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Average Ratings 0 Ratings

Total
ease
features
design
support

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Write a Review

Description

VIVA Finance operates a mobile-focused lending platform that primarily assesses loan eligibility based on employment details rather than traditional credit scores. The organization aims to foster a more inclusive financial ecosystem by broadening access to reasonably priced credit through its unique underwriting approach. Since its inception in early 2019, VIVA has assisted thousands of individuals in refinancing high-interest debt and addressing various financial challenges. The platform offers affordable, salary-linked loans designed to help employees navigate unforeseen expenses and alleviate burdensome debt. Additionally, VIVA provides financial coaching and educational resources to empower employees in managing their personal finances effectively. By improving credit scores and encouraging savings, VIVA enhances the overall financial health of its users. The company extends unsecured personal installment loans of up to $10,000, with annual percentage rates (APRs) typically ranging from 11.99% to 32.75% and terms lasting between 5 and 24 months. With a commitment to supporting financial well-being, VIVA Finance continues to innovate and adapt its services to meet the evolving needs of its clientele.

Description

Buyline is a financial solution designed for point-of-sale (POS) in retail, allowing small and medium-sized businesses to provide their customers with various flexible payment options such as interest-free credit and regulated finance plans that have different terms and interest rates, thereby making purchases more manageable and enhancing conversion rates and revenue. This software caters to a wide range of industries, including retail, healthcare, dental, education, aesthetics, sporting goods, and veterinary services, while eliminating common hurdles by not imposing minimum trading periods or turnover requirements for partners. Buyline streamlines the onboarding process and facilitates automated or underwriter-reviewed applications, employing technology-driven affordability assessments that minimize the necessity for bank statements, thus enabling merchants to offer finance options at the point of sale, whether in-store, online, or over the phone. Additionally, the platform features resources like an online training suite designed to assist staff in effectively communicating financing options to customers, along with an analytics suite that allows for the customization of offerings based on individual customer needs. As a result, Buyline not only simplifies the financing process but also empowers businesses to better meet the diverse financial requirements of their clientele.

API Access

Has API No 

API Access

Has API No 

Screenshots View All

Screenshots View All

Integrations

Magento No 
Shopify No 
WooCommerce No 

Integrations

Magento Yes 
Shopify Yes 
WooCommerce Yes 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App Yes 
iPad App Yes 
Android App Yes 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours Yes 
Live Rep (24/7) Yes 
Online Support Yes 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) Yes 
In Person No 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person No 

Vendor Details

Company Name

VIVA Finance

Founded

2019

Country

United States

Website

viva-finance.com/#/employers

Vendor Details

Company Name

buyline

Founded

2018

Country

United Kingdom

Website

buyline.co.uk

Product Features

Product Features

Payment Processing

ACH Check Transactions No 
Bitcoin Compatible No 
Debit Card Support No 
Gift Card Management No 
Mobile Payments No 
Online Payments No 
POS Transactions No 
Receipt Printing No 
Recurring Billing No 
Signature Capture No 

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