Alternatives to Allshare

Our primary focus lies in providing a comprehensive array of automation solutions for financial operations, encompassing various banking sectors including retail banking services, portfolio oversight, as well as savings, current, and fixed deposit accounts. These solutions facilitate multiple delivery channels and back-office functions, all integrated with a cohesive general ledger. Furthermore, our offerings extend to essential non-banking operations, such as micro-finance management and compliance reporting, among others. We also provide client-facing solutions through electronic delivery platforms, including management systems for ATMs and POS, reconciliation and settlement processes, as well as services for mobile, agency banking, and Internet banking. Our greatest strengths reside in our people and technology, which form the backbone of our business. We take great pride in collaborating closely with our clients to co-create tailored solutions that meet their unique needs. This partnership approach enables us to continually adapt and innovate in a rapidly changing financial landscape.

Allvue Systems stands out as a prominent supplier of investment management tools tailored for fund managers, investors, and administrators operating within the alternative investments sector. Our cutting-edge and adaptable software solutions break down the silos that often exist between various systems, data, and personnel, enhancing decision-making capabilities and simplifying workflows to effectively address the demands of investors in private debt, private equity, and other alternative asset categories. By utilizing our technology, clients can achieve a more integrated approach to managing their investments.

Capital Banking Solutions is a leader in providing integrated banking software solutions that are end-to-end for financial institutions in Europe, Africa, Middle East, and America. Capital Banking Solutions was founded in 1997 with the goal of supporting financial institutions to innovate and drive market change. It supports more than 200 banks and financial institutions worldwide. Capital Banking Solutions offers a complete suite of modular and open-architecture products for the Financial Services Industry. These products include Universal, Retail, Corporate and Private Family Offices, Management Companies, Islamic banks, and Management Companies. Capital Banking Solutions was ranked among the top vendors by IBS Intelligence, and global players by Forrester. It is now being recognized as one the most powerful Financial Technology Providers. Capital Banking Solutions offers a complete portfolio of best-of-breed products to support key banking functions like Wealth Management, Compliance and Risk management and Digital Banking.

Siena eTrader provides advanced ESP, RFSQ, and RFQ pricing along with comprehensive limit order management, utilizing a multi-bank liquidity sourcing approach through its sophisticated pricing engine. This service is available across various models, including direct customer interactions, agency arrangements, and broker operations. By implementing auto-hedging and deal automation, you can safeguard your market position and expand your currency offerings, all supported by robust trading controls, monitoring for best execution, and management of customer instrument eligibility. Real-time price management allows you to adapt swiftly to fluctuating market conditions, enabling effective risk management through real-time spread, skew, and pricing adjustments. Siena's platform also ensures seamless integration with your existing pricing engines or third-party aggregators. Furthermore, it can fully connect with your current customer portal, enhancing user experience with features like single sign-on, personalized branding, and access to news and charting. Transactions, orders, and deal information are transmitted in real-time to external systems, providing a comprehensive 360° view of your customers. This integrated approach not only streamlines operations but also empowers businesses to respond proactively to market dynamics and customer needs.

B2 is a comprehensive and unified solution tailored to satisfy the distinct product requirements of both retail and commercial banks, encompassing everything from front-end operations to back-office functions. Its modular design guarantees extensive coverage across financial and management sectors while offering the adaptability needed to develop and customize new financial products. At the heart of this structure lies a commitment to continuous improvement and flexible capabilities. A crucial element of the bank's business strategy revolves around the effective management of financial instruments and the identification of key focus areas for customer contract relationships. B2ng presents significant possibilities for innovating and rolling out new financial instruments. Moreover, the system's versatility meets the functional demands necessary for creating a diverse product lineup suitable for banks of all sizes—be they small, large, universal, or those specializing in corporate or individual services. This integrated solution not only enhances operational efficiency but also positions banks to better respond to evolving market dynamics.

TCS BaNCS Digital provides a comprehensive solution for banks, allowing customers to manage their financial activities seamlessly from any location. This versatile and scalable platform is designed to accommodate both retail and corporate banking sectors, particularly targeting small and medium-sized enterprises (SMEs), as well as offering features for securities trading and wealth management. It encompasses a wide range of consumer and enterprise applications, integrating social media functionalities and real-time analytics for enhanced user experience. Built on a hybrid architecture with a responsive web design, this solution is tailored to meet the unique requirements of financial institutions as they undergo digital transformation, ensuring that they remain competitive in an ever-evolving market. Consequently, TCS BaNCS Digital empowers banks to provide modern and efficient services to their clients.

