The Vantage™ Risk and Budgeting Manager from Fiserv provides a comprehensive overview of essential data necessary for effective business management. By connecting various interrelated business functions, it enables informed decision-making through insightful analytics. You can efficiently manage balance sheet risk utilizing a selection of gap and duration analysis, income simulation, and economic value analysis techniques tailored for asset/liability management. This tool allows for the examination of specific balance sheet elements or a holistic view of the entire balance sheet. Furthermore, you can enhance your simulations to encompass non-interest income and expenses alongside net interest margin. Set various forecasting parameters, such as interest rates, pricing strategies, prepayments, and growth projections. You have the flexibility to combine different assumptions and conduct stress tests on the balance sheet in response to interest rate fluctuations, thereby assessing the comparative risks and benefits of various business strategies. This functionality not only promotes better financial oversight but also aids in strategic planning for future growth.