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Average Ratings 4 Ratings

Total
ease
features
design
support

Description

Profituity’s cloud-driven enterprise solution was meticulously crafted to meet the distinct needs of high-volume originators and third-party ACH payment processors. My sales team appreciates the newfound confidence they have in pursuing various opportunities, as they now possess a broader range of offerings. The operational workload has significantly decreased, resulting in less time spent managing our processing tasks. I used to frequently face unexpected challenges that have now all but vanished. Our ability to scale efficiently would not have been possible had we continued to invest in our former software. By automating the representment process, we can recoup up to 70% of ACH and check payments returned due to NSF. The system also includes features for collecting NSF fees in accordance with state regulations. Moreover, the architecture of the Profituity ACH platform is specifically designed for growth and seamless interoperability, leveraging the most advanced cloud technologies available today. This commitment to innovation ensures that we remain competitive in a rapidly changing market.

Description

Tratta is a modern, cloud-based debt collection software platform built for agencies, law firms, and original creditors that want to recover more—faster and with less friction. Whether you're collecting on auto loans, healthcare balances, student debt, or commercial accounts, Tratta offers the tools you need to streamline operations, reduce costs, and improve recovery rates while staying fully compliant. Tratta stands out by prioritizing the consumer experience alongside operational efficiency. The platform includes a fully branded self-service portal, multilingual IVR, and omnichannel communication tools that let consumers resolve debts on their own terms—anytime, from any device. This reduces the burden on your staff while increasing engagement and payment success. The software also includes embedded payments, real-time analytics, and highly customizable campaign automation tools that empower your team to move quickly and adapt strategies based on performance data. With Tratta, you can launch new programs in days—not weeks—and continuously optimize your outreach to improve results. Tratta’s architecture is designed with compliance and data security at its core. Certified by leading industry bodies, it supports stringent regulatory requirements without sacrificing speed or flexibility. Seamless integrations with your existing systems ensure you don’t lose momentum or data fidelity during onboarding or scale-up. Whether you’re managing first-party or third-party collections, Tratta helps you recover more revenue with less manual effort—and gives your consumers the experience they expect in today’s digital-first world.

API Access

Has API No 

API Access

Has API Yes 

Screenshots View All

Screenshots View All

Integrations

NMI Payments Yes 
QuickBooks Online Yes 
Skywave CRM Yes 

Integrations

NMI Payments No 
QuickBooks Online No 
Skywave CRM No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Pricing Details

$500/month
Plans are based on transaction volume.
Free Trial No 
Free Version No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours No 
Live Rep (24/7) No 
Online Support No 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Types of Training

Training Docs No 
Webinars No 
Live Training (Online) No 
In Person No 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) Yes 
In Person Yes 

Vendor Details

Company Name

Profituity

Website

profituity.com

Vendor Details

Company Name

Tratta

Founded

2022

Country

United States

Website

tratta.io

Product Features

Payment Processing

ACH Check Transactions Yes 
Bitcoin Compatible Yes 
Debit Card Support No 
Gift Card Management No 
Mobile Payments Yes 
Online Payments No 
POS Transactions No 
Receipt Printing No 
Recurring Billing Yes 
Signature Capture No 

Product Features

Debt Collection

Agency Management No 
Auto Dialer No 
Automated Notices Yes 
Callback Scheduling Yes 
Client Management Yes 
Commission Management No 
Compliance Management Yes 
Contact Management Yes 
Credit Bureau Reporting No 
In-House Collections Yes 
Payment Plans Yes 
Transaction Management Yes 

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