CGI Trade360 provides all the software, infrastructure, and support resources required to power a bank’s global trade business. CGI Trade360 is a software-as-a-service (SaaS) that allows banks to offer traditional trade, payables and receivables services to customers anywhere, anytime, on a single integrated platform. CGI Trade360 is designed for multi-bank, multicurrency and multitime zone processing. It includes a corporate portal, a back-office trade processing system with advanced imaging and workflow, advanced reporting utilities, and an XML-based integrated architecture. CGI Trade360's SaaS model is in operation for over two decades. It provides infrastructure and IT services that allow you to focus on growing and running your banking business. Also available as an on-prem solution for global institutions.

Construct your complete front-to-back office by selecting from over 70 specialized modules tailored to meet the diverse needs of various client segments. Essential functions such as accounts, payments, legal, and risk management are performed efficiently, reliably, and in compliance with regulations. Accelerate the growth of your operations using our integrated data model, which ensures uniformity across your organization, and launch core banking solutions in as little as six months with our streamlined configurations. Empower your clients to manage their own cryptocurrency trades or equip your investment office with all necessary tools to incorporate digital assets into traditional client portfolios. Revolutionize your banking capabilities with a core platform that not only conserves time and resources but also minimizes risk. Additionally, provide opportunities for both clients and advisors to engage in cryptocurrency trading, creating a comprehensive financial ecosystem. This innovative approach positions you to adapt to the evolving landscape of digital finance effectively.

UltimaBanq is a comprehensive banking software that delivers a white-label solution tailored for FinTech entities, such as Banks and Electronic Money Institutions. It facilitates IBAN accounts, SEPA and SWIFT transactions, and card processing services, welcoming clients from around the world, including those in high-risk sectors like eCasinos and unregulated financial entities. Crafted with robust security features, the platform adheres to EU PSD2 regulations and offers multi-level access, accommodating different roles and permissions for both clients and employees. Additionally, the user-friendly back-office can seamlessly integrate with extra features and add-ons. UltimaBanq also includes modules for Forex and CFD trading, functioning effectively as a Crypto Wallet or payment platform. To assist potential users, a demo is available for testing and exploration of its features. This allows prospective clients to assess the software's capabilities before making a commitment.

Revogear is a comprehensive software solution designed for managing electronic money transactions, supporting multiple currencies and cryptocurrencies as well. Central to the system is an eWallet, which offers a wide array of financial services tailored to meet the needs of private international banks, electronic money institutions, and payment service providers. Its modular design allows businesses to customize the platform according to their specific requirements, ensuring flexibility and scalability. With features that accommodate multi-currency, multilingual, and multi-region capabilities, Revogear is suitable for deployment on a global scale. The system's architecture facilitates growth in tandem with business expansion, making it an ideal choice for evolving organizations. Revogear encompasses various software modules, including a customer portal, corporate portal, mobile application, back office, and an antifraud console, all designed to enhance user experience and security. Additionally, it efficiently handles international transfers through Swift, SEPA, and European direct IBAN, along with offering integration for prepaid Mastercard and VISA, complete with external authorization message management for enhanced transaction security. This versatility establishes Revogear as a leading option for businesses looking to streamline their financial operations.

Tier1 Financial Solutions is a global leader in relationship management software for investment banking professionals, corporate and investment banking, and capital markets. Our clients are empowered to increase productivity, reduce risk and improve customer ROI. Tier1 provides the connectivity, tools, and workflows that enable collaboration, transparency, communication, and communication between capital market participants and clients. Our extensible developer toolkit, plug-ins, and Salesforce's solid encryption enable rapid custom application development using capital markets-grade security, configurable coverage models, and industry-specific business logic.

BrightOS is a modular Core Banking System that offers rich functionality. Its core is highly optimized and extended with functional units that span all banking processes, creating a fully-operational environment for banks from day one. BrightOS is scalable, API-rich, and event-driven. It prepares you to meet tomorrow's challenges. White-label solution that meets your customers' digital expectations. Native integration with any Core banking platform. BrightOS is a data privacy and data loss-protection system that you should consider when choosing it. Our solution is fully compliant to GDPR regulation and includes embedded functionalities for consent management. You can save time and enhance your customer service by utilizing a variety of digitalization integrations. BrightOS' Customer Support Service is a key part of the performance management and health orchestration. This allows automation to go beyond simple administrative tasks to complex, end-to-end services.

