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Description
Leverage your cryptocurrency assets as collateral to secure a loan through the SpectroCoin lending platform, which accommodates various currencies including euros, Bitcoin, and Ethereum. Our service supports loan-to-value (LTV) ratios ranging from 25% to 75%. Opting for a higher LTV can be riskier, but it provides clients with the opportunity to access larger loan amounts based on their crypto collateral. We customize our offerings to meet the individual needs of each client, allowing you to obtain a crypto credit starting from as little as 25 EUR and going up to an impressive 1 million EUR. With banker tokens, known as BNK, you can benefit from reduced interest rates while saving and earning simultaneously. We pride ourselves on offering competitive loan terms with complete transparency, ensuring there are no hidden charges. You have the flexibility to choose when to repay your loan, as long as it is settled before the maturity date. Simply deposit your assets in the currency corresponding to your chosen collateral, specify the desired withdrawal amount, LTV, and collateral type, and your funds will be transferred directly to your account without hassle. Our platform is designed to provide you with a seamless lending experience that caters to your financial preferences.
Description
WhiteBIT Nova is a multifunctional crypto debit card that facilitates the use of cryptocurrency in daily transactions. This cutting-edge card, launched by WhiteBIT—one of Europe’s top cryptocurrency exchanges—effectively connects digital currencies with everyday expenditures.
Notable Characteristics of WhiteBIT Nova:
- Global Usability: The card can be used for purchases wherever Visa is accepted, whether online or in physical stores.
- Genuine BTC Cashback: Users can receive up to 10% cashback in Bitcoin on routine purchases across various sectors such as subscriptions, dining, and entertainment.
- Adjustable Spending Categories: Cardholders have the flexibility to select up to three spending categories that align with their preferences, with the ability to modify them every day.
- No Monthly Fees: Benefit from using the card without any unexpected charges.
Supported Cryptocurrencies: Users can directly utilize a variety of cryptocurrencies, including BTC, ETH, USDC, and WBT, from their WhiteBIT accounts for transactions.
This card not only enhances the convenience of cryptocurrency spending but also rewards users for their everyday purchases.
API Access
Has API
Yes
API Access
Has API
No
Screenshots View All
No images available
Integrations
Bitcoin
Yes
Ethereum
Yes
CoinLedger
Yes
Koinly
Yes
WhiteBIT
No
Integrations
Bitcoin
Yes
Ethereum
Yes
CoinLedger
No
Koinly
No
WhiteBIT
Yes
Pricing Details
No price information available.
Free Trial
No
Free Version
No
Pricing Details
$0
Free Trial
No
Free Version
Yes
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
Yes
iPad App
Yes
Android App
Yes
Windows
No
Mac
No
Linux
No
Chromebook
No
Deployment
Web-Based
No
On-Premises
No
iPhone App
Yes
iPad App
Yes
Android App
Yes
Windows
No
Mac
No
Linux
No
Chromebook
No
Customer Support
Business Hours
Yes
Live Rep (24/7)
Yes
Online Support
Yes
Customer Support
Business Hours
Yes
Live Rep (24/7)
Yes
Online Support
Yes
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
No
In Person
No
Types of Training
Training Docs
No
Webinars
No
Live Training (Online)
Yes
In Person
Yes
Vendor Details
Company Name
SpectroCoin
Founded
2013
Country
Lithuania
Website
spectrocoin.com/en/crypto-loans.html
Vendor Details
Company Name
WhiteBIT
Founded
2018
Country
Lithuania
Website
whitebit.com/crypto-card
