Alternatives to Everest

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

Socure is trusted by over a thousand of companies to provide customer trust and facilitate rapid acquisition growth across all channels. Socure has 1000+ customers, including financial service and fintech leaders. We're expanding rapidly across adjacent verticals including telcos, payroll providers, crypto, government & public sector and healthcare, online gaming and cable, as well as insurance. Socure provides automated machine-learning identity fraud risk management. It also supports data-centric Know Your Customer and Global Watchlist PEP compliance tools for CIP and AML compliance. All returned with reason codes for decision transparency. DevHub allows developers to quickly integrate and build identity verification apps on the Socure ID+ Platform.

Ping Identity provides global enterprise identity security with an intelligent identity platform. It offers comprehensive capabilities such as single sign-on (SSO), multifactor authentication (MFA), directory and many more. Ping helps enterprises balance security and user experience for workforce, customer, and partner identity types with a variety of cloud deployment options including identity-as-a-service (IDaaS), containerized software, and more. Ping offers solutions for both developers and IT teams. Allow digital collaboration through simple integrations to these popular tools. These integrations allow you to support your employees wherever they may be using these popular tools. You can deploy quickly and have interoperability throughout the entire identity ecosystem. You can choose to have a single sign-on (SSO), or an adaptive, risk-based authentication authority. A PingOne package allows you to only pay for what is necessary and allows you to grow.

TurnKey Lender, a one-stop lending platform, is used by creditors from 50+ countries to automate their entire operation. The platform allows lenders to grow their business profitably while reducing operational costs and risk. It's an AI-driven SaaS which automates 90% of all lending process and gives B2C andB2B lenders a competitive advantage. TurnKey Lender Platform offers several pre-configured solution packages, including Commercial, Consumer Pay Later, Auto Leasing, Mortgage, Factoring, Leasing and Mortgage. TurnKey Lender was developed in constant collaboration with lenders around the world. It is a sophisticated solution that addresses real-world digital lending challenges.

Kong Konnect Enterprise Service Connectivity Platform broker an organization's information across all services. Kong Konnect Enterprise is built on Kong's proven core. It allows customers to simplify the management of APIs, microservices across hybrid cloud and multi-cloud deployments. Customers can use Kong Konnect Enterprise to identify and automate threats and anomalies, improve visibility and visibility across their entire company. With the Kong Konnect Enterprise Service Connectivity Platform, you can take control of your services and applications. Kong Konnect Enterprise offers the industry's lowest latency, highest scalability, and ensures that your services perform at their best. Kong Konnect's lightweight, open-source core allows you to optimize performance across all of your services, regardless of where they are running.

Ondato offers identity verification, business onboarding, customer data platform, due diligence, and authentication solutions tailored to fit in your everyday workflow. Our tools fit the entire customer lifecycle management, starting from onboarding and ending with continuous user monitoring. It's a one-stop solution whether you're worried about compliance or are looking for a more user-friendly data management platform.

Metadium facilitates identification, authentication, and the management of cryptocurrency transactions while offering solutions for AML compliance and risk management. The technology integrates seamlessly with EVM and includes standard API/SDK options, ensuring a swift and user-friendly integration process. With a focus on corporate compliance, Metadium incorporates robust security features such as node permission settings and data encryption to safeguard privacy. As blockchain technology gains traction across various sectors, the demand for compliance solutions continues to escalate. Leveraging its advanced technology and extensive experience, Metadium’s second generation introduces a novel ecosystem of compliant services and solutions, acting as a conduit to unlocking the full potential of blockchain. Our expanding ecosystem encompasses identity and data protection, cutting-edge metaverse platforms, along with highly secure payment and asset management services, positioning us as a leader in this transformative landscape. Furthermore, we anticipate that our innovative approaches will continually adapt to meet the evolving needs of industries embracing blockchain technology.

Caf.io offers a robust digital identity verification platform aimed at simplifying user onboarding, improving fraud detection, and maintaining compliance across numerous sectors. Its primary product, the "Know Your Everything" platform, employs a range of technologies to authenticate user identities, which includes facial biometrics, document assessment, and validation from data sources. By providing a no-code interface, it enables businesses to modify their onboarding procedures according to their unique requirements. The suite of services includes Know Your Customer (KYC), Know Your Business (KYB), prevention of Account Takeover (ATO), and adherence to Anti-Money Laundering (AML) regulations, thus presenting a comprehensive framework for identity management. Furthermore, Caf.io features an identity intelligence center that supports real-time monitoring and decision-making, while utilizing a decentralized identity network known as ALL.ID to bolster data accuracy and security. This innovative approach not only enhances user experience but also fortifies the overall integrity of the identity verification process.

