Alternatives to Electronic Payments

EBizCharge is the leader in integrated payment solutions that helps businesses facilitate electronic payment processing, enhance transaction security, and increase client profits. Providing businesses with the tools they need to make transactions faster, safer, and less expensive while offering a premium payment processing experience. EBizCharge applications are PCI-compliant and fully integrated with major ERP/accounting systems, including QuickBooks, Sage ERP products, SAP Business One, Microsoft Dynamics, NetSuite, Epicor, Acumatica, and major online shopping carts, including Magento, WooCommerce, and Volusion.

Melio is an accounts payable platform designed to simplify bill payments, improve workflows, and maximize cash flow efficiency for businesses of all sizes. To get started, try all of Melio's features free for 30 days! You can pay vendors online using bank transfers or credit/debit cards—even if they only accept checks—while Melio takes care of the manual tasks. Integrate seamlessly with QuickBooks and Xero to keep your accounting up-to-date. Melio allows you to pay through bank transfer or card, helping you extend your cash flow and gain rewards. Enter vendor or bill details manually, upload, or snap a photo of the invoice—it’s that simple. Schedule payments according to your cash flow plan and let Melio manage them. Additionally, you can pay international vendors in their local currency for services and products. On-the-go? No problem, just get the Melio mobile app on iOS or Android to manage your payments, process approvals, and much more no matter where your business day takes you.

Digital payments can be used to reduce costs. Print+Mail can help you cut down on AP resource. Customers get paid faster and have the option of deposit options. This improves customer experience. You can send payments immediately to optimize cash flow and give you tighter control over your finances. Print+mail combines the convenience and speed of electronic payments with the experience of receiving a paper check. It will generate, print, and mail your payments on high-security check stock the same day that you create them in the Deluxe Payment Exchange (DPX). Pay with eChecks and go 100% digital. To send your payment, all you need is an email address. The recipients can choose how they want to receive it. Deluxe Payment Exchange (DPX) makes it easy to send checks. Sending and receiving payments is easy with Deluxe Payment Exchange (DPX). Digital payment solutions that will make your business a success.

Integrated payables revolutionize the accounts payable sector, shifting it from a mere cost center into a source of revenue. Many organizations still rely on checks for business-to-business transactions, leading to substantial annual check processing expenses. FIS Integrated Payables converts these disbursements from checks to electronic payments, which not only cuts costs but also mitigates the risks associated with managing sensitive bank account details and minimizes paper documentation. By participating in our virtual card rebate initiative, your costs for executing payments can virtually vanish. Furthermore, our vendor enrollment service alleviates the burden on your accounts payable team by automating the vendor registration process for electronic payments. This innovation eliminates the risks tied to storing bank account information and the cumbersome maintenance of physical records. Additionally, by utilizing our virtual card program, you can enjoy monthly rebates without the complications of tiers or thresholds, enhancing your financial efficiency. This comprehensive approach ensures your accounts payable operations become streamlined and financially beneficial.

An all-encompassing ERP system designed to streamline payment processes not only saves time but also opens up avenues for generating revenue through received rebates. Viewpoint ePayments equips Trimble Viewpoint users with a unified workflow for managing supplier payments that is intricately linked with the ERP system, allowing for enhanced operational efficiency and fewer mistakes. With just a single file upload, suppliers can receive payments electronically via virtual Mastercard, ACH/EFT, or traditional printed checks. Moving to Viewpoint ePayments, as opposed to relying on paper checks, safeguards businesses by implementing secure online banking protocols, thereby significantly reducing the risk of payment fraud. Suppliers benefit from various payment methods along with comprehensive remittance details. A specialized supplier portal provides insights into both payment status and historical transactions, fostering self-service capabilities for suppliers. Furthermore, a dedicated support team is available to assist suppliers with any inquiries or issues related to payments, ensuring a smooth experience. This holistic approach not only enhances payment security but also strengthens supplier relationships through transparent communication and support.

Nickel is a cutting-edge payment and credit solution designed specifically for small to medium-sized B2B enterprises. By providing a comprehensive platform, Nickel assists business owners and finance departments in enhancing cash flow while simplifying operations related to accounts receivable, accounts payable, and trade credit. Among its notable offerings are: Payment Processing: Unlimited ACH transfers at no cost and a competitive card processing fee of 2.9%. The ability to deposit checks directly into Nickel while managing significant transactions up to $1 million. Accounts Receivables: Customizable Payment Links and Payment Portals that facilitate effortless payment collection. The capability to accept payments through cards, ACH, or checks from a wide network of over 14,000 banks. One-click payments are enabled by securely storing buyer payment details for convenience. Accounts Payables: Efficient vendor onboarding through a personalized Vendor Portal. The automation of bill approvals and the option to pay vendors using cards, ACH, or traditional checks. Trade Credit: A Digital Credit Application that accelerates the customer onboarding process and enhances vetting efficiency. In addition, the trade credit program provides buyers with generous 60-day payment terms to improve their cash flow management.