Covercy... where banking meets investment management. Save time with our automated distribution & capital call payment processing, gain your LPs’ trust with our intuitive Investor Portal, and generate interest from capital funds held in your Covercy Wallet – all in one platform. Your investors can access their account to view portfolio info, transactions, documents & reports. Call capital in your investment currency. Investors fund them in their select currency. Slash the risk of phishing and wire-fraud with our secure platform and payments. View the positions of your investors in all assets & funds. Slice and dice as you wish. You can even log on to the Investor Portal to see how what your investor sees and experiences. Complete all distribution payments in a click. We’ll auto debit your account. Our partner banks or payment partners will open accounts under your fund/asset names to automate processing of capital calls & distributions. You can even earn interest on your uninvested capital. Our strict anti-money-laundering tests & policies help you stay compliant. Share documents like K1s, agreements, and financial statements with your investors. Per fund / syndicate.

We offer cutting-edge solutions for corporations, financial organizations, and fintech companies worldwide, transforming trade finance operations into a digital format. With RIVO—our cooperative trade finance platform—users can easily request, track, and secure any trade finance instrument, streamlining and enhancing the processing experience. Our collaboration extends to large multinationals as well as small to medium enterprises, enabling them to achieve greater efficiency and boost collaboration for enhanced productivity in trade. A few of the esteemed companies that rely on our trade finance software to propel their growth can be found here. We work alongside global, national, and regional financial institutions located in countries such as Germany, Hong Kong, India, Singapore, the UK, and the US, among others. As a leader in software solutions, our mission is to empower clients by maximizing efficiency and encouraging teamwork for superior trade finance outcomes. Our commitment to innovation ensures that we continually adapt to the evolving needs of our partners and clients.

The product has been meticulously crafted with Shariah Banking principles in mind, rather than being an offshoot of traditional interest-based solutions. It boasts over 12 years of maturity, validated through extensive field testing. This comprehensive offering includes modules for CORE banking, Investment management, Finance, Trade Finance, Customer Information File (CIF), Limit & Sanction Management, Collateral Management, Teller services, Internet banking, Management Information Systems (MIS), and more. The team behind this innovation possesses profound domain expertise, with approximately 200 person-years dedicated to its development. A diverse group of professionals, including bankers, Shariah Scholars, analysts, technical leads, and software engineers, contributed to this collaborative effort. The system is designed to be modular and resilient, making it adaptable for international markets. It provides flexible support for various delivery channels and necessary interfacing options, ensuring versatility in implementation. Additionally, its underlying technology platform is robust, utilizing .NET C# and Oracle RDBMS, which are highly regarded in the financial sector for their reliability and performance. This combination of factors makes the solution not only functional but also one that is primed for future growth and adaptability.

We provide an innovative banking software platform designed to help financial institutions swiftly adjust their operations to keep up with rapid technological advancements. Our comprehensive and versatile system delivers a tailored range of components suitable for the diverse needs of financial entities and regulatory bodies. For those seeking a more intelligent investment strategy aimed at cost reduction and risk management, we present our revolutionary concept: hands-free banking. By entrusting your IT and data management to us, you can concentrate on enhancing customer service, expanding your market reach, and transforming customer experiences into actionable insights. Our commitment lies in delivering dependable financial IT solutions that not only foster your growth but also alleviate the burden of technological concerns. Ultimately, we take care of the complex details so you can devote your energies to what truly matters – optimizing customer service decisions to achieve greater satisfaction and loyalty.

Effectively overseeing essential operations within fixed income portfolios utilized by financial institutions such as US banks is critical. Paragon serves as a comprehensive fixed income portfolio accounting solution that manages bonds and money market instruments through three key business functions: trade capture, processing, and reporting. By utilizing advanced accounting and position-keeping platforms, banks can effectively monitor their daily exposures. However, when it comes to delivering precise information to board members and stakeholders, traditional paper reports often fall short, appearing uninspiring and lacking in visual elements that highlight significant changes or exceptions. In contrast, Paragon provides a suite of reports—including inventory, cash flow, maturity, and management reports—that are enhanced with engaging graphics. This innovative approach not only offers improved insights for all stakeholders but also empowers decision-makers with actionable data drawn directly from Paragon’s comprehensive records, ultimately driving better business outcomes. By integrating visually rich reporting, Paragon facilitates clearer communication and supports strategic planning within the firm.

EBANQ® stands out as the most intuitive white-label online banking application available today. This comprehensive solution caters to a wide range of financial entities, including banks, neobanks, electronic money institutions, payment entities, remittance firms, asset management companies, cryptocurrency exchanges, and any organization overseeing client accounts. The EBANQ banking application is designed for rapid loading across all devices and is fully compatible with major web browsers. There is no need for extra investment to enable mobile banking features. Customization is straightforward, allowing users to upload their logos, alter colors, and modify icons to create a personalized aesthetic within moments. Built on cutting-edge cloud technology, EBANQ employs microservices and a modular architecture for optimal performance. It is both scalable and future-ready, accommodating your needs whether your user base consists of five individuals or five million, making it a reliable choice for the evolving financial landscape. This flexibility ensures that as your business grows, EBANQ evolves seamlessly alongside it.