HYPR is The True Passwordless Company with cutting edge technology and backed up by major investment partners. The HYPR Cloud Platform allows Passwordless Authentication across an enterprise workforce. It combines the security and convenience of a smartcard with the convenience of a smartphone. With HYPR, businesses can eliminate customer passwords and provide a superior login experiences for your customers as well. Consumer-grade usability increases the productivity of your employees and reduces friction for your customers.

Matchain is an innovative decentralized AI blockchain that champions data and identity sovereignty, leveraging cutting-edge AI for comprehensive data aggregation, analytics, and user profiling to improve decentralized identity solutions and data administration. Its proprietary MatchID system delivers a secure and efficient decentralized identity solution that simplifies access across various platforms while enabling users to profit from their personal data without compromising privacy, thanks to state-of-the-art security measures. The MatchID platform is designed to be interoperable, facilitating a single sign-on experience across any decentralized application and blockchain, while also accommodating the integration of multiple multi-chain wallets alongside popular Web2 social logins like email, Twitter, Telegram, and Discord. The system indexes only public data, ensuring that non-public information remains untouched, thereby safeguarding personal data and maintaining user privacy. Additionally, MatchHub serves as a comprehensive front-end platform that employs advanced analytics to boost user engagement and create personalized experiences powered by MatchID, further enhancing the overall user experience within the ecosystem. This holistic approach not only fosters trust but also empowers users to take control of their digital identities.

The Sybrin Digital Banking Operating System is an exceptionally adaptable platform that supports a wide range of user experiences and can be implemented alongside any existing core banking system. By utilizing the Sybrin Digital Branch solution, physical locations can be transformed into futuristic digital environments that enhance the in-branch experience for customers. Meanwhile, the Sybrin Account Opening solution enables banks to streamline their onboarding procedures, providing a seamless and engaging omnichannel experience that surpasses customer expectations. Sybrin’s Payments Hub functions as a contemporary, cohesive processing system designed to manage various payment types, including high-value, mass, and real-time transactions effortlessly. The Sybrin Business Banking suite caters to corporate and commercial banking institutions, emphasizing innovation, excellence, and a focus on customer satisfaction to foster lasting loyalty. Additionally, the Sybrin Intelligent KYC and AML solution offers a comprehensive approach to customer onboarding, ensuring compliance and security for financial institutions. This suite of solutions highlights Sybrin's commitment to creating a modern and efficient banking ecosystem.

Decentralized public key infrastructure serves as a crucial technology enabling users to verify their identities without depending on a centralized trusted authority. Users gain access and maintain control over their accounts, assets, and digital identities (SSI) through private keys. In this context, everKEY, a component of everID, functions as our decentralized solution for key recovery, catering to wallets and various products that necessitate robust key management and security. This innovative approach ensures that users can securely manage their keys while enhancing their overall digital experience.

Civic offers compliance solutions that help meet KYC and AML regulations in decentralized finance (DeFi), public blockchain applications, non-fungible tokens (NFTs), and various businesses. This allows verified and legitimate users to engage in restricted markets. By utilizing Civic's compliance tools, liquidity providers, decentralized application (dApp) developers, and institutional participants can effectively manage risks while fostering trust within the DeFi landscape. The introduction of Civic Pass enhances the framework for checks and balances in the DeFi environment. Users must fulfill stringent criteria to obtain a Civic Pass, granting them access to exclusive markets, and they are continually monitored to ensure compliance with established regulations. The combination of AI-driven identity verification and human oversight guarantees that your users are genuine. Incorporating email verification, live checks, biometric data, and a secure app with passcode protection, the system is engineered to prevent the entry of malicious actors. Ultimately, Civic's approach not only protects legitimate participants but also strengthens the integrity of the entire DeFi ecosystem.

Infisign's Identity and Access Management platform is a cutting edge IAM platform that revolutionizes the digital security industry by leveraging decentralized identities, passwordless authentication and federation capabilities. The solution allows organizations to streamline authentication, manage access efficiently and ensure compliance in diverse environments. Infisign's unique approach addresses the challenges of traditional IAM and offers a comprehensive modern identity management solution.