Since 1993, BankCard USA has established itself as a premier provider of merchant services, catering to both new and existing businesses with a range of credit card processing solutions. Our offerings include online payment gateways, in-store credit card terminals, virtual terminals for phone transactions, and mobile apps for processing payments on the move. Whether you are seeking a merchant account for a low-risk or high-risk business, require omnichannel payment services for a larger corporation, or need a simple credit card machine for a small enterprise, we collaborate closely with you to identify the optimal payment processing solution tailored to your specific business objectives. Among the many credit card processing companies, we pride ourselves on guaranteeing the most competitive credit card processing fees through our bank-direct program. Our integrated solutions allow you to accept credit cards, debit cards, gift cards, electronic checks, and electronic funds transfers, all designed with your business's needs in mind. With a track record of providing payment services to over 100,000 merchants, we are committed to helping your business thrive in today’s competitive landscape. Our dedication to customer service and innovation ensures that you receive the best possible experience and support.

Simplifying Credit Card Processing and Merchant Services. Comprehensive Payment Solutions Tailored for Your Business. Since its inception in 2012, MagicPay Merchant Services has catered to a vast number of merchants across the globe, offering essential merchant account services. Our suite of credit card processing, ACH, and eCheck solutions, combined with innovative point-of-sale systems, empowers your business at every stage, fostering a thriving commercial environment. Enjoy a complimentary EMV Terminal, compatible with both Dial-Up and Ethernet connections. Elevate your management skills with our retail and restaurant POS solutions, designed to streamline operations. With our wireless terminals, you can process payments anywhere, featuring convenient on-screen signature capture. Our mobile payment solutions enable you to accept transactions seamlessly through your smartphone or tablet using our Bluetooth card reader. Additionally, our online payment options include a virtual terminal, recurring billing, electronic invoicing, and comprehensive e-commerce capabilities. Furthermore, we facilitate multi-currency processing, allowing you to accept payments in over 120 currencies while settling transactions in USD, ensuring a global reach for your business.

Payowire offers virtual Visa and Mastercards for international payment. You can open a global bank account to receive from Amazon, eBay and other affiliate platforms. You can also make withdrawals from your local bank accounts. Payowire is a payment processor. Our product allows freelancers to receive and make payments quickly and safely.

Quickly implement our payment widgets for a streamlined setup, or consult our API documentation to seamlessly integrate payment processing into your software solutions. With over twenty years of experience, our skilled payment experts have successfully guided businesses through the complexities of the payment processing landscape. Efficiently handle all payment transactions from a single platform, eliminating the need for external gateways and associated fees. You can process transactions by swiping or entering card details directly through your online payment terminal. Facilitate access to remote healthcare services for patients utilizing telehealth options. Utilize our SMS and mobile text payment platform to send electronic invoices for swift payments. Store tokenized credit card information securely for future transactions, adhering to PCI compliance standards. Protect sensitive payment data by incorporating our secure payment widgets without direct handling of card details. Additionally, set up automated recurring payments with tokenized card information for ongoing or subscription billing needs. This ensures a hassle-free experience for both businesses and their clients.

A comprehensive collection of APIs allows developers to seamlessly integrate verified payment processing and distribution functionalities into their organization's workflows, products, or websites. The user-friendly dashboards, paired with advanced reporting tools, provide a complete overview of program engagement and outcomes. This extensive suite of features for payment processing and distribution can function independently or be effortlessly integrated into an existing application or website using advanced backend REST APIs or simple copy-and-paste Javascript. It supports a wide array of electronic transactions and charitable contributions, encompassing credit and debit card payments, ACH transfers, electronic checks, recurring billing, payroll deductions, stock transfers, and personal checks. The system ensures secure, PCI Level-1 compliant processing and distribution, implementing tokenization to protect data both in storage and during transmission, thereby minimizing the risk of data breaches and fraud. Additionally, it offers scalable solutions that can adapt to the evolving needs of businesses, ensuring long-term reliability and efficiency.

