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Description

The growing demand for thorough examination, risk mitigation, and the constant evolution of regulations has made the procedures for originating and closing various banking products increasingly intricate. This applies to a range of offerings, including consumer loans, personal loans, credit cards, and mortgages, all of which necessitate adherence to a complex framework of regulations, internal and external policies, and intricate yet consistently repeatable workflows. i-Apply provides a solution for lenders to pinpoint efficiencies in their processes, tailor workflows to their needs, and stay aligned with regulatory updates. Designed to be versatile and platform-agnostic, this solution accommodates a broad spectrum of financial products, effectively managing credit product decisions, origination, administration, and collections. By utilizing both external and internal scoring systems, as well as pre-filled Know Your Customer (KYC) data, the platform reduces the need for extensive data entry, enabling bank personnel to concentrate on engaging with the right customers and cultivating high-quality loan portfolios. In doing so, the system not only enhances operational efficiency but also supports compliance efforts in a fast-paced financial landscape.

Description

lend.ezee is an innovative lending ecosystem powered by AI that enables banks, NBFCs, credit unions, and fintech companies to swiftly deploy and expand digital loan offerings within days instead of months. This platform integrates all aspects of the lending process, including origination, KYC, underwriting, decision-making, disbursement, and servicing, creating a streamlined and interoperable solution. Featuring advanced rule-based and AI-driven decision engines, dynamic workflows, and connections to multiple credit bureaus, lend.ezee significantly reduces technology dependencies by 80% while enhancing lead-to-loan conversion rates by up to 20 times. Lenders benefit from the ability to rapidly adjust credit offerings, automate the processing of documents, conduct real-time risk assessments, and close compliance gaps without manual intervention. Designed with teams in mind rather than developers, lend.ezee promotes agility, security, and scalability across various lending types, including consumer, business, and secured loans, while also lowering customer acquisition costs by 30 to 50% and providing a swift and seamless experience for borrowers. Ultimately, lend.ezee transforms the lending landscape, making it more accessible and efficient for all stakeholders involved.

API Access

Has API No 

API Access

Has API No 

Screenshots View All

Screenshots View All

No images available

Integrations

No details available.

Integrations

No details available.

Pricing Details

$100000 one-time payment
Free Trial No 
Free Version No 

Pricing Details

No price information available.
Free Trial Yes 
Free Version No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises Yes 
iPhone App No 
iPad App No 
Android App No 
Windows Yes 
Mac Yes 
Linux Yes 
Chromebook No 

Customer Support

Business Hours Yes 
Live Rep (24/7) Yes 
Online Support Yes 

Customer Support

Business Hours Yes 
Live Rep (24/7) Yes 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person Yes 

Types of Training

Training Docs Yes 
Webinars Yes 
Live Training (Online) Yes 
In Person Yes 

Vendor Details

Company Name

Relational

Founded

1995

Country

Greece

Website

www.relationalfs.com/rproducts/i-apply/

Vendor Details

Company Name

Ezee.ai

Founded

2018

Country

India

Website

ezee.ai

Product Features

Loan Origination

Amortization Schedule Yes 
Audit Trail Yes 
Closing Documents No 
Compliance Management Yes 
Customer Database Yes 
Digital Signature Yes 
Document Management Yes 
Fee Management Yes 
Loan Processing Yes 
Online Application Yes 

Product Features

Loan Origination

Amortization Schedule No 
Audit Trail No 
Closing Documents No 
Compliance Management No 
Customer Database No 
Digital Signature No 
Document Management No 
Fee Management No 
Loan Processing No 
Online Application No 

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