Dragonchain is a blockchain and currency-agnostic platform. Create your own smart contract and Docker container. It can be pushed up, interfaced with any public blockchain you wish, and executed your business data in minutes. Dragonchain will enable you to create the private, secure and scalable solutions and services that your business needs today. The blockchain platform is already being used by innovators to create value and drive innovation in their industries. Dragonchain's blockchain platform can help you take your proof of concept from the testing stage to successful implementation. Our Blockchain as a Service and software products provide everything a business requires to build, operate and govern a functioning blockchain network.

Curity's identity server serves as a comprehensive platform for identity and API security that adheres to established standards, aimed at delivering strong authentication and authorization for various digital services. By integrating identity security with API security, it facilitates efficient customer identity and access management, thereby promoting digital transformation, fostering growth, and enhancing customer loyalty. The platform boasts an array of features, such as multi-factor authentication, user journey orchestration, decentralized identity, and secure access management. It is compatible with several identity-related standards, including OAuth, OpenID Connect, and SCIM, which helps ensure both interoperability and adherence to industry norms. The architecture of Curity is grounded in the principle of separating concerns, which significantly improves security, flexibility, and scalability. Additionally, it offers sophisticated configuration management capabilities, allowing for transaction-based changes, rollbacks, and backups, all of which can be managed through a user-friendly web interface, command-line interface, RESTCONF API, and XML configuration files. With these diverse tools and features, the Curity identity server stands out as a vital solution for organizations looking to enhance their digital security landscape.

Gloo Gateway is a robust API connectivity solution designed for cloud-native environments, enabling enterprises to manage both internal and external API traffic securely and efficiently. It integrates seamlessly with cloud providers and on-premises systems, supporting a wide array of API protocols. The platform offers features like advanced traffic management, federated control planes for multi-cluster environments, and a developer portal for streamlined API consumption. With its zero-trust security model, Gloo Gateway ensures secure API communication across all directions and provides actionable insights through real-time analytics, making it ideal for modern API-driven organizations.

Transmute’s Verifiable Data platform revolutionizes the conversion of data from every phase of digitization and paper into secure, interoperable, machine-readable, and contextually rich formats. This innovative platform, known as Transmute VDP, is designed to facilitate the transformation of data from all stages of digitization and traditional paper sources into formats that are not only secure and interoperable but also rich in context and easily readable by machines. The overarching goal of Transmute is to foster a more equitable future for everyone by implementing scalable solutions that provide enterprises across various sectors with authentic data and traceable insights. To ensure that Transmute VDP meets the demands of intricate regulatory supply chains, such as those in steel and ecommerce, it was developed with valuable input from both regulators and vendors. Additionally, we leverage the expertise of industry professionals who represent every segment of the value chain involved in cross-border trade, ensuring a comprehensive approach to data management. Through these efforts, Transmute aims to enhance transparency and efficiency in an increasingly interconnected global market.

NexorONE® is the leading Online Banking Software Solution™ with its robust modular scalability and a wide array of features it serves a broad variety of financial entities such as Online and Private Banks, Credit Unions, eWallets, Trusts & Asset Management Companies, and Payment Platforms. NexorONE® has been deployed to more than 500 financial entities worldwide, spread throughout 40 countries and in 16 languages. Features include a customizable responsive interface, user groups and admin roles, compliance rules (KYC, AML, etc.), API's and continuous updates.

International Private Banking Systems presents a cutting-edge approach to addressing our clients' wealth management needs by offering a solution that can seamlessly align with current infrastructures or operate as a comprehensive standalone system. The IPBS/Banking platform facilitates the operational capabilities necessary for overseeing the conventional banking activities of a private bank. Built on a multi-currency general ledger accounting framework, it ensures complete synchronization of traditional sub-ledger account management with the overarching general ledger. Banking transactions are executed in real-time, providing continuously updated accounting records throughout the organization. This fully scalable solution proves to be essential for enhancing client relationships, informed decision-making, and effective execution in a complex financial landscape. Furthermore, its adaptability makes it suitable for a wide range of financial institutions, allowing for personalized service and improved operational efficiency.