MasterPass™ from MasterCard® simplifies the online checkout process, allowing users to store their payment and shipping details in a single, secure location. By utilizing MasterPass, you can effortlessly shop, click, and complete your purchases with speed and ease. This digital payment service enhances the online shopping experience by ensuring that all your information is kept safe and organized. With MasterPass, the convenience of having all your payment and shipping data in one secured spot allows for a quicker checkout process. The protection of your account is of utmost importance, and MasterPass is backed by MasterCard's longstanding commitment to security and trustworthiness. Their advanced technology and secure servers work diligently to safeguard your personal information throughout every transaction. When you choose MasterPass, you not only benefit from a seamless shopping experience but also gain peace of mind knowing your data is well protected.

Concourse offers a robust and adaptable back office software platform designed for handling electronic payment transactions, including credit cards, debit cards, ATMs, POS, and mobile payments. The Concourse – Core module houses many features that contribute to its popularity among financial service providers, with these essential functionalities being utilized throughout the various modules of the Concourse Financial Software Suite. Additionally, Concourse – Extended Settlement stands out as a tried-and-true software solution that guarantees the successful settlement and movement of funds for electronic payment transactions, encompassing credit, debit, ATM, POS, and mobile methods. Its innovative rules-based engine, coupled with a continuous processing framework, creates one of the most efficient, dependable, and economical solutions available for settling electronic payments, ultimately enhancing the overall user experience. With such a comprehensive system in place, Concourse not only meets but exceeds the demands of modern financial transactions.

We provide a comprehensive money processing solution that serves as your "One Stop Shop," offering a variety of convenient electronic donation and payment options that can be utilized immediately or integrated into your financial systems later on, such as electronic funds transfer (ACH / EFT), credit card processing, debit card processing, online payment options, a swipe terminal, a virtual terminal, and email marketing services. Our team is dedicated to delivering exceptional service, drawing upon the expertise of knowledgeable professionals and innovative solutions while maintaining an unwavering focus on meeting our clients' needs. Upholding stringent ethical standards and ensuring confidentiality are core principles that guide our operations, reflecting our commitment to trust and integrity in all transactions. Moreover, our flexibility allows us to adapt to the evolving needs of our clients, ensuring that we remain a valuable partner in their financial endeavors.

Deltek Payments empowers you to revolutionize your cash flow management by enhancing and automating accounts receivable (AR) and accounts payable (AP) within your Deltek framework. This advancement facilitates quicker payments and fosters a contemporary experience for your clients, all while significantly minimizing the need for reconciliations, lowering days sales outstanding (DSO), and generating revenue through rebates. By incorporating an online payment portal, you can accept digital payments, thus elevating the overall customer experience. Furthermore, this system enhances financial security and control, making it convenient for clients to settle their invoices promptly through secure electronic credit card transactions. Transitioning from traditional methods to digital processes not only eliminates reconciliation but also streamlines your operations by reducing DSO. The shift to a more efficient payment system can lead to improved cash flow and a stronger financial position for your business.

Envision a realm where electronic transactions are significantly more secure. We manage everything, from safeguarding credit card information to facilitating direct deposits into your bank account. With MojoPay, the method of receiving payments has transformed into a more efficient and secure experience tailored to meet the specific requirements of your business, courtesy of the electronic payment specialists at MojoPay. The acceptance of credit card payments inherently carries a risk of fraud. By enhancing your payment methodologies and employing top-notch verification and fraud deterrence measures, MojoPay delivers the essential tools your business requires. Furthermore, MojoPay boasts a robust fraud protection strategy alongside the highest standards of PCI compliance. It is crucial to comprehend consumer trends and swiftly adapt to shifts in customer behavior to prevent detrimental impacts on your profits. Additionally, MojoPay's sophisticated reporting features enable us to assist you in recognizing these trends and adopting optimal practices ahead of your competition. This proactive approach ensures that your business remains ahead in a rapidly changing market landscape.

Horsebills offers a dependable cloud-based bookkeeping service tailored specifically for those in the equine sector. This leading billing and payment platform enhances the efficiency of transactions by enabling users to send and receive payments electronically, either through direct bank transfers or a secure online credit card system. Through Horsebills, both horse owners and service providers can easily create electronic invoices for various horses, significantly reducing the expenses associated with physical checks and mailing. Additionally, this innovative solution streamlines financial management, allowing users to focus more on their equine passion and less on tedious administrative tasks.

RentPayment, offered by MRI Software, stands out as the premier electronic payment processor tailored for the apartment rental sector. This innovative service enables property managers to ensure timely rent collection, lower associated costs, and gain access to comprehensive reporting tools that facilitate business analysis. Renters benefit from the convenience of paying their rent online, through mobile devices, or via text message, utilizing options such as credit cards, debit cards, or eChecks. By providing these advantageous features to the largest properties nationwide, which encompass thousands of apartment complexes and millions of renters, RentPayment has established itself as the leading e-payment solution in the industry. The service enhances the rent collection process by directly depositing funds into your account, allowing for punctual rent collection while minimizing costs. Additionally, users can take advantage of in-depth reporting to better understand their operations, utilize marketing resources to boost visibility, and explore a plethora of other features designed to improve the rental experience for both managers and tenants alike. Ultimately, RentPayment not only simplifies transactions but also empowers property managers with the tools they need to succeed in a competitive market.