Enhance the management of Reg E disputes by employing process automation, compliant letters, and digital signatures, achieving a remarkable 90% reduction in processing time. Improve the efficiency of CIP, CDD, and Loan exception management through automated deadline reminders, eLists, and compliant correspondence to significantly shorten correction processing times. FINBOA provides banks and credit unions with the tools necessary to modernize their back-office operations, maximizing efficiency, ensuring compliance, and enhancing the customer experience, all while lowering costs and mitigating reputational risks. With a comprehensive cloud-based automation platform and a suite of quick-to-implement, user-friendly, and cost-effective workflow solutions, FINBOA makes it feasible for organizations to embrace process automation seamlessly. This innovative approach not only streamlines operations but also positions financial institutions to respond swiftly to evolving regulatory demands.

The next-generation platform for banking is designed from the ground up to provide flexible configuration, automated regulatory compliance, CRM and real-time insight across multiple entities in any jurisdiction. A powerful backend system for processing account, cards, loans and payments. A core engine that is intelligent and reliable for processing large volumes of transactions, operations, and services. A powerful payments engine that supports current or transactional cards linked to debit or credits. Includes authorization, holds and payment orders. Standing orders and searchable transactions are also included. The deposits engine supports all deposit products, from current accounts to Term Deposits with or without overdraft facility and a variety of interest and calculation options.

Each of our six industry-specific products is tailored to your specific vertical in order to help you achieve your business goals. CRM for Wealth Management - This tool helps advisors to grow their assets by building strong client relationships. CRM for Private Banking - CRM helps Relationship Managers to grow assets under management by strengthening client relationships. CRM for Commercial Banking – Helps bankers increase upsell and cross-sell opportunities through personalized service. CRM for Corporate Banking – This CRM helps business bankers increase upsell and cross-sell opportunities through connecting insights and sales teams across different regions. CRM for Sales, Research, Trading & Research enables users to maximize profit and maximize capital usage CRM for insurance helps agents drive renewals, cross-sell opportunities, and helps them get more business. Our products can fulfill all your CRM requirements in one package. This includes sales, service and marketing capabilities that are tailored to your industry.

Quantifi provides risk, analytics, and trading solutions to the global financial markets as well as the commodities industry. Quantifi is trusted worldwide by the most sophisticated financial institutions, including five out of the six largest global banks, two out of the three largest asset mangers, leading hedge funds, pension funds, and other market participants, including one of the biggest global commodity firms. Quantifi's integrated framework provides accurate analytics, comprehensive risk management and cross-asset trade, front-to back operations, position management and market, credit, counterparty, liquidity risk management, margining and regulatory reporting. Quantifi's latest technology innovations allow for new levels of usability and flexibility. This results in a significantly lower time to market, lower total costs of ownership, and significant improvements in operational efficiency.

SpeciVIM is an all-encompassing KYC solution tailored for private banking institutions. Its primary goal is to address all operational requirements while delivering comprehensive functionalities that enable a holistic view of each client by consolidating all relevant data and interactions within a single software platform. You can create, manage, monitor, and support your clients throughout every phase of their journey, from onboarding—whether traditional or digital—to the automatic exchange of vital information. Comprising ten distinct modules, SpeciVIM offers both modularity and adaptability, allowing you to customize the solution to better fit your specific needs. This software is applicable across various departments within your bank, including central files, compliance, customer service, and relationship management. Additionally, the digital onboarding application is designed to streamline the onboarding process, allowing wealth managers to devote more time to activities that add value. With a wide array of flexible features, including a Decision Tree functionality, it ensures a personalized experience for clients based on their individual profiles and requirements. Ultimately, SpeciVIM not only enhances operational efficiency but also fosters stronger client relationships through its tailored approach.

We provide a comprehensive 'Payments As A Service' technology solution that covers all aspects of payment processing. Our award-winning, cloud-native, real-time payment platform is designed to assist banks, fintech companies, financial institutions, e-commerce gateways, and card issuers in efficiently handling a diverse array of payments in a fast, straightforward, and cost-effective manner. As a leader in the cloud payment sector, our platform is tailored specifically to meet the challenges of a rapidly changing and regulated payments landscape. With our API-first approach and extensive expertise in the payments industry, we eliminate the complexities associated with managing intricate payment infrastructures. This allows our clients to leverage cutting-edge technological innovations and concentrate on enhancing their customer offerings to drive business growth. At Form3, we oversee the entire payment process, ensuring a seamless journey from the initial payment instruction all the way through processing, clearing, and settlement with national payment systems, thereby simplifying the payment experience for our customers. Our commitment to delivering excellence in payment solutions ensures that our clients can stay ahead in an increasingly competitive market.