Trusek’s technology platform enables FinTechs, FIs, and Banks to launch new products 10 times faster than traditional development empowering FinTechs & FIs to innovate faster, scale seamlessly, & reduce costs with our secure, flexible & scalable Multi-Currency Platform Trusek’s Payment & Settlement module supports real-time and batch processing Key features include: - Real-time Payment Processing through 3rd Parties connected to Payment Networks/ Schemes - 3rd Party Integrations with third-party banking & payment providers via APIs - Real-time Account Updates on account balances & transaction status - Dual entry accounting throughout - Efficient Bulk Payment processing of bulk payments & payouts - Streamlined Reconciliation: Simplifies settlement and reconciliation processes with real time Bank Reconciliation reports - Comprehensive Reporting: Generates customer statements and other insightful reports Trusek also provides robust Foreign Exchange capabilities, offering seamless integration with a wide range of third-party Forex Providers ensuring access to the global currency markets you require Key features include: - Extensive Currency Support: Access over 65 currencies - Single account holding multiple currency balances - Control Over Conversions: Maintain full control over when and what currency conversions to execute. No forced conversions - Comprehensive Trading Support: Supports Spot, Limit, & Future trades - Real-time Operations: real-time currency conversions & transaction recording - Streamlined Account Management: Currency accounts set up in real-time - Efficient Reconciliation: accurate & timely reporting - Comprehensive Reporting: on foreign exchange operations DIY takes more than 60 weeks. We deliver in less than 6 weeks!

Revogear is a comprehensive software solution designed for managing electronic money transactions, supporting multiple currencies and cryptocurrencies as well. Central to the system is an eWallet, which offers a wide array of financial services tailored to meet the needs of private international banks, electronic money institutions, and payment service providers. Its modular design allows businesses to customize the platform according to their specific requirements, ensuring flexibility and scalability. With features that accommodate multi-currency, multilingual, and multi-region capabilities, Revogear is suitable for deployment on a global scale. The system's architecture facilitates growth in tandem with business expansion, making it an ideal choice for evolving organizations. Revogear encompasses various software modules, including a customer portal, corporate portal, mobile application, back office, and an antifraud console, all designed to enhance user experience and security. Additionally, it efficiently handles international transfers through Swift, SEPA, and European direct IBAN, along with offering integration for prepaid Mastercard and VISA, complete with external authorization message management for enhanced transaction security. This versatility establishes Revogear as a leading option for businesses looking to streamline their financial operations.

Nxt is a pioneering open-source blockchain platform that was the first to utilize an entirely proof-of-stake consensus mechanism. Established in November 2013 and developed from the ground up in Java, Nxt serves as evidence that blockchain technology extends beyond mere value transfer, holding the potential to transform various facets of life through the development of diverse decentralized applications. Currently, Nxt stands as one of the most reliable and thoroughly tested platforms in the blockchain sector, having a significant impact on numerous other initiatives. With a wide array of user-friendly, modular built-in features, Nxt addresses a majority of decentralized application use cases while also being well-suited for private blockchain solutions. Notably, Nxt was the first to successfully implement a pure proof-of-stake consensus protocol, setting a standard for future projects in the space. Its innovative approach has paved the way for enhanced functionality and adaptability in blockchain technology.

Begin the journey of developing reliable decentralized applications (DApps) and ensure a genuinely bot-free environment through the Quadrata Identity Passport. This solution offers Sybil-resistant decentralized identities and proof of humanity, which facilitates expanded institutional capital through KYC/AML processes. By enhancing capital efficiency, it prevents unfair advantages with distinct identification methods. The all-in-one Web3 KYC/AML integration includes continuous monitoring for improved security. Crafting a passport can be achieved swiftly with just a few lines of code, and the Quadrata Passport seamlessly synchronizes identity, compliance, and reputation data across various blockchain platforms. As our ecosystem continues to grow, we invite you to collaborate with our industry partners to build a trusted Web3 experience for everyone. Quantstamp stands out as a reliable authority in blockchain security, providing comprehensive solutions for some of the largest enterprises worldwide. Additionally, with over 1,800 audits executed across prominent protocols, CertiK is recognized as the go-to provider for blockchain and smart contract audits, endorsed by leading exchanges such as Binance, OKEx, and Huobi. Join us in shaping a secure and trustworthy digital future where innovation and integrity coexist.

