Compare PointPay vs. Vauld in 2025

Vauld

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Average Ratings 5 Ratings

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Average Ratings 2 Ratings

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Description

Introducing the world's pioneering bank built on blockchain technology, PointPay, where users can earn daily interest effortlessly. PointPay prioritizes security by employing robust military-grade encryption to safeguard private keys, while funds are securely stored using cold storage methods. As a PCI DSS compliant platform, PointPay ensures that clients can authenticate their transactions with two-factor authentication (2FA) for added protection. With PointPay Blockchain-Based Bank, both checking and savings accounts accrue daily compound interest, allowing users to maximize their earnings. The platform supports the leading cryptocurrencies by market capitalization, including Bitcoin and USDT, facilitating seamless transactions. Users can enjoy the convenience of one-click money transfers within the PointPay Ecosystem, enhancing their banking experience. PointPay offers two distinct account types: checking accounts designed for everyday transactions with no limits on the number of cryptocurrency operations, and savings accounts that provide higher interest rates but permit only three fund transfers per month. This dual-account system is tailored to meet diverse financial needs and preferences.

Description

Vauld strives to deliver a banking solution focused on customers by utilizing blockchain technology. We plan to categorize your cryptocurrencies distinctly and provide services that make blockchain-based technologies accessible today. Our platform for asset-backed lending and borrowing currently accommodates a variety of cryptocurrencies including Bitcoin, Ethereum, XRP, BAT, XLM, USDT, USDC, BUSD, TUSD, and DAI. Users can earn some of the highest interest rates available in the industry on major cryptocurrencies, with interest calculated daily and paid out weekly on all holdings. You have the freedom to withdraw any amount at your convenience while still accruing interest. Additionally, you can choose to enter fixed deposits for even greater interest earnings, with the flexibility to withdraw without incurring any penalties. Interest is compounded weekly or at the conclusion of the fixed deposit term, providing excellent growth potential. Furthermore, you can secure a low-interest loan against your existing crypto assets, and our platform offers a robust order book for trading all supported tokens. Trade cryptocurrencies with INR at some of the most competitive rates available in the market, ensuring you get the best value for your investments.