XTendLink, a service offered by AMC Banking for data conversion, serves as a cloud-based link that interfaces nearly any ERP system with over 600 banks across the globe. This service enables businesses and organizations to utilize a wide array of bank file formats, ensuring seamless communication between their ERP systems and banks. XTendLink can be utilized as a fully integrated banking module for various ERP solutions, including Microsoft Dynamics 365 Finance and Operations or Business Central, or through a web service that is compatible with any ERP for enhanced cross-ERP functionality. Additionally, AMC Banking provides a robust cash management solution suitable for organizations of all sizes, covering everything from small and medium-sized businesses to large multinational corporations, government entities, and non-profits alike. By focusing on three essential cash management functions—outgoing payments, incoming payments, and bank account reconciliation—AMC Banking helps simplify and optimize financial processes for its users. This comprehensive approach to cash management not only improves efficiency but also enhances financial visibility for organizations, fostering better decision-making.

INFINIT offers specialized banking services tailored for small and medium-sized enterprises, incorporating AI-enhanced business tools. This all-encompassing platform merges vertical banking with essential business features, powered by an intelligent operating system that utilizes both AI and deep industry knowledge. We focus exclusively on certain sectors to deliver the most effective financial and operational tools that truly cater to your unique requirements. Our offerings meet stringent regulatory and industry benchmarks, ensuring compliance and security for our clients. We implement advanced anti-fraud technologies to safeguard customer identification, while fully complying with GDPR and anti-money laundering laws. INFINIT stands as a transformative global banking application, initially launched in Europe and now making strides across the globe. Our pioneering solutions not only streamline conventional methods but also foster growth and ease for business proprietors everywhere. This platform serves as a comprehensive resource to simplify business management for you and your team, ultimately driving efficiency and productivity. By focusing on innovation, we aim to redefine how businesses interact with banking services.

NexorONE® is the leading Online Banking Software Solution™ with its robust modular scalability and a wide array of features it serves a broad variety of financial entities such as Online and Private Banks, Credit Unions, eWallets, Trusts & Asset Management Companies, and Payment Platforms. NexorONE® has been deployed to more than 500 financial entities worldwide, spread throughout 40 countries and in 16 languages. Features include a customizable responsive interface, user groups and admin roles, compliance rules (KYC, AML, etc.), API's and continuous updates.

Rubikon’s Digital Banking encompasses a comprehensive collection of interconnected solutions that empower financial institutions to deliver banking services through various electronic platforms, such as ATMs, point-of-sale systems, online banking, mobile apps, and SMS, granting customers the ability to access their banking needs securely from virtually anywhere at any moment. This suite offers a versatile structure that facilitates credit applications and encompasses both retail and corporate lending, covering aspects such as loan origination, setup, repayment scheduling, disbursement, lifecycle management, penalty processing, and the oversight of delinquency and overdue accounts. Additionally, it plays a crucial role in identifying non-performing assets, managing provisions, monitoring customer and group limits, as well as supporting group lending, insurance, collateral management, and detailed reporting. All transactions and processes can be efficiently enabled and tracked through a customizable workflow and an externalized rules engine. The system also accommodates early payments, loan pre-closures, write-offs, and restructuring options, while enabling clients to easily transfer funds from their savings accounts to settle loan obligations. This extensive functionality ensures that financial institutions can meet diverse customer needs while maintaining robust operational efficiency.

F2B Payments serves as an ideal solution for initiating new banking operations aimed at neobanks or payment service providers. This system encompasses a comprehensive suite of Front to Back components that blend account management with payment capabilities, catering to both conventional banks and digital financial institutions while providing essential services tailored for emerging banking entities following a neobank model. The F2B solution is designed to be complete, cohesive, and modular, allowing for adaptable deployment that facilitates swift implementation. Within this framework, the Client Management module is key, as it focuses on the introduction and oversight of identification data for any individual or entity that interacts with the Bank. This includes natural persons—both individual consumers and professionals—as well as legal entities. The system also enables the tracking of customers, non-customers, and potential clients, and it offers the ability to group clients, fostering connections between individuals and organizations. Furthermore, the process of entering and refreshing this information is organized within a foundational module that manages general data efficiently. This structured approach ensures that all client interactions are effectively documented and easily accessible.