Delivering secure, private, adaptable, and auditable identity verification solutions, we empower users to manage their profiles, dictate data sharing, and enable issuers to efficiently confirm credentials, thus creating a reliable environment for all stakeholders involved. Our platform incorporates integrated AML and KYC functionalities with standardized interfaces, facilitating open ledger identification verification. With the use of digital signatures, we offer universal authentication and ensure credentials are tamper-proof and verifiable. The implementation of Decentralized Identity (DID) technologies not only accelerates the verification process from weeks to just seconds for activities like accessing public services or opening bank accounts, but also provides easily verifiable credentials that drastically cut down the manual effort required from front-desk staff. Furthermore, our digital signatures and tamper-proof capabilities can function without the need for seed phrases or gas fees, enhancing user experience and security. This innovative approach not only simplifies transactions but also builds trust among all participants in the system.

Establish a fully operational digital banking platform in just a few days. Whether you're initiating your banking services, developing an e-wallet, or integrating FinTech solutions into your existing products, Crassula Banking has all the resources you need. This platform caters to businesses serving both individual and corporate clients, as well as financial institutions that provide IBANs and payment services. It's also ideal for currency exchange firms, telecom companies, retailers, and crowdfunding organizations aiming to offer financial accounts to their customers. All banking accounts offered are multi-currency and designed for private users, business clients, and licensed financial entities, accessible through API, web, and mobile applications. Enjoy a seamless experience with card issuance and management, transaction processing, and customizable fee structures, all supporting various currencies. Empower your customers to shop both online and in-store with options for virtual and physical cards. Control balances, currencies, chargebacks, and additional features all from one comprehensive platform. Start building your own global eCommerce payment gateway today with Crassula, and unlock a world of financial possibilities for your clientele.

Canopus connects to a wide range of digital banking and payment functions. Canopus is your one-stop shop solution for Fintech. It includes software, open API, and connections to the most important partners such as banks, forex, card issuers, acquirers, and acquirers. We offer the most common functionalities for any Payment Service Provider, regardless of size: customer onboarding, AML, SWIFT/SEPA payment, forex, payments to cards, card issuing and payment acquiring, and crypto payments.

Hyperledger Iroha is crafted to be straightforward and seamlessly integrated into infrastructure or IoT initiatives that demand distributed ledger technology. It showcases an uncomplicated framework, a modular design driven by domain specificity in C++, a focus on developing client applications, and introduces a novel consensus algorithm known as YAC, which is fault-tolerant. As a user-friendly blockchain platform, Hyperledger Iroha enables the creation of reliable, secure, and efficient applications, leveraging the advantages of a permissioned blockchain coupled with its crash fault-tolerant consensus mechanism. The platform is open-source and free to use, compatible with both Linux and Mac OS, and supports a variety of libraries for mobile and desktop environments. Hyperledger Iroha serves as a versatile permissioned blockchain solution, capable of managing digital assets, identities, and serialized data efficiently. Its potential applications span across multiple sectors, including interbank settlements, central bank digital currencies, payment solutions, national identification systems, and logistics management, making it a valuable asset in the evolving tech landscape. Notably, its design allows for scalability and adaptability, ensuring that it can meet the diverse needs of modern applications.

Bankers Realm Core Banking is a web-based application that features multi-currency, multi-lingual, and multi-channel technology, creating a distinctive experience of 'banking without boundaries.' It is equipped with top-notch security measures and is designed to be highly scalable, boasting a robust architecture that operates on a reliable enterprise platform within a Windows environment. The application ensures seamless integration with existing software systems, providing flexibility and scalability to accommodate high transaction volumes while remaining user-friendly. Additionally, it represents a cost-effective investment that delivers exceptional performance. The Virtual Lending solution enables remote access to credit scoring systems, empowering financial institutions to approve digital loans efficiently. This system supports both individual and group borrowers remotely, eliminating the need for branch visits and providing comprehensive access to a full range of banking services. Moreover, the omnichannel banking feature allows financial institutions to reach customers through every channel they prefer. With its innovative capabilities, Bankers Realm is poised to transform the banking experience for all users.