Pathfinder Payment Solutions aims to firmly establish your online presence with the Pathfinder Checkout solution, which seamlessly integrates with our payment gateway. This allows your customers to make swift and straightforward electronic purchases directly from your website, utilizing options like credit cards, debit cards, or ACH/eChecks, and even set up recurring payments effortlessly. It’s a quick and user-friendly solution, perfect for those looking to advance their business growth. To get started, simply add our custom checkout button to your site, enabling immediate payment acceptance. Our intuitive setup wizard guides you through the straightforward process of integrating the checkout button into your website. You will manage the order page while we take care of hosting the secure payment page, where your customers enter their payment details. We handle the backend operations, collecting payment information, processing transactions, and sending receipts seamlessly, so you can focus on your core business activities without any hassle. With Pathfinder Checkout, you can enhance your customer experience while ensuring secure transactions.

Experience a rapid, adaptable, and forward-thinking checkout process through Cayan, an online payment processing solution that operates in the cloud. This platform accommodates multiple payment methods, including Android Pay, Apple Pay, MasterCard, VISA, Discover, and American Express. Cayan is equipped to support various retail payment devices from multiple suppliers, enhancing user convenience. Additionally, it offers e-commerce payment solutions for online transactions, powered by the Authorize.net payment gateway, ensuring seamless integration for businesses looking to optimize their payment processes. With its comprehensive features, Cayan positions itself as a reliable choice for future payment solutions.

Paytrail leads the way in online payment volume among payment services in Finland. We cater to over 10,000 e-commerce platforms, ensuring that every aspect of our service is tailored for your convenience. Features such as automated daily settlements to your bank account, cutting-edge fraud prevention, and an effortless shopping experience distinguish us from other payment systems. Our service empowers you to provide customers with their preferred payment options, including e-payments to all Finnish banks, major credit and debit card transactions, as well as invoicing and installment plans. With the Merchant Panel, tracking payments and handling accounting tasks becomes a breeze, granting you a quick and comprehensive overview of your payment activity. To date, our payment service has facilitated transactions totaling over 15 billion euros. Furthermore, Paytrail operates as a division of Nets, enhancing our capabilities and reach. This partnership enables us to continually innovate and improve the payment experience for our users.

The current eCommerce landscape is highly competitive, making it essential for businesses to offer seamless online credit card processing alongside quality products or services. Studies indicate that a growing number of consumers prefer using credit and ATM/debit cards for their transactions, resulting in a remarkable 100% increase in online sales. Within credit card processing, there are two key stages: authorization and settlement. During authorization, the availability of funds is confirmed, and if they are accessible, a hold is placed on them, determining whether the payment is “approved” or “declined.” Following this, the settlement phase occurs, where the held funds are electronically captured and moved into the merchant's bank account, typically within 48 business hours. To enhance the payment experience for our clients, eCMS proudly offers Authorize.Net as our preferred payment processing gateway, ensuring efficiency and reliability in transactions. Offering a robust payment solution is crucial, as it not only facilitates sales but also builds customer trust and satisfaction.

Enhance your business's cash flow with dependable and secure merchant services. Capital One has teamed up with Worldpay® from FIS, a top-notch credit and debit card processor, to provide flexible solutions for payment acceptance tailored to your needs. We simplify the payment collection process so you can dedicate your energy to managing and growing your business. You can receive payments through virtual terminals, smart terminals, hosted web pages, and mobile card readers. Experience the reassurance that comes with our comprehensive data security tools. Maintain organization with clear and transparent reporting. Accept a variety of payment methods, encompassing swipe, EMV, contactless, keyed-in transactions, phone orders, email invoicing, PayPal®, and beyond. Our services allow you to process major credit cards such as Visa®, MasterCard®, Discover®, American Express®, and also gift and loyalty cards. Leverage our continuously advancing payment-processing solutions to strategically oversee your cash flow, and let Capital One Merchant services, empowered by Worldpay, introduce you to innovative technologies designed for the future of payments. Together, we can help you navigate the complexities of modern transactions and ensure your financial operations run smoothly.

