Best Free Contractor Payment Software of 2025

Melio is an accounts payable platform designed to simplify bill payments, improve workflows, and maximize cash flow efficiency for businesses of all sizes. To get started, enjoy 90% off any premium plan for the first three months. You can pay vendors online using bank transfers or credit/debit cards—even if they only accept checks—while Melio takes care of the manual tasks. Integrate seamlessly with QuickBooks and Xero to keep your accounting up-to-date. Melio allows you to pay through bank transfer or card, helping you extend your cash flow and gain rewards. Enter vendor or bill details manually, upload, or snap a photo of the invoice—it’s that simple. Schedule payments according to your cash flow plan and let Melio manage them. Additionally, you can pay international vendors in their local currency for services and products. On-the-go? No problem, just get the Melio mobile app on iOS or Android to manage your payments, process approvals, and much more no matter where your business day takes you.

Deel is the global HR platform for remote teams. Simplify every aspect of international hiring and payroll with automated onboarding, end-to-end compliance, and integrated global payments, built from the ground up with local expertise. Deel's legal network help mitigate risk with localized contracts that are tailored to local labor laws. Deel manages common HR tasks such as local benefits, deductions, and payslips, making it easier than ever to hire internationally. While Deel provides an integrated platform for global contracts and payments, HR professionals can also integrate Deel with their accounting and reporting software. Deel is built with security and compliance in mind—it's GDPR compliant, and clients can manage DPA agreements, IP protection, and equipment use at anytime through the dashboard.

Transform your business with Tipalti’s comprehensive finance automation solution. Streamline your accounts payables, accelerate global payouts, simplify procurement processes, and optimize employee expenses, all through one integrated platform. With Tipalti’s technology, you'll improve operational efficiency, reduce costs, increase compliance, and gain greater visibility & control over your finances. Experience the power of automation and take your business to the next level. Includes extensive integrations with ERP and accounting platforms, including NetSuite, Sage Intacct, Xero, Microsoft soltuions and Quickbooks.

Justworks is a one-stop solution that owners, HR, and business leaders love to use. Justworks is not like other big-box software. They have a beautiful layout that categorizes the most important information for employees and employers. Justworks allows employees to enter their data directly from the app. This eliminates the need to use pen and paper. They can also set-up autopay and receive messages when scheduled payments are delivered. Administrators can manage benefits such as gym memberships, healthcare, and commuter benefits. It is also easy to reconcile the end of the year. This keeps records current for each employee and contractor to facilitate W-4s or 1099 delivery. Justworks makes administrative tasks easy with its automated system.

Lano is a global software solution enabling businesses to hire and pay full-time employees and contractors in over 170 countries worldwide, in full compliance and record-time. No legal entities needed. Backed up by a global network of employment, tax and compliance experts, we’ve created a cloud-based compliance and payments platform designed to streamline global hiring, payments and payroll operations. We serve over 2,000 companies worldwide, from high-growth startups to SMBs and enterprises. Our solutions allow businesses to save valuable time when entering new markets, reducing the time needed for building local teams to days instead of months.

Remofirst is an international payroll provider on a mission to free companies from geographical boundaries so they can access global talent easily. The global payroll platform simplifies the payroll process, paying your distributed remote employees in their local currencies, while giving clients the option to summarize and aggregate all payroll invoices into one payment, instead of multiple individual payments. Remofirst’s software can calculate your team’s hours, time off, holidays, bonuses, and commissions so you only need to review their monthly invoice and approve it for payment. Their team of legal experts and HR professionals will also ensure your international payroll operations are always compliant with changing global regulations in all 150+ countries they operate in. In addition to global payroll services, Remofirst also provides global benefits management (including insurance, equity, and time-off management), and employer of record (EOR) services, including support for obtaining visas and other documentation. Remofirst can even help with provisioning equipment to your distributed global employees.

Innovating new methods to link talents with organizations, Ruul is dedicated to improving financial outcomes and streamlining compliance processes. It's time to move on from outdated payroll systems, as modern employment requires a fresh approach to the relationship between professionals and companies. Ruul is at the forefront of this groundbreaking shift, ensuring compliance with local laws without the hassle of paperwork. Lighten your payroll responsibilities with an efficient connection protocol tailored for today’s workforce. Experience simplified international work arrangements that cater to global businesses, while our technology is designed to meet the diverse needs of contemporary talents and organizations. Our goal is to foster agility, independence, and adherence to regulations, enabling you to thrive in a rapidly changing economy. Take control of your independent career with the financial freedom to collaborate with any business around the globe, all while maintaining compliance. Embrace agility by engaging with talents worldwide and enhance your operations with a straightforward attachment protocol that makes connecting easier than ever before. Join us in redefining the future of work and discover how seamless collaborations can drive success.

A no-cost payout system enables workers to select their preferred payment timing and method. By utilizing comprehensive digital banking services and optional debit cards, independent contractors can enjoy immediate access to their earnings along with cash-back incentives for regular purchases. It's essential for workers to maintain sufficient cash flow to address both daily and unforeseen expenses. If your employer collaborates with Payfare, you can sign up for a complimentary digital banking app and debit card, ensuring swift access to your earnings without any charges. This service helps you dodge the high costs associated with payday loans and overdraft fees, which often accompany traditional banking services. Additionally, you can benefit from cash-back rewards that help you save money. There are no fees for receiving your earnings instantly, making this a completely free payout solution. Furthermore, the absence of monthly or annual charges, overdraft fees, and minimum balance requirements means greater financial freedom. By offering workers immediate access to their earnings and a free digital banking option, you can effectively support their financial well-being and adapt to their working lifestyles. Ultimately, this solution promotes a more financially stable environment for all workers involved.

We offer compliance, taxation, invoicing, and administrative solutions tailored for fiercely independent solopreneurs worldwide. An impressive one in three user reviews highlights our outstanding support team. This recognition is due to their friendly demeanor, quick response times, and extensive knowledge in the field. Many team members have been integral to Xolo since its inception! They have compiled their expertise into a comprehensive library addressing both common and uncommon queries. Here, you can discover the information you need to thrive in your business endeavors.

Many companies recognize the benefits of digitally optimizing their payments processes, but they often hesitate to fully embrace the necessary changes due to concerns over trust and flexibility with existing systems. Dwolla offers a modern API that simplifies how businesses pay and get paid via bank transfers. With a secure and API-first approach, Dwolla’s technology unlocks a broad range of account-to-account payment types and flows. Whether businesses are looking to enable same day or real time payment experiences, Dwolla’s configurable solution can be configured to to fit your business’ needs.

Mellow operates as a worldwide HR platform that is revolutionizing the way organizations interact with contractors, shifting the focus from isolated task-based hiring to integrating these professionals as essential components of their teams. By utilizing advanced technological solutions, Mellow efficiently manages this transition while taking on all associated risks and responsibilities linked to contractor engagement, such as issues of misclassification and legal compliance. This approach not only safeguards the interests of businesses but also ensures that contractors receive timely payments and benefits, effectively narrowing the divide between full-time employment and freelance work. Mellow's diverse range of offerings is tailored to meet regional demands, with tools in the United States designed to cater specifically to business-to-business clients, including a Contractor-of-Record service and an AI-driven platform that utilizes hiring managers’ networks to identify suitable talent. In Europe, the company addresses the unique needs of freelancers by providing services that enhance their social security, including assistance with payments, legal support for obtaining digital nomad visas, and tax-related advice to facilitate their work across borders. This comprehensive approach helps Mellow to create a more inclusive workforce environment that caters to various employment types.