NMI Payments presents a versatile, embedded payments solution that integrates a white-label, PCI-compliant gateway with a comprehensive ecosystem designed for acquiring merchants and facilitating seamless payment processing across various channels. This platform enhances the merchant onboarding experience and streamlines underwriting, while also enabling payment acceptance in diverse environments, including online, in-store, in-app, self-service, mobile, and digital wallets, thus allowing for customized branded experiences through its embedded solutions. Merchants gain advantages from features such as multi-currency and omnichannel support, smooth authorization processes, point-to-point encryption, advanced fraud protection, tokenization, hosted payment pages, virtual terminals, recurring billing options, ACH/eCheck transactions, mobile and contactless payment capabilities, as well as automatic account updates and secure account vault storage. Additionally, developers and partners are offered the flexibility to integrate through various SDKs and APIs, utilize either hosted or in-app checkout solutions (like Collect.js or hosted payment pages), enable 3-D Secure for enhanced security, and access real-time webhooks along with the ability to query API data for better operational insights. This multi-faceted approach not only streamlines payment processes but also empowers merchants with the tools necessary to thrive in an increasingly digital marketplace.