Developing payment systems that foster social inclusion, empower individuals financially, and drive economic progress for both present and future generations is essential. The shift from a cumbersome and risky reliance on physical cash to a streamlined and secure digital payment framework represents a logical advancement in the flow of money. By leveraging Distributed Ledger Technology (DLT) and blockchain innovations, central banks can successfully facilitate this transformation. Bitt’s Central Bank Management Panel software offers real-time insights and comprehensive reports on transaction dynamics, including transaction counts, speeds, and money circulation velocity. This capability enables central banks to effectively gauge the impacts of their monetary policies and adapt them as needed. Additionally, the introduction of an interest-bearing Central Bank Digital Currency (CBDC) could serve as a reliable store of value, providing returns comparable to other safe assets like short-term government bonds, thereby enhancing the overall stability of the financial ecosystem. This evolution in payment systems not only bolsters economic resilience but also ensures a more equitable financial landscape for all.

Apache APISIX boasts a comprehensive suite of traffic management capabilities, including Load Balancing, Dynamic Upstream, Canary Release, Circuit Breaking, Authentication, and Observability. This open-source API Gateway is designed to effectively manage microservices, ensuring optimal performance, enhanced security, and a scalable infrastructure for all your APIs and microservices. Notably, Apache APISIX is the pioneering open-source API Gateway equipped with an integrated low-code Dashboard, offering a robust and adaptable user interface tailored for developers. The Dashboard simplifies the operation of Apache APISIX through an intuitive frontend, making it accessible for users. As an open-source project, it is continually evolving, and contributions are always welcome. Furthermore, the Apache APISIX Dashboard is highly responsive to user needs, allowing the creation of custom modules to meet specific requirements while still providing a comprehensive no-code toolchain. This adaptability ensures that users can enhance their experience while working with the platform.

Training and certification in blockchain analytics for regulators, financial institutions, and crypto-businesses. Manage financial crime risk, ensure regulatory compliance, and grow with confidence. Our crypto compliance services and solutions are used by regulators, financial institutions, and crypto businesses to detect and prevent financial crimes in cryptoassets. Businesses can rely on blockchain analytics to provide accurate and actionable insights across more than 100 cryptoassets. Elliptic offers blockchain analytics for cryptoasset compliance. Your compliance team can manage risk across more than 100 cryptoassets and comply with regulatory requirements. Compliance is a competitive advantage that builds trust between regulators, customers, partners, and other stakeholders. It is crucial to have the best AML monitoring solutions. Also, it is important to invest in your team to develop the knowledge required to stay compliant.

Build the interoperability solution you need. Rhapsody is a flexible toolbox which allows your team to adapt to any modern environment. Rhapsody helps you provide the highest level service by ensuring healthcare data flows where, when and how your unique environment requires. Create flexible solutions for every connection requirement. Streamline workflows using a solution that's infinitely configurable, and specifically designed for healthcare. Create intricate integrations using a robust toolkit, which has been tested around the world. The platform has customers in 36 different countries. Create FHIR interfaces that are cutting edge with ease and simplicity using REST and FHIR specific JSON. Security is a primary concern, and is built into the entire product. This is to protect any protected health information that passes through the engine.

In today's banking landscape, customers increasingly seek tailored and convenient services, prompting financial institutions to collaborate with First Data to enhance the value of each customer interaction. By utilizing First Data's user-friendly banking solutions, institutions can effectively meet their clients' desires for improved convenience, thanks to technology that streamlines every transaction while bolstering security. Strengthen customer relationships and identify fresh growth opportunities with our extensive range of solutions tailored for both merchant clients and consumers alike. Our innovative products enable financial institutions to provide a seamless, swift, secure, and intelligent electronic commerce experience. The journey to personalized banking starts here, where First Data offers a unified, comprehensive processing platform for all types of payment cards, loans, prepaid accounts, and commercial card products. Additionally, First Data’s OmniPay technology stands out as the preferred solution for cost-effective and efficient multi-currency, multi-country payment processing. With such diverse offerings, First Data ensures that financial institutions are well-equipped to thrive in a competitive market.

You can create a scaleable business with speed and security. Make sure your digital strategy is well-built to take advantage of new opportunities. Layer7®, formerly CA API Management, allows enterprise data to come to life at all stages of the lifecycle. Layer7 API Management (formerly CA API Gateway), is available as a standalone or integrated solution to the Layer7 API Management full lifecycle solution. It gives you the power and security to securely integrate, govern and manage APIs at scale. Industry-leading orchestration, optimization, and other runtime features are available. These features have been tested in the most demanding environments. A central hub for API teams that facilitates API discovery, developer onboarding, and collaboration. Give your developers the tools they need for creating high-value apps. In minutes, create microservices. You can design your service, use robust logic, and expose an enterprise-class API 10x faster than traditional programming when you use an extensible low code development platform.