Experience success and growth with CulqiPos by accepting Visa and Mastercard payments seamlessly. Don’t let sales slip away; integrate our payment gateway into your online store effortlessly using our plugins and API. With Culqi, you can accept all types of payments, including credit and debit cards, without worrying about monthly fees or hidden charges—pay only for successful transactions! Enjoy increased sales and improved management of your transactions with our CulqiPanel, which allows you to handle your sales like never before. Our solution is perfect for your physical business, enabling you to accept in-person payments and cash on delivery with both Visa and Mastercard. Plus, our wireless POS system is portable, making it easy for you to take it anywhere. With Culqi, you’ll get same-day deposits for your sales, ensuring you stay on top of your finances. Start maximizing your sales potential today and experience the benefits of our comprehensive payment solutions!

Corpay Complete offers a robust and scalable platform to automate and control all aspects of spend management within your business. From payment automation that processes checks, ACH, and virtual cards with rebate opportunities to AI-driven invoice processing that extracts and matches data, the platform boosts operational efficiency. Purchase order requests and approvals can be customized and managed on the go, while card management consolidates travel, purchasing, and fuel cards under one system with strict controls. Expense management simplifies reconciliation by syncing receipts and card data directly with your ERP. Corpay Complete’s vendor onboarding portal streamlines document collection and communication. The platform enables seamless U.S. and international payments to more than 200 countries, backed by real-time analytics and mobile approvals for full visibility and control. Trusted by over 800,000 customers, Corpay Complete offers a guided, easy setup and continuous updates to keep your finance teams efficient. Its flexibility to start with essential tools and scale as your needs grow makes it ideal for businesses seeking to modernize spend management.

Eved serves as your worldwide payment partner for the events, media, and entertainment sectors. We simplify and centralize the invoice and payment processing experience through a unified workflow, ensuring security, efficiency, and enhanced visibility. Users can access real-time payment updates, comprehensive dashboards, and detailed reports. All global invoices can be settled digitally through a single, consolidated daily payment, removing the need to onboard rarely used suppliers, as Eved acts as your sole supplier on record. Invoice approvals are streamlined through electronic and automatic routing, while detailed spending data is readily available within Eved or can be integrated with your existing ERP system. Additionally, you can boost your revenue by earning rebates through Eved's proprietary payment methods and cards. By onboarding all of your suppliers into our extensive supplier network, we take charge of managing and verifying their banking and account information, ensuring seamless transactions for your organization. Eved's comprehensive solutions allow you to focus on your core business while we handle the complexities of payments and supplier management.

Ixaris Payments offers a virtual card platform that transforms payment expenditures into revenue, enhances working capital, facilitates automation, and reduces both overhead costs and fraud risks. Turn your payment costs into profit by taking advantage of virtual card rewards. Utilize scheduled card loads alongside automated cash flow notifications to optimize your working capital. Streamline your reconciliation process by linking booking references to transactions. Generate virtual cards in 24 different currencies and make payments in over 200 currencies supported by Visa and Mastercard. Our team diligently analyzes millions of transactions to provide clients with the most current data on card acceptance and merchant fees. By integrating these valuable insights with comprehensive card testing information, we collaborate with our clients to ensure that every payment generates maximum value. Additionally, our commitment to innovation means we are continuously improving our services to better meet the needs of our clients.

KUBRA EZ-PAY is a comprehensive on-demand payment application designed to cater to both registered and unregistered customers. By utilizing KUBRA EZ-PAY, you empower customers to execute immediate payments through various channels, including digital platforms, voice interactions, or face-to-face methods like online and mobile apps, automated IVR systems, call centers, and retail locations with cash and self-service kiosks. This solution not only enhances the flexibility of payment options for your customers but also expands the variety of payment methods available, encompassing credit cards, ACH, PIN-less debits, Visa® debit, and debit MasterCard®. KUBRA EZ-PAY offers real-time account management and authorization capabilities, along with seamless integration into numerous credit card processors, debit ATM networks, and ACH originators. Additionally, you will benefit from a unified dashboard that simplifies account management by providing features for payer reconciliation, returns oversight, comprehensive reporting, and payment administration, ultimately streamlining your financial processes. The platform aims to enhance the overall user experience while ensuring secure and efficient payment transactions.

ClickPay offers a comprehensive solution for billing and payments in the real estate sector. As a leading platform that automates receivables, it accommodates various payment methods such as paper checks, e-checks (ACH), cash, and credit or debit cards. By providing integrated print and electronic bill presentment alongside payment services, ClickPay enhances operational efficiency and drives profitable growth. With a focus on innovation, this platform is reshaping the landscape of real estate billing and payments, equipping property management companies with tailored solutions that facilitate connections with tenants, residents, and homeowners. The system effectively integrates checks, money orders, and in-person payments with electronic transactions, all within a unified platform that boosts productivity. Furthermore, real-time integrations with accounting software ensure that payment data is synchronized accurately, maintaining precise ledgers across various properties, banks, and payment methods, ultimately streamlining financial management. This holistic approach allows property managers to focus on their core operations while ClickPay handles the complexities of billing and payments.