CREALOGIX Digital Hub serves as a scalable and cohesive platform for engagement in digital banking. It empowers banks and wealth management entities to effectively pursue their growth objectives while catering to the evolving digital preferences of their clients. Enhance your journey of digital transformation with our comprehensive range of solutions tailored for digital banking and financial services. Advance your digital initiatives using a modular SaaS offering that fosters closer connections with your clients through a more personalized digital experience. Experience next-generation interactions for financial institutions, characterized by intelligent, personal, and engaging communication across all available channels. Furthermore, boost operational efficiency with our user-friendly portal that ensures fully compliant digital processing of funding from initiation to review and payment, thus streamlining the entire lifecycle. This innovative approach not only meets compliance standards but also enriches the overall client experience.

Developing payment systems that foster social inclusion, empower individuals financially, and drive economic progress for both present and future generations is essential. The shift from a cumbersome and risky reliance on physical cash to a streamlined and secure digital payment framework represents a logical advancement in the flow of money. By leveraging Distributed Ledger Technology (DLT) and blockchain innovations, central banks can successfully facilitate this transformation. Bitt’s Central Bank Management Panel software offers real-time insights and comprehensive reports on transaction dynamics, including transaction counts, speeds, and money circulation velocity. This capability enables central banks to effectively gauge the impacts of their monetary policies and adapt them as needed. Additionally, the introduction of an interest-bearing Central Bank Digital Currency (CBDC) could serve as a reliable store of value, providing returns comparable to other safe assets like short-term government bonds, thereby enhancing the overall stability of the financial ecosystem. This evolution in payment systems not only bolsters economic resilience but also ensures a more equitable financial landscape for all.

Introducing the innovative core banking solution designed for forward-thinking banks, SuperCore® serves as a cloud-native platform that empowers financial institutions to gain deeper insights into their customers, expedite product launches, maximize data utilization, and provide cohesive experiences. This Software as a Service (SaaS) managed offering can be accessed worldwide through AWS, streamlining deployment, integration, and operational management. Consequently, banks can significantly lower their service costs while benefiting from a no-code product builder that allows for rapid product development. Additionally, the platform features a real-time events stream that yields timely customer insights, enhancing decision-making processes. With an API-first design, it enables effortless integration across various channels and applications. Its adaptable microservices architecture is modular and configurable, supported by a unified data model that ensures longevity in technology solutions. The inclusion of SmartAdapters, developed in JavaScript and accompanied by OpenAPI Swagger documentation, future-proofs the platform further, complemented by pre-built integrations and modules that accelerate the path to going live. This comprehensive approach positions SuperCore® as an essential tool for banks aiming to thrive in a competitive landscape.

Advanced Investment Management (AIM) addresses vital inquiries by swiftly generating forecasts for every acquisition, engagement, and retention initiative while seamlessly updating models as fresh data emerges. This enables AIM to promptly discern the most effective actions to engage customers. Additionally, AIM maintains a centralized dashboard that monitors all historical and ongoing campaigns, providing insights into the best characteristics for upcoming programs, which encompass annual fees, sign-up bonuses, rewards offers, and credit limit enhancements. By equipping the business with the ability to accurately forecast essential profit and loss metrics for each initiative, AIM supports banks in refining their budget allocations across marketing endeavors. Furthermore, AIM consistently refreshes its forecasts and models to ensure precise predictions of customer lifetime value. The NextAction optimization engine of AIM integrates these forecast projections to advise on campaign investments that maximize long-term value while adhering to specific budget parameters, ultimately driving more strategic decision-making. In doing so, AIM enhances the overall effectiveness of marketing strategies in a highly competitive landscape.

Since its inception in 1978, our back-office application, BankTrade®, has established itself as a cornerstone solution and is currently utilized by more than 100 Trade Finance Banks globally. It effectively addresses the full spectrum of traditional Trade Finance products while adhering to the highest industry standards aligned with Global Best Practices. Recognized as a leading SWIFT certified and Web-enabled back-office solution, BankTrade® is crafted to streamline and enhance the Trade Finance operations for financial institutions. As a prominent player in the market, BankTrade® not only serves Banks' corporate clients but also engages all relevant participants in the Financial Supply Chain. The platform's independence is crucial in preserving our established customer relationships, with users averaging over a decade of engagement with BankTrade®. Presently, BankTrade® operates seamlessly across all major operating systems available, ensuring comprehensive accessibility for its users. Moreover, the application's adaptability and commitment to innovation continue to attract new clients looking for reliable Trade Finance solutions.

