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features
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support

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Description

By selecting the Skylight PayOptions Program, you empower your employees to focus on their financial health. This program allows for electronic direct deposits onto a paycard, eliminating the need for them to visit a bank to cash or deposit physical checks. Additionally, employees have the option to open a savings account, enabling them to set aside funds for various goals such as education, vacations, or even purchasing a new vehicle. Direct deposit is favored by employees over traditional payroll methods, enhancing their financial stability and increasing their likelihood of remaining with your company while recommending it to others. Providing robust financial tools not only enhances workplace productivity but also streamlines your operational processes, ultimately benefiting everyone involved. Furthermore, this program fosters a positive work environment where employees feel valued and secure in their financial decisions.

Description

VIVA Finance operates a mobile-focused lending platform that primarily assesses loan eligibility based on employment details rather than traditional credit scores. The organization aims to foster a more inclusive financial ecosystem by broadening access to reasonably priced credit through its unique underwriting approach. Since its inception in early 2019, VIVA has assisted thousands of individuals in refinancing high-interest debt and addressing various financial challenges. The platform offers affordable, salary-linked loans designed to help employees navigate unforeseen expenses and alleviate burdensome debt. Additionally, VIVA provides financial coaching and educational resources to empower employees in managing their personal finances effectively. By improving credit scores and encouraging savings, VIVA enhances the overall financial health of its users. The company extends unsecured personal installment loans of up to $10,000, with annual percentage rates (APRs) typically ranging from 11.99% to 32.75% and terms lasting between 5 and 24 months. With a commitment to supporting financial well-being, VIVA Finance continues to innovate and adapt its services to meet the evolving needs of its clientele.

API Access

Has API

API Access

Has API

Screenshots View All

Screenshots View All

Integrations

No details available.

Integrations

No details available.

Pricing Details

No price information available.
Free Trial
Free Version

Pricing Details

No price information available.
Free Trial
Free Version

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Vendor Details

Company Name

Netspend

Founded

1999

Country

United States

Website

www.netspend.com/business/paycard

Vendor Details

Company Name

VIVA Finance

Founded

2019

Country

United States

Website

viva-finance.com/#/employers

Product Features

Product Features

Alternatives

Alternatives

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