Best Crypto Lending (DeFi) Platforms for Mac of 2025

Figure Markets is an innovative crypto exchange offering services like ZERO fee buying, selling, and borrowing cryptocurrencies, with a focus on user control and security. Instantly access liquidity with Crypto-Backed Loans—borrow against BTC or ETH at rates starting from 12.5% APR, with no credit checks, no prepayment penalties, and flexible 3-month terms. Keep your crypto, get your cash. Trade on the Figure Markets Crypto Exchange with zero trading fees, built on the Provenance blockchain for fast execution, deep liquidity, and decentralized custody. New users get $50 when they trade $100 within 14 days of signing up. Earn yields like a pro: up to 10% with Demo Prime, 7% with Forward Vault (backed by real-world HELOCs), or 3.8% with YLDS, the first-ever SEC-registered, yield-bearing stablecoin. Transparent, secure, and instant—Figure Markets puts full control in your hands. Whether you're an investor, trader, or simply need cash without selling your crypto, Figure Markets offers a seamless, secure experience where TradFi and DeFi converge.

Nexo is a premier digital assets wealth platform designed to empower clients to grow, manage, and preserve their crypto holdings. Our mission is to lead the next generation of wealth creation by focusing on customer success and delivering tailored solutions that build enduring value, supported by 24/7 client care. At Nexo, we understand that building wealth isn’t one-size-fits-all. That’s why we give you the power to choose how your assets grow. Whether you value flexibility or want to lock in higher returns, Nexo puts your goals in your hands. Earn daily compounding interest on your crypto and stablecoins with Flexible Savings. Spend, trade or withdraw them anytime, while you enjoy up to 14% annual interest. Go for the long-term and earn as high as 16% annual interest with Fixed-term Savings. Your crypto deserves to grow alongside your ambitions. At Nexo, we also believe in empowering you to make the most of your portfolio. Why sell your digital assets and miss on gains, when you can leverage them? With Nexo’s crypto Credit Line, you can unlock liquidity without selling a single coin. Grow your buying power and enjoy rates as low as 2.9%. Build your wealth, your way with Nexo.

OKX Wallet is the world's most powerful crypto wallet. Simple: The easiest way to explore Web3. Manage your digital assets across OKX Exchange and Web3 Wallet seamlessly under one unified experience Powerful: Built-in access to multi-chain DEX, NFT Marketplace, Earn, and thousands of dApps Secure: Complete control of your crypto, keys, and data – exclusive access to your funds; choose what to share and what to keep private OKX Wallet – your portal to Web3.

OKX is one of the largest global crypto exchange by trading volume and a leading Web3 ecosystem. With monthly Proof of Reserve releases, OKX is trusted by over 50 million global users. OKX is the fastest and most reliable crypto trading app for professional traders everywhere. - Buy, sell, and trade 350+ tokens with 100+ local currencies - Duplicate moves from top traders in the industry in just one click - Explore Web3 and take control of your crypto, NFTs, and digital assets with the OKX Wallet With its extensive range of crypto products and services, and unwavering commitment to innovation, OKX’s vision is a world where financial access is backed by blockchain and the power of decentralized finance.

Binance Exchange stands out as the premier cryptocurrency exchange on a global scale. With the capability to handle over 1.4 million orders each second, it ranks as the largest crypto exchange in terms of trading volume and is recognized as one of the quickest platforms worldwide. The emphasis on security, reliability, and rapid execution makes it appealing to both crypto enthusiasts and seasoned traders. This blend of features not only reinforces its reputation but also fosters a vibrant community of users.

Fringe Finance is a platform designed to cultivate and launch innovative, high-return financial tools that challenge the limits of decentralized finance. This algorithmic framework aspires to access, consolidate, and mitigate the risks associated with approximately $50 billion in untapped value found within various digital assets. Users can stake their FRIN tokens in the Staking Pool to receive rewards derived from the fees generated within the Fringe ecosystem. Additionally, by depositing approved stablecoins, participants can earn interest along with rewards, while staking both FRIN and USB tokens also provides opportunities for earning additional benefits. Engaging with Fringe Finance not only offers financial incentives but also contributes to the evolution of open finance as a whole.