Uswipe collaborates with international credit card acquirers and licensed payment institutions to deliver secure payment solutions tailored for businesses of all sizes around the globe. Our established connections with Visa, MasterCard, and SWIFT, facilitated by a wide network of partners, allow Uswipe to handle all major credit card transactions, issue Prepaid Cards, provide digital e-wallets, manage IBAN, and support cryptocurrency processing for qualified enterprises worldwide. Through our esteemed banking partners, we deliver competitive pricing and secure, multi-currency payment alternatives to merchants internationally. Additionally, we boast a payment gateway that adheres to the highest standards of PCI DSS Level 1 compliance, ensuring robust security. Our dedicated customer service team is available around the clock, guaranteeing that all transactions are processed seamlessly and efficiently. We pride ourselves on a certified quality gateway system that upholds the excellence of our offerings to merchants, underscoring our commitment to superior service and reliability. This comprehensive approach positions Uswipe as a trusted partner for businesses navigating the complexities of modern payment solutions.

Sign up for a free account today and learn how to significantly enhance your earnings through cryptocurrency investments. Simply choose the amount you wish to invest, select the mining algorithm, and confirm your order. Sit back comfortably as you track your statistics and passive income from any device at your convenience. Bitcoin, often referred to as BTC, operates as a digital payment network where virtual currency, known as bitcoins, is exchanged. If you possess a VISA or Mastercard, it’s worth noting that these are also electronic payment systems; however, they rely on traditional currencies like dollars and euros, with all transactions managed by financial institutions. Mining plays a crucial role in maintaining blockchains and cryptocurrencies, where powerful computers execute complex calculations to generate new blocks, rewarding miners with bitcoins or other cryptocurrencies. SHAAMINING provides an exciting avenue for generating income through cryptocurrency mining, allowing you to request and receive your payments instantly without any fees deducted. With such opportunities at your fingertips, the potential for profit in the crypto space has never looked more promising.

Split’s innovative technology revolutionizes electronic bank transfers, catering to needs such as direct debit solutions and payout capabilities. As a Payments Technology company, Split Payments has revamped Direct Entry banking to provide genuinely digital solutions for direct debit, credit, and subscription payments. In the current digital landscape, traditional bank transfer technology has lagged behind the advancements made by cards and digital wallets, but Split has changed that narrative. They deliver a cost-effective and rapid payment solution that merges the security and reliability of bank transfers with the user-friendliness typically linked to card payments. Moreover, Split’s exceptional integration with both established banking systems and new Real-Time Payment Schemes enables them to facilitate faster money transfers, all while maintaining top-tier financial security. This pioneering innovation not only enhances the speed of transactions but also ensures the most affordable and secure bank transfer options available today. Ultimately, Split is setting a new standard for how we think about and utilize bank transfers in an evolving financial environment.

Utilize a virtual card number for your online shopping needs while awaiting the arrival of your debit card. You won’t encounter any setup fees or monthly maintenance costs, nor will you be required to maintain a minimum balance. Access cash conveniently at thousands of ATMs across the nation that are part of the network. You can also manage your expenses in a traditional manner by utilizing checks linked to your account. Set up payment arrangements with vendors, streamline your bills, and make electronic payments directly from your account. With the Kabbage mobile app, you have the ability to deposit eligible checks effortlessly. If you ever need to write a physical check, that option is also available to you. There are absolutely no setup fees or monthly maintenance charges, and no minimum balance is necessary. Additionally, you can create as many as five Reserve sub-accounts within your main account to help manage different income sources or save for particular objectives. The Kabbage Checking accounts, which are backed by Green Dot Bank and insured by the FDIC, provide protection for up to $250,000. Your debit card is equipped with an EMV chip, ensuring enhanced security for your funds. This comprehensive financial solution offers a blend of modern technology and traditional banking practices, making it a versatile choice for managing your finances.

EFT Canada specializes in delivering cutting-edge electronic payment solutions tailored for small and medium-sized enterprises, including credit unions, merchants, ISOs, and various other organizations. With the convenience of Electronic Fund Transfers available in both Canada and the United States, managing payments has never been easier! You can access our services without needing any software installations—just a simple web browser will suffice. By adopting our solutions, businesses can significantly reduce operational costs, boost revenue, and enhance their market presence by providing customers with more payment options. Our offerings not only modernize and simplify the payment and collection processes but also address the associated costs and delays. Additionally, our services help mitigate risks and protect against fraudulent transactions. Experience swift and efficient transaction processing, supported by a dedicated customer care center for all merchants. As a result, EFT Canada has emerged as a premier provider of innovative payment technologies designed specifically for the needs of small and medium-sized businesses, ensuring they stay competitive in a rapidly evolving market.