Pliant offers a robust solution for IT Process Automation that simplifies, enhances, and secures the way teams create and implement automation. By minimizing human errors, ensuring compliance, and boosting overall efficiency, Pliant serves as an invaluable resource. Users can easily incorporate existing automation or develop new workflows through a unified orchestration interface. The platform provides reliable governance that maintains compliance through practical, built-in features. By abstracting thousands of vendor APIs, Pliant creates intelligent action blocks that empower users to simply drag and drop, eliminating the need for repetitive coding. Citizen developers can seamlessly construct effective and uniform automation across various platforms, services, and applications within minutes, thereby maximizing the value of their entire technology ecosystem from a single interface. Furthermore, with the capability to integrate new APIs in just 15 business days, Pliant ensures that any non-standard requirements will be addressed in a leading timeframe, keeping your automation capabilities up to date. This efficiency allows teams to remain agile and responsive in a rapidly changing technological landscape.

SmartBip serves as a Middleware/API Gateway, facilitating seamless communication between a retailer's internal systems and both App and Web interfaces, enhancing the efficiency and security of interactions. Founded in 2012 by Alessandro Tiretta, who continues to lend his retail expertise, RetAPPs was established with the vision that traditional brick-and-mortar shops could leverage innovative tools to effectively compete with online retailers, enhancing both customer engagement and loyalty while adapting to the evolving demands of manufacturers. Today's data supports this vision, showcasing the effectiveness of such tools. RetAPPs stands out as the optimal ally for conventional retailers, offering a comprehensive digital solution that guides them through the entire digitization journey, ultimately leading to their success. To achieve this aim, we developed SmartBip, a proprietary technology capable of transforming any point of sale into a versatile multi-channel e-commerce platform, enabling retailers to thrive in a competitive landscape. This innovation not only streamlines operations but also enhances the shopping experience for customers, ensuring that retailers remain relevant in an increasingly digital marketplace.

Experience the leading API gateway in the world, designed specifically for hybrid and multi-cloud environments and optimized for microservices as well as distributed systems. Take the first step today by downloading Kong Gateway at no cost. This powerful tool not only supports hybrid and multi-cloud infrastructures but also features a Kubernetes-native ingress solution along with support for declarative configuration management. As part of the Konnect managed connectivity platform, Kong Gateway provides essential connectivity capabilities such as API Portals and AI-driven anomaly detection, all while allowing for high-performance connectivity runtimes. Enhance your setup with a variety of plugins created by Kong and the community, or develop your own using our comprehensive and user-friendly plugin development kit. You can configure the Gateway seamlessly through an API, a web-based interface, or with declarative configuration to facilitate updates within your CI/CD pipelines. With its robust features, Kong Gateway empowers users to create efficient and scalable API management solutions.

Introducing the pioneering enterprise-level platform for verifiable credentials, meticulously crafted for user-friendliness and seamless interoperability. This decentralized protocol enables the issuance and verification of digital credentials effortlessly. Users can utilize our mobile wallet application to securely store and share their credentials. Additionally, organizations can incorporate embedded self-sovereign identity (SSI) wallet features into their existing applications. Digital verifiable credentials can be issued directly to SSI-based wallets, allowing for straightforward verification of credentials held within them. Integration with backend systems is made simple through the use of REST APIs and SDKs available in three widely-used programming languages. Designed to scale efficiently, the architecture is robust enough to accommodate millions of users. Moreover, our credential architecture is future-proof, ensuring compliance with emerging open standards like Hyperledger Aries, W3C DIDs, and W3C Verifiable Credentials. This empowers customers and end users to manage all their digital credentials securely from the convenience of their smartphones, promoting greater control over their personal data. By prioritizing security and ease of access, we are redefining how digital credentials are handled in a rapidly evolving digital landscape.