Baseella is a premier core banking software solution accompanied by a suite of customer-centric applications aimed at enhancing the capabilities of payment and electronic money institutions. This all-encompassing platform is specifically crafted to tackle the various operational hurdles encountered by PayTech companies, such as preventing financial crimes, ensuring regulatory compliance, and facilitating effective management and financial reporting. By utilizing Baseella, startups can quickly initiate their services and expand their operations without the financial strain of investing millions of euros in core banking systems. Furthermore, this innovative solution allows businesses to focus on growth and customer satisfaction instead of being bogged down by complex software requirements.

Finzsoft has created a solutions framework called Sovereign, designed to address the increasing needs of contemporary financial institutions worldwide. This modular framework can function independently or as part of a cohesive system, providing customized solutions tailored to the dynamic landscape of the financial services sector. By enhancing the customer journey, it facilitates the generation of new business opportunities. The platform also features secure mobile and internet banking solutions, along with dedicated smartphone applications that offer various engaging channels, all personalized for both your brand and your clientele. Furthermore, it empowers customers with a comprehensive range of banking capabilities, including current, term deposit, and savings accounts, as well as portfolio investment accounts. The system boasts an exceptional level of integration, automation, reporting, and unified communication tools. Additionally, it can help lower operational costs by optimizing collections and improving performance in arrears processing. This comprehensive approach not only addresses current market demands but also positions financial institutions for future growth.

One of the primary obstacles in trade finance is the high operational costs and risks associated with transaction processes that rely heavily on paper. For many years, initiatives aimed at transitioning from these labor-intensive methods to digital alternatives have been underway, with various stakeholders in the industry, including banks, striving to create innovative solutions that enhance different segments of the trade finance value chain. It is crucial to prioritize excellence in customer experience, streamline operations, optimize resources, and ensure compliance, audit readiness, and effective regulatory management while maintaining a comprehensive perspective on the trade cycle. Implementing end-to-end trade automation encompasses everything from customer portals to fully integrated banking trade interfaces that connect with external systems. Additionally, there should be minimal friction in launching new trade products, supported by tailored workflows, document reviews, compliance tracking, product lifecycle management, and straight-through processing (STP). A thorough configuration of the bank's approval processes and deviation hierarchy is also essential, alongside automated checks for anti-money laundering and blacklist compliance through integration with solutions like IDPMS and EDPMS, ensuring the generation of regulatory reports and customized management information system (MIS) reports. Ultimately, this transition not only simplifies trade finance but also enhances transparency and security across the entire process.

FinSys is a dynamic, secure, and cost-efficient banking platform designed for digital, community, and agency banking, featuring a modular service-oriented architecture that encompasses a wide array of functionalities essential for achieving financial inclusion. Leveraging the Apache Fineract engine, FinSys boasts multi-entity, multi-currency, and multi-lingual capabilities, catering to diverse user needs. Its extensive suite of independent business modules operates seamlessly within a unified framework, allowing financial institutions to introduce new services in a highly economical manner. Additionally, FinSys facilitates various financial products, including loans, investment accounts with both fixed and recurring deposit options, savings and current accounts, as well as standing instructions and account transfers, while offering a mix of deposit and credit facilities. The platform also ensures flexibility in managing interest rates, charges, and fees, further enhancing its usability. Furthermore, FinSys includes a comprehensive agency banking module that encompasses functionalities such as agent management, till management, and the administration of fees, charges, and commissions, thereby empowering agents to operate efficiently.

A software-as-a-service platform designed to enhance banks' competitive edge and market presence by offering tailored digital experiences and insights that drive revenue. Develop a unique digital journey for your clientele that presents sales opportunities in real-time, fully personalized, and contextually relevant. The pricing model is notably advantageous when compared to similar offerings available in the industry. This platform is engineered for rapid deployment, ensuring seamless integration with current systems. It serves as a holistic 360° solution that elevates customer interactions while fostering business growth. Through the analysis of customer data, Fivvy equips banking users with valuable insights into their spending, savings, and investment trends. This data-driven approach empowers financial institutions to adopt innovative tools that deliver a more tailored experience and effective solutions centered around the customer. Concurrently, it maximizes the value derived from their user information. In an ever-evolving landscape, don't fall behind; leverage your data to enhance loyalty and stay competitive. Embrace change and transform your banking services to meet the dynamic needs of your customers.