The credit card processing industry doesn't operate in a transparent manner. We'll explain how the industry operates and what Payment Depot does to save you money. Payment processors earn money by re-selling the fees charged by credit cards networks like Visa and Mastercard. Consider this: Visa and Mastercard fees are wholesale costs for payment processing. Your credit card processor will then add their fees to these wholesale rates in order to make a profit. Payment processors take a cut of each transaction when using traditional credit card processing. The more sales you process, however, the greater the profit they make. Payment Depot allows you to save money by allowing you access wholesale rates. Payment Depot is different from traditional payment processors. We don't profit off of interchange rates, and we don’t take a percentage of your sales.

Streamline your company’s purchase order, vendor management, onboarding, accrual, invoicing, and payment processes to save both time and money through automation. The Accrualify platform allows you to issue and manage both plastic and virtual cards, making it easier to oversee employee expenses. By providing virtual cards for purchases typically made with personal cards, you enhance control, reduce the risk of fraud, and gain clearer visibility into company spending. You can dictate when and where employees can make purchases, while monitoring transactions in real-time for added oversight. The most appealing aspect? This module is offered at no cost*. Accrualify empowers finance teams with solutions that deliver comprehensive control and visibility over their procure-to-pay processes at month-end and quarter-end. Our tools facilitate the automation of everyday accounts payable functions, including the creation and approval of purchase orders, handling accrual requests, managing invoice collections and approvals, and processing electronic payments. Moreover, Accrualify provides enhanced vendor management capabilities, ensuring greater transparency and accountability throughout your financial operations. In this way, your organization can optimize its financial workflows and achieve better outcomes.

We provide comprehensive payment processing solutions that harness cutting-edge technology tailored to foster your business expansion. With Maverick, you can capitalize on our white-labeled payment solutions to generate revenue, allowing you to enter the market swiftly and with little to no financial risk while enhancing your brand identity through our robust infrastructure. Our platform simplifies card-not-present transaction processing via a user-friendly API, hosted forms, and a variety of additional resources. Transactions can easily be entered through our virtual terminal, and you'll benefit from features that enhance user convenience, including tokenization, electronic invoicing, automated email receipts, and integrations with various shopping carts and CRM systems. Maverick’s user-friendly gateway makes handling card-not-present payments a breeze. We also offer customizable terminals and point-of-sale tools suited to the scale of your business. Additionally, our services enable you to collect valuable insights to better understand your customers and competitors, empowering you to make well-informed business decisions for future growth. With Maverick by your side, navigating the payment landscape has never been simpler or more efficient.

Checkbook provides a comprehensive push payments platform designed for seamless disbursement of payments at scale, ensuring a hassle-free experience without any percentage fees or concealed costs. Their Digital Checks come with a variety of deposit options, allowing recipients to select the method that works best for them. There's no need for signup; all you have to do is input the required details during the deposit, and Checkbook's secure, tokenized system protects your financial information. You can instantly push funds to the recipient's bank account using the automated clearing house network, and with their real-time payment solution, funds can be deposited into your bank account in under a minute. Additionally, you have the option to print a physical check for deposit through your banking mobile app or at a local branch or ATM, and you don’t even need a bank account to get started. Accepting funds is quick and easy with a virtual card, which functions just like a credit card. Checkbook equips you with all the necessary tools to manage users, add bank accounts, and facilitate payments among them, streamlining the payment process effortlessly. Whether for personal or business transactions, Checkbook simplifies financial interactions for everyone involved.

Mekorma has assisted countless accounts payable teams in optimizing their vendor payment workflows within Microsoft Dynamics GP. Our integrated software solution enables users to operate more effectively, minimize redundant manual tasks, and uphold both transparency and security in their processes. Central to our offerings is the Mekorma Payment Hub, a robust platform designed for overseeing the complete payment cycle. At the core of the Payment Hub lies the Action Board, which consolidates all necessary steps in the payment procedure—such as creating payment batches, approving transactions, printing checks, posting records, and generating bank files—into a single interface. This streamlined access to all your GP companies and checkbooks negates the hassle of repeatedly logging in and out of different accounts. Moreover, Mekorma’s adaptable workflow is seamlessly integrated, ensuring that designated personnel are required to approve transactions before any payments are dispatched. This level of control not only enhances efficiency but also significantly reduces the risk of errors.