Gataca offers an innovative solution for decentralized identity management, often referred to as self-sovereign identity (SSI) technology, that is straightforward, compliant, and secure. Users can create and digitally sign identity credentials in a universally accepted format. Moreover, customizable verification templates can be designed to streamline onboarding and sign-in experiences, facilitating smooth access to various digital services. With the Gataca Wallet, users can authenticate effortlessly across platforms and maintain control over their personal data. Furthermore, identity credentials and user data are issued by reliable authorities and safeguarded with advanced biometrics and post-quantum cryptography, ensuring they remain tamper-resistant while enabling instant identity verification independent of centralized systems. This approach not only enhances security but also empowers users to manage their identities with confidence.

We utilize widely accepted, open-source identifiers known as Decentralized Identifiers (DIDs) to facilitate off-chain authentication processes. Serving as a fundamental aspect of constructing a native identity framework, DIDs can be regarded as a novel form of global identifier. We have successfully developed and currently oversee did:sol, which is recognized as the premier DID method on the Solana blockchain. The Gateway Protocol is crafted to not only defend against cyber threats but also comply with regulatory standards, allowing any business or application to fulfill identity obligations, such as KYC and AML, without the need to create their own identity verification systems or manage data storage. By relying on gatekeepers within specialized networks, identity verification is efficiently conducted, streamlining processes for various entities. This innovative approach not only enhances security but also promotes wider accessibility to identity solutions.

Regardless of whether you operate as a bank, a subscription service, a telecommunications provider, or a logistics firm, Nuggets’ self-sovereign decentralized identity enables you to meet regulatory requirements while gaining a competitive edge. At the same time, your customers experience enhanced convenience, confidence, and greater choices. With Nuggets, consumers regain authority over their personal information, positioning your organization as a beacon of trust. Each transaction is linked to a verified self-sovereign decentralized identity, ensuring that customers are authenticated as legitimate users even before they engage with your service. This approach establishes a benchmark for digital identity, utilizing private and secure transaction proofs. By securely associating every payment with a verified digital identity, Nuggets effectively thwarts fraudsters from stealing identities online. Consequently, both payment providers and merchants benefit from reduced fraud-related costs while offering a variety of payment options that cater to customer preferences. Ultimately, adopting Nuggets not only enhances security but also fosters stronger relationships between businesses and their clients.

The issue of digital identity has been a longstanding concern. Ever since the onset of the internet era, ensuring the absolute authenticity of individuals' identities in the digital realm has posed significant challenges for both users, who often find their privacy compromised and their control over personal information diminished, and companies, which face the financial burden of frequent security breaches related to identity verification. VIDchain addresses this issue by providing a decentralized self-sovereign identity (SSI) service that leverages blockchain technology, empowering individuals to manage their own identities and enabling secure access to various online services. This innovative solution streamlines processes and lowers the costs associated with identity verification. Furthermore, it employs robust identification protocols and bolsters anti-fraud initiatives while adhering to regulations such as eIDAS and GDPR. By utilizing standards that render numerous credentials unnecessary, users can effortlessly confirm their digital identity with any desired party. Ultimately, this approach enhances trust and security in online interactions.

Trinsic Connect offers a flexible identity verification solution that utilizes verifiable credentials, digital wallets, and passkeys. With this system, applications can quickly verify and onboard new users via Trinsic's reusable identity network. Enhance the user experience by implementing password-free authentication, ensuring top-notch security with minimal hassle. By applying zero-knowledge proofs, users can validate their information without disclosing excessive personal data. Achieve seamless interoperability for your product without any further work required from you. Additionally, pre-verified users can expedite the onboarding process, enabling you to attract more customers while reducing costs. This innovative approach not only streamlines user verification but also empowers businesses to create a more efficient and secure onboarding journey.

Confidently facilitate smarter, immediate access decisions for all identities across various hybrid and multicloud environments. Protect your organization by securing access to every application and resource for each user. Effectively safeguard every identity, including employees, customers, partners, applications, devices, and workloads, across all settings. Identify and adjust permissions, manage access lifecycles, and guarantee least privilege access for any identity type. Maintain user productivity with seamless sign-in processes, intelligent security features, and centralized administration. Strengthen your organization with an identity and access management solution that links individuals to their applications, devices, and data. Explore, address, and oversee permission risks throughout your multicloud infrastructure using a cloud infrastructure entitlement management (CIEM) solution. Additionally, create, issue, and validate privacy-focused decentralized identity credentials with an identity verification solution, ensuring comprehensive security and user trust. This holistic approach to identity management not only enhances security but also fosters a culture of accountability and transparency within your organization.