Zerion is a mobile-first cryptocurrency wallet for active Web3 citizens. Manage your entire DeFi and NFT portfolios, trade over 10+ networks, connect to any decentralized app on the move, and more. Zerion Wallet supports Ethereum, BSC and Polygon, Polygon, Optimism. Fantom, Avalanche and more. All your Web3 actions are visible Zerion Wallet tracks all your actions across Web3. Trade across more than 10+ blockchains. Zerion compares swap prices across 0x, 1inch and major DEXes to find the best price for swaps. With the built-in decentralized app browsers, you can connect to any application on the move. Switch between wallets or networks easily Never miss another NFT drop! Privacy is a priority for Zerion Wallet. Zerion does not track your IP and does not cross-associate with wallets. Zerion's web site is completely de-Googled.

Achieve a 4% yield with savings driven by decentralized finance. Simply link your bank account and begin your savings journey in less than five minutes. Experience a 4% APY made possible by the innovations of DeFi. With over $5 million currently generating interest securely through top-tier lending partners, your funds are in good hands. These partners leverage your deposits to offer competitive variable interest rates via a global, decentralized network of borrowers. We prioritize your security by utilizing highly collateralized platforms like Compound. Enjoy the flexibility of earning either variable or fixed interest in real time, available around the clock, with annual rates potentially reaching 20 times higher than typical bank offerings. Relax as you witness your money grow consistently every single day—it's continuously working for you. Additionally, the benefits of decentralized finance provide an exciting opportunity to maximize your savings potential.

Engage in the buying and selling of bitcoin for traditional currency or other cryptocurrencies in a private and secure manner through Bisq's decentralized peer-to-peer platform and its open-source desktop application. You can begin trading without any registration process, allowing you to jump right in within just a few minutes, avoiding the hassle of needing approval from a centralized entity. Transactions occur on a worldwide network of peers operating Bisq on their personal devices, ensuring that your funds remain under your control at all times. The use of 2-of-2 multisig wallets for deposits promotes safe and successful trading experiences, while your information is stored locally and never transmitted to a central server, ensuring your privacy. Each Bisq node operates as a Tor hidden service by default, enhancing anonymity in trading. The project's code is open-source, and discussions regarding its strategic direction are held transparently on platforms like Keybase and GitHub. Achieving this level of sophistication has been made straightforward—you're able to complete your first trade in less than 10 minutes! With a governance model that reflects its decentralized exchange nature, Bisq is built on Bitcoin and prioritizes privacy, security, and freedom for its users, creating a uniquely empowering trading environment. Additionally, the commitment to user autonomy reinforces the ethos of a truly decentralized financial ecosystem.

The Cobo DeFi Fund (Cobo DYF Fund) is a safe and simple way to gain diversified exposure in one of the fastest growing segments of the crypto ecosystem. The Fund seeks out the most promising Decentralized Finance ("DeFi") crypto assets. It also includes a portfolio protocol tokens that aim to fundamentally disrupt large portions of the legacy financial system. We are able achieve stable returns without the headwinds of liquidity mining. Assets are screened for potential risks and weighted according to market capitalization. Monthly rebalancing is done. Our world-class secure and compliant custody is used to hold assets.

Gelt High-Yield Savings allows anyone to earn 10x more interest with decentralized finance (DeFi). Gelt offers free withdrawals and deposits powered by Plaid. It combines the ease of traditional Fintech with the security of a native DeFi backend. Gelt is the first non custodial savings product. All deposits up to $100,000 are automatically covered. Users, not Gelt or any third party, retain complete control over their funds at all time.

Discover a comprehensive selection of cryptocurrency investment pools and products from the cryptoverse, all conveniently located in one platform. Seamlessly invest, earn yields, and exchange cryptocurrencies with assurance and simplicity. Our approach to crypto investing is meticulously designed and tailored for you, prioritizing accessibility, security, and transparency. We are committed to safeguarding your assets, equipping you with the necessary tools to buy, hold, and earn interest on your cryptocurrencies in the most secure manner possible. The AQRU platform employs encryption both in transit and at rest, along with whitelisting addresses to ensure your funds remain protected during your investment journey. In collaboration with the renowned wallet infrastructure provider Fireblocks, we leverage their well-established platform, which incorporates cutting-edge Multi-Sig technology to fortify the safety of your assets. Additionally, we maintain a multi-layered insurance policy designed to shield the overall value of your assets against potential hacking threats. With our dedicated focus on security and innovative technology, you can invest in the crypto market with peace of mind, knowing that your investments are well-guarded.