The KUBRA iRemit™ solution provides a secure method for collecting and processing payment information from multiple networks, all accessible from a centralized platform. By merging remittance data from various pay-any-one networks, in-person transactions, and print-based lockbox files, KUBRA iRemit generates a consolidated electronic posting file. This innovative solution can seamlessly integrate with the KUBRA iDoxs™ Suite E-Billing Platform or with other third-party billing systems. By consolidating distinct posting files into one, it reduces the number of billing interfaces that the Accounts Receivable department must manage, thereby enhancing the overall efficiency of treasury reconciliation tasks. Such streamlining not only improves workflow but also allows for quicker access to vital financial information.

MACCS© provides Federal agencies and companies with the capability to oversee and monitor all credit card expenditures, generate accounting obligation entries during cardholder authorization or entry, and import card transactions received electronically or through diskette from the credit card processing facility while ensuring those transactions are reconciled with the cardholder's records. Additionally, MACCS© effectively manages disputes related to card transactions, facilitates credit tracking and processing, creates disbursement accounting entries from reconciled records that have been approved for payment, and can seamlessly integrate these transactions into the current enterprise accounting system for efficient processing. This comprehensive tool streamlines financial oversight and enhances the accuracy of financial records.

A payment gateway is a digital tool that allows businesses to process credit and debit card transactions over the internet. It serves as an intermediary between the banks of the customer and the merchant. To implement a payment gateway on your site, establishing a merchant account is necessary. As a worldwide payment provider, we present a comprehensive array of payment methods. In addition to supporting Visa and MasterCard, we offer over 100 alternative options. Our list includes all prominent e-wallets, cryptocurrency systems, remittance services, and local credit card solutions from 177 nations. With our advanced technology, we ensure a 20% boost in the transaction approval rate by redistributing declined transactions across various connectors. Furthermore, our solution can enhance your conversion rate by up to 30%, allowing you to select the most advantageous provider with the best terms and rates for every transaction, ultimately leading to improved overall sales performance.

zeckoPay serves as an excellent tool for streamlining the Accounts Payable (AP) payment process. It provides a highly efficient and budget-friendly method for making electronic payments to your suppliers and employees. As an EFT payment solution, it facilitates the swift creation of compliant bank formats while supporting ACH (automated clearing house) payments. Implementing an integrated electronic payment system can significantly enhance your business operations. The progress of technology today has shifted the traditional payment landscape to an electronic format that fosters organizational growth. This innovative electronic payment framework has fundamentally changed our approach to handling payments. Moreover, it removes the necessity of visiting banks for various transactions. These advantages represent just a fraction of what electronic payment options can offer to businesses. It is crucial to evaluate all facets of the different electronic payment systems available to select the most appropriate one for your organizational needs. By doing so, you can ensure that your payment processes are not only efficient but also secure and reliable.

Allow your customers the flexibility to make payments online or in-person through various methods such as payment links, QR codes, and mobile wallets like Apple Pay and Google Pay, while seamlessly accepting cards from all major networks. You have everything necessary to sell any product, manage card transactions, and expand your business globally, all without the frustration of cumbersome hardware, complicated contracts, and broken promises. Design and distribute beautiful payment links that enable your customers to pay conveniently online. Whether it's tapping, typing, or scanning, you can effortlessly process contactless card payments using your Android device's NFC capability, enter information via your keyboard, or capture card details using your camera! With just a few taps, you can accept a wide variety of cards including Visa, MasterCard, American Express, Discover, JCB, Union Pay, and many others, ensuring you never miss a sale. Simplifying the payment experience helps keep your customers satisfied and encourages repeat business.

In today's banking landscape, customers increasingly seek tailored and convenient services, prompting financial institutions to collaborate with First Data to enhance the value of each customer interaction. By utilizing First Data's user-friendly banking solutions, institutions can effectively meet their clients' desires for improved convenience, thanks to technology that streamlines every transaction while bolstering security. Strengthen customer relationships and identify fresh growth opportunities with our extensive range of solutions tailored for both merchant clients and consumers alike. Our innovative products enable financial institutions to provide a seamless, swift, secure, and intelligent electronic commerce experience. The journey to personalized banking starts here, where First Data offers a unified, comprehensive processing platform for all types of payment cards, loans, prepaid accounts, and commercial card products. Additionally, First Data’s OmniPay technology stands out as the preferred solution for cost-effective and efficient multi-currency, multi-country payment processing. With such diverse offerings, First Data ensures that financial institutions are well-equipped to thrive in a competitive market.