Transform your banking experience with Novopay's cutting-edge Banking Platform, which is designed to be cloud-native, mobile-first, API-enabled, and powered by AI technology. Novopay offers a range of products, including digital lending, prepaid cards, wallets, and payment solutions, all of which can be licensed, customized, and operated on the cloud with round-the-clock managed services. With Novopay's prepaid card and wallet solutions, financial institutions, retailers, telecom companies, and corporations can effectively address intricate payment scenarios, ensuring a smooth payment experience for employees, clients, and partners alike. Enhance customer engagement by delivering a seamless and uncomplicated payment process, while empowering consumers with complete control over their payment methods. In addition, Novopay provides an innovative solution tailored for microfinance and community banking, featuring loan officer applications that facilitate both online and offline field operations, thereby streamlining the lending process for all stakeholders involved. This comprehensive approach not only optimizes operational efficiency but also strengthens relationships within the financial ecosystem.

The Origins Suite, available both in branches and online, stands out as the swiftest, most robust, and adaptable solution tailored for the expansion of credit unions. Crafted specifically for credit unions, it harnesses contemporary, agile technology to enhance your current back-office operations, ensuring sustainable and resilient growth for the future. By leveraging modern technology and a user-friendly interface, Origins significantly accelerates the account opening procedure, allowing your members to enroll in under half the usual time. Avoid losing potential loan applicants due to a lengthy or complicated process; our straightforward and efficient platform facilitates easy applications for both existing members and newcomers alike. Furthermore, Origins provides streamlined back-office management that complements your existing systems, seamlessly integrating with all current membership and loan workflows. With our rapid and intuitive application process, you can expect speeds that exceed the industry average by more than double. Embrace modern, simple technology that enables account openings anytime and anywhere, making it an indispensable asset for your credit union's growth. This innovative solution not only simplifies operations but also enhances member satisfaction, fostering loyalty and engagement.

Our platform is tailored for both analysts and high-level executives, equipping teams to swiftly generate insights and confidently make critical decisions across various business functions, such as payment processes and liquidity management. It seamlessly integrates and consolidates data from various online APIs and sources. Users can validate, cleanse, and reconcile datasets to prepare them for in-depth analysis. The system allows for the monitoring and exploration of intricate networks through interactive dashboards. Furthermore, it enables the simulation of settlement and payment systems, turning raw data into actionable insights. FNA’s platform boasts an advanced suite of automated data visualization algorithms that offer real-time mapping and network functionalities, allowing users to derive substantial meaning from their datasets rapidly. Additionally, with the capability to simulate any global payment or settlement system, organizations leveraging the FNA platform can effectively adapt to significant shifts, such as emerging regulatory demands and the introduction of new market players like CBDCs. This flexibility ensures that businesses remain agile and well-informed in a rapidly evolving landscape.

UNIFIED Core Suite, a web-based solution that combines the best of banking automation, credit appraisal, and management policies, is a standout. The solution automates all retail and corporate banking processes using best-of-breed functional modules and a full complement state-of-the-art features, Maker Checker.

The Banking & Treasury Automaton Suite stands out as a top-tier add-on for Microsoft Dynamics 365 and Microsoft Dynamics AX, significantly improving the management of bank and cash operations, treasury functions, and payment processing, with seamless connections to banks and payment gateways worldwide. Experience a reduction in time and costs when handling your accounts payable invoices, thanks to OCR capabilities. The solution also includes personalized customer portals and secure processing options for credit cards and eChecks, complete with integrated settlement features. Safeguard your printed checks and electronic payment methods while ensuring compliance with PCI standards. Benefit from fully integrated direct debit services that come with mandate support. Our cross-industry solution offers organizations of all sizes the advantages of automation, enhanced efficiency, greater visibility, and improved control. With worldwide support for bank integrations, this suite has earned recognition as a member of the Microsoft President’s Club for twelve consecutive years and is trusted by over 1,600 clients across the globe. This impressive track record showcases its effectiveness in transforming financial operations in diverse sectors.

PSD2 is designed to oversee innovative digital payment services, ensure transparency, and improve the security of online transactions. Additionally, it fosters competition in the payment markets and mandates that all banks achieve compliance with its standards. In response to the increasing need for comprehensive solutions, we have developed an Open Banking Suite with a modular framework that includes an API hub known as Up2Connect, a strong customer authentication (SCA) component called Up2Seal, and a payment terminal referred to as Up2Pay. This solution not only adheres to the Berlin Group standards but also complies with local regulations applicable to users. Financial institutions have the flexibility to either integrate specific modules they require or opt for bundled integration. By utilizing the Up2Connect module for open banking compliance and the Up2Seal module for enhanced security, Sirma positions itself as a reliable technological partner. We are confident that the transformations initiated by PSD2 will significantly contribute to a digital revolution within the financial sector, paving the way for more innovative and secure payment options. As the landscape evolves, our suite is prepared to adapt to emerging trends and regulations.