial education resources and tools.

Attracting, engaging, and retaining exceptional talent can be simplified through an employee-centric payment system that offers both convenience and flexibility. With Wisely’s cutting-edge technologies, organizations can achieve a fully electronic payment process, lower expenses, and streamlined administration. By collaborating with a leader in payroll innovation, businesses can implement these solutions with assurance. Wisely® by ADP provides workers with a revolutionary method to access their earnings and other income sources, which can facilitate better time management and financial oversight. The demand for making sporadic payments between regular payroll cycles has increased, and Wisely® Now introduces a streamlined approach to fulfilling these needs effectively. This innovative payment solution not only enhances employee satisfaction but also positions companies to respond swiftly to the evolving landscape of workforce compensation.

Employers can improve financial health and end cycles of debt by allowing workers to access their hard-earned wages every day. This earned wage access is crucial for workers to get out of the debt cycle of payday loans and credit cards. Instant verifies hours worked and allows employees to access their pay early without additional cost to the employer. The worker completes the workday and clocks out following the normal process. The HR software keeps track of hours worked, including clock in and clock out. Immediate receives notification of hours worked and makes earnings available to transfer. Immediate transfers money to the user's bank account, preferred account, or loadable debit card. Payroll software routes the repayments of earnings accessed to the next payday. The payroll software directs the repayment of immediate earnings. You can reduce turnover and build loyalty among your employees.

Our financial wellness app stands out as the most comprehensive option available today. With Payflow, employees can choose when to receive their pay and access a range of flexible benefits all through one convenient mobile platform. By empowering your workforce with greater control over their earnings, you foster a more satisfied and engaged team. This app allows for instant payment whenever needed, without any fees. Additionally, it offers a card designed to enhance savings through various flexible benefits. The user-friendly cloud-based dashboard facilitates the management of both Payflow and Flexflow, significantly enriching the employee experience. Employees can instantly tap into their earned wages at any point during the month, providing them with the freedom to manage their finances on their terms. To further assist in saving money, we offer a card that helps cover expenses like meals and public transit while also providing valuable perks for childcare and education, ensuring that your team can enhance their overall financial well-being.

The Enrich financial wellness program is designed to be adaptable to align with your organization's objectives, whether that involves reducing employee anxiety or enhancing 401(k) enrollment rates. It features comprehensive real-time analytics to demonstrate return on investment and grants employees immediate access to financial professionals through phone or live chat options. Drawing from our successful track record in promoting financial literacy within higher education, the team at iGrad is thrilled to expand financial wellness education to a broader audience through Enrich. In creating Enrich, we utilized our expertise in financial literacy along with our award-winning platform to present a solution that addresses the specific needs of consumers and the larger market. We are committed to collaborating with financial institutions, employers, and financial advisors to deliver effective financial wellness solutions. Our organization is wholly dedicated to enhancing financial capability, operating independently without being a subsidiary of a larger entity or a group attempting to redefine its mission. Furthermore, this commitment ensures that we remain focused on delivering the best possible outcomes for our users, fostering a culture of financial empowerment.

PayCaptain is the first software that combines Payroll, Banking, and Financial Wellness. PayCaptain is a financial wellness solution that combines the best of tech and thinking to offer innovative companies a complete Payroll and Financial Wellness solution. PayCaptain can replace or enhance a company's legacy payroll processing and payment processing systems. It can dramatically improve the payroll function as well as the employee payroll experience. Our mission is to empower people to manage their money and reduce financial stress at work.

An integrated platform designed to help individuals oversee their complete financial situation. It serves as a centralized hub for employees to grasp the significance of their cash, equity, and benefits. By providing comprehensive insights on total compensation and benefits, it empowers both current and potential employees to maximize the advantages offered by your organization. Origin ensures that all company and employee information remains confidential and is not shared with outside entities. We uphold a strict policy of never disclosing personal employee data to employers. In contrast to other services, Origin and its financial planners prioritize the well-being of your workforce above all else. Each professional at Origin is legally obligated to recommend only those services that align with the specific goals and needs of your employees. This commitment to confidentiality and employee-first service sets Origin apart in the industry.

Managing finances requires a personalized approach, and Salary Finance aims to simplify this process while enhancing your financial well-being through responsible financial products and educational resources. Whether your goal is to increase savings, eliminate debt, or learn effective daily money management strategies, our services empower you to take charge and alleviate financial stress. We collaborate with your employer to offer beneficial financial products and services designed to foster a more fulfilling and secure financial life. Our offerings consist of various voluntary benefits linked to your salary and customized to fit your specific needs, enabling you to take command of your financial landscape. By utilizing our diverse range of products and services, you'll be better equipped to enhance your financial health, and you can also explore an extensive library of educational materials that will guide you through crucial financial decisions and strategies. Ultimately, Salary Finance is dedicated to supporting your journey toward improved financial stability and peace of mind.

The pandemic has placed a significant strain on the workforce. Initially, over 50 million workers faced job losses, pay reductions, or mandated furloughs. Currently, businesses are grappling with the consequences of the Great Resignation, as a large number of employees leave their positions in search of higher-paying jobs with superior benefits, particularly those that encompass financial wellness solutions. Despite a rise in personal income, more than 60% of Americans find themselves financially struggling, lacking even $1,000 to cover emergencies. As an employer, this may seem like a distant issue, yet it directly impacts you, considering that 80% of your workforce is experiencing moderate to severe financial stress. This situation leads to increased absenteeism, decreased focus, and lower productivity levels among employees compared to their financially stable counterparts, alongside heightened turnover rates. However, there is a solution available. Best Money Moves, led by the acclaimed financial expert Ilyce Glink, utilizes artificial intelligence to create a mobile-first platform designed to address these financial challenges effectively. By investing in such resources, employers can foster a healthier, more engaged workforce.