Compare Shopify Payments vs. Stripe in 2026

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Description

Utilize a payment provider that seamlessly accepts credit cards and various popular payment options, ready to assist you whenever you're prepared to start. Eliminate time-consuming third-party setups and transition from configuration to selling with a single click. With Shopify Payments included in your account, all it requires is activation on your end. Enhance your conversion rates by simplifying the shopping experience; activating popular payment methods and local currencies ensures a smooth checkout process for customers. Gain a comprehensive insight into your financials, as only Shopify Payments allows you to manage your orders and payments from a unified platform. Explore informational articles that guide you through the process of accepting credit card payments using Shopify, ensuring you have all the resources needed to succeed. Additionally, this knowledge can empower you to maximize your online business's potential effectively.

Description

The new standard for online payments. Stripe is the best platform to run an internet business. For forward-thinking businesses all over the globe, we handle billions of dollars annually. Stripe creates the most flexible and powerful tools for internet commerce. Whether you’re creating a subscription service, an on-demand marketplace, an e-commerce store, or a crowdfunding platform, Stripe’s meticulously designed APIs and unmatched functionality help you create the best possible product for your users. Stripe is helping millions of innovative technology companies scale faster and more efficiently than ever before. We believe that payments is a problem rooted in code and not finance. We are obsessed with finding elegant, modular abstractions that allow for robust, scalable and flexible integrations. Stripe is easy to use because we remove unnecessary complexity and extraneous detail.

API Access

Has API No

API Access

Has API Yes

Screenshots View All

Screenshots View All

Integrations

Shopify Yes

Affonso No

Book Like A Boss No

Daedalus Shop No

Dataslayer No

Food Tryb No

FormValidation No

Gracely No

Leadmonk No

Learnum No

Show More Integrations

Explore All 3 Integrations

Integrations

Shopify Yes

Affonso Yes

Book Like A Boss Yes

Daedalus Shop Yes

Dataslayer Yes

Food Tryb Yes

FormValidation Yes

Gracely Yes

Leadmonk Yes

Learnum Yes

Show More Integrations

Explore All 3110 Integrations

Pricing Details

$19/month

Card rates starting at

2% 3rd-party payment providers
Fraud analysis

Free Trial Yes

Free Version No

Pricing Details

2.9% + 30¢ per charge

Custom enterprise pricing available

Free Trial No

Free Version No

Deployment

Web-Based Yes

On-Premises No

iPhone App No

iPad App No

Android App No

Windows No

Mac No

Linux No

Chromebook No

Deployment

Web-Based Yes

On-Premises No

iPhone App Yes

iPad App Yes

Android App Yes

Windows No

Mac No

Linux No

Chromebook No

Customer Support

Business Hours No

Live Rep (24/7) No

Online Support Yes

Customer Support

Business Hours No

Live Rep (24/7) Yes

Online Support Yes

Types of Training

Training Docs Yes

Webinars No

Live Training (Online) No

In Person No

Types of Training

Training Docs No

Webinars Yes

Live Training (Online) No

In Person No

Vendor Details

Company Name

Shopify

Founded

2006

Country

Canada

Website

www.shopify.com/payments

Vendor Details

Company Name

Stripe

Founded

2009

Country

United States

Website

www.stripe.com

Product Features

Credit Card Processing

Cash Transactions No

Contactless NFC No

Electronic Receipts No

Electronic Signature No

Mobile Card Reader No

PCI Compliance No

Payment Gateways

ACH / eCheck support No

Buyer Authentication No

Credit / Debit Support No

Customer Information Storage No

Fraud Prevention No

Invoicing No

Multi-Currency No

PCI Compliance No

Point-of-Sale (POS) No

Recurring Billing / Subscriptions No

Reporting / Analytics No

Payment Processing

ACH Check Transactions No

Bitcoin Compatible No

Debit Card Support No

Gift Card Management No

Mobile Payments No

Online Payments No

POS Transactions No

Receipt Printing No

Recurring Billing No

Signature Capture No

Product Features

Agentic Commerce

Stripe Agentic Commerce represents a groundbreaking infrastructure standard designed to empower AI agents in the secure facilitation of buying and selling on behalf of customers. This initiative features the introduction of the Agentic Commerce Suite, which enables businesses to showcase their products across AI-enhanced platforms while still maintaining their role as the merchant of record. With a unified integration, companies can efficiently oversee product discovery, checkout processes, and payment transactions across various AI agents. The backbone of this system is the open-source Agentic Commerce Protocol (ACP), which facilitates automated transactions among buyers, AI systems, and enterprises. Additionally, Stripe enhances security with features like fraud protection via Radar and Shared Payment Tokens, aimed at minimizing risks associated with AI-driven transactions. This innovative solution accommodates physical items, digital offerings, subscription services, and asynchronous purchases. Ultimately, Stripe Agentic Commerce broadens the avenues through which businesses can connect with customers in AI-centric environments, all while ensuring robust security and regulatory compliance.