Compare Razorpay vs. Stripe in 2026

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Average Ratings 2 Ratings

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Average Ratings 17 Ratings

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features

design

support

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Description

Grow your business with finance. Accept payments from customers. Automate payments to vendors and employees. Never run out of working capital. You can mix and match products from Razorpay's Payment Suite to suit your business needs. Razorpay is the best way to integrate, onboard online, check out the features, and enjoy the best performance. Razorpay Payment pages is the easiest way for you to accept payments from a custom-branded online shop. Automated payment receipts allow you to accept international and domestic payments. Online shopping is easy with no code. Preparation is key! Hosted Event Registration allows you to quickly register attendees online and send them automated receipts. Fundraising for a worthy cause? Hosted Donations saves time and automatically sends 80G receipts.

Description

The new standard for online payments. Stripe is the best platform to run an internet business. For forward-thinking businesses all over the globe, we handle billions of dollars annually. Stripe creates the most flexible and powerful tools for internet commerce. Whether you’re creating a subscription service, an on-demand marketplace, an e-commerce store, or a crowdfunding platform, Stripe’s meticulously designed APIs and unmatched functionality help you create the best possible product for your users. Stripe is helping millions of innovative technology companies scale faster and more efficiently than ever before. We believe that payments is a problem rooted in code and not finance. We are obsessed with finding elegant, modular abstractions that allow for robust, scalable and flexible integrations. Stripe is easy to use because we remove unnecessary complexity and extraneous detail.

API Access

Has API Yes

API Access

Has API Yes

Screenshots View All

Screenshots View All

Integrations

ARMember Yes

Azeon Yes

Boggl.ai Yes

Cal ID Yes

Clientexec Yes

DataChannel Yes

ERPNext Yes

Etable Restro Manager Yes

Fleece AI Yes

GetVantage Yes

Show More Integrations

Explore All 195 Integrations

Integrations

ARMember Yes

Azeon Yes

Boggl.ai Yes

Cal ID Yes

Clientexec Yes

DataChannel Yes

ERPNext Yes

Etable Restro Manager Yes

Fleece AI Yes

GetVantage Yes

Show More Integrations

Explore All 3094 Integrations

Pricing Details

1.8% per Transaction

Free Trial No

Free Version Yes

Pricing Details

2.9% + 30¢ per charge

Custom enterprise pricing available

Free Trial No

Free Version No

Deployment

Web-Based Yes

On-Premises No

iPhone App Yes

iPad App Yes

Android App Yes

Windows Yes

Mac Yes

Linux No

Chromebook No

Deployment

Web-Based Yes

On-Premises No

iPhone App Yes

iPad App Yes

Android App Yes

Windows No

Mac No

Linux No

Chromebook No

Customer Support

Business Hours No

Live Rep (24/7) Yes

Online Support No

Customer Support

Business Hours No

Live Rep (24/7) Yes

Online Support Yes

Types of Training

Training Docs No

Webinars No

Live Training (Online) Yes

In Person Yes

Types of Training

Training Docs No

Webinars Yes

Live Training (Online) No

In Person No

Vendor Details

Company Name

Razorpay

Founded

2014

Country

India

Website

razorpay.com

Vendor Details

Company Name

Stripe

Founded

2009

Country

United States

Website

www.stripe.com

Product Features

B2B Payment

Bank Verification

Banking as a Service (BaaS)

Embedded Finance

Embedded Payments

Event Registration

Mobile Payment

ACH Support No

Contactless / NFC No

Credit Card Support No

Cryptocurrency Support No

Debit Card Support No

In-App Payments No

In-Store Payments No

Micropayments No

P2P Payments No

eCommerce Payments No

Payment Facilitation (PayFac)

Payment Gateways

ACH / eCheck support No

Buyer Authentication No

Credit / Debit Support No

Customer Information Storage No

Fraud Prevention No

Invoicing No

Multi-Currency No

PCI Compliance No

Point-of-Sale (POS) No

Recurring Billing / Subscriptions No

Reporting / Analytics No

Payment Orchestration

Payment Processing

ACH Check Transactions No

Bitcoin Compatible No

Debit Card Support Yes

Gift Card Management No

Mobile Payments Yes

Online Payments Yes

POS Transactions Yes

Receipt Printing No

Recurring Billing Yes

Signature Capture No

Payroll

401(k) Tracking No

Attendance Management No

Benefits Management No

Check Printing No

Compensation Management No

Deductions Management No

Direct Deposit No

Multi-Country No

Multi-State No

Reporting/Analytics No

Self Service Portal No

Tax Compliance No

Vacation / Leave Tracking No

W-2 and 1099 Preparation No

Wage Garnishment No

Point of Sale

Barcode Scanning No

Commission Management No

Cryptocurrency Support No

Customer Account Profiles No

Discount Management No

Electronic Signature No

Gift Card Management No

Loyalty Program No

Multi-Location No

Restaurant POS No

Retail POS No

Returns Management No

eCommerce Integration No

Recurring Billing

Customer Portal No

Deferred Billing No

Discount Management No

Dunning Management No

Invoice History No

Multi-Currency No

Multi-Period Recurring Billing No

Payment Processing No

Recurring Donations No

Subscription Billing No

Retail POS Systems

Barcode Scanning No

Commission Management No

Discount Management No

Gift Card Management No

Inventory Management No

Loyalty Program Support No

Pricing Management No

Returns Tracking No

Sales Tracking No

Touch Screen No

eCommerce No

Shopping Cart

Abandoned Cart Saver No

Catalog Management No

Credit Card Processing No

Discount / Coupon Management No

Inventory Control No

Product Configurator No

Product Ratings / Reviews No

Refund Management No

Returns Management No

Shipping Management No

Tax Management No

Subscription Management

Cancellation Management No

Discount / Coupon Management No

Dunning Management No

Enrollment Management No

Product Catalog No

Recurring Billing No

Revenue Recognition No

Revenue Recovery Tools No

Self Service Portal No

Subscription Plan Management No

Tax Management No

Trial Management No

Usage Tracking/Analytics No

Product Features

Agentic Commerce

Stripe Agentic Commerce represents a groundbreaking infrastructure standard designed to empower AI agents in the secure facilitation of buying and selling on behalf of customers. This initiative features the introduction of the Agentic Commerce Suite, which enables businesses to showcase their products across AI-enhanced platforms while still maintaining their role as the merchant of record. With a unified integration, companies can efficiently oversee product discovery, checkout processes, and payment transactions across various AI agents. The backbone of this system is the open-source Agentic Commerce Protocol (ACP), which facilitates automated transactions among buyers, AI systems, and enterprises. Additionally, Stripe enhances security with features like fraud protection via Radar and Shared Payment Tokens, aimed at minimizing risks associated with AI-driven transactions. This innovative solution accommodates physical items, digital offerings, subscription services, and asynchronous purchases. Ultimately, Stripe Agentic Commerce broadens the avenues through which businesses can connect with customers in AI-centric environments, all while ensuring robust security and regulatory compliance.