Average Ratings 5 Ratings

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Average Ratings 0 Ratings

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Description

Plaid is a global fintech infrastructure platform that enables businesses and consumers to securely connect to financial data and services. Through APIs that connect to more than 12,000 financial institutions across 20+ countries, Plaid operates the world’s largest open banking data network. By removing the complexity of direct bank integrations, Plaid enables developers, financial institutions, and enterprises to build secure, user-friendly, and conversion-optimized financial products. Plaid powers payments, lending, identity verification, fraud prevention, and personal finance applications. Today, more than 100 million people worldwide, including half of U.S. adults, have relied on Plaid through their connections to over 7,000 apps and services. Plaid supports a wide range of industries and financial workflows, including: Banks & credit unions, Payouts streamline disbursements, and Pay by Bank supports direct consumer-to-business payments for recurring bills, subscriptions, and eCommerce, Mortgages & lending, Government & public sector programs, Property management, Gaming, Crypto & Digital Assets, Business finances, and Wealth Management. Customers include Venmo, Robinhood, Rocket, Carvana, Affirm, Invitation Homes, and many more. Plaid is built with enterprise-grade encryption, continuous monitoring, and regulatory compliance, including PSD2 in Europe and FCA requirements in the UK. Plaid does not hold funds but enables secure data transfer and payment initiation. Plaid provides trusted infrastructure across payments, identity verification, fraud prevention, account connectivity, and open banking. With scale, security, and mobile-first design, Plaid helps businesses create seamless and secure financial experiences for millions of consumers worldwide.

Description

Path Solutions is a Fintech solutions provider that offers digital & social banking, mobility, business analytics, risk management, compliance and AAOIFI-certified core banking software. The multi-award-winning Islamic core banking platform iMAL is built in Java EE with an Open Architecture. It is highly reliable and cloud-ready and can be deployed on a fully scalable, multiserver n-tier architecture. It also supports open banking via open APIs and other web services. Path Solutions' total commitment towards open standards allows its clients to benefit the latest technology advances, ensuring business agility and continuity, data integrity, availability, and low downtime. This results in a significant and immediate ROI.

API Access

Has API Yes 

API Access

Has API No 

Screenshots View All

Screenshots View All

Integrations

1fs Wealth Yes 
Accounting Seed Yes 
Airwallex Yes 
Alder Yes 
AlphaWallet Yes 
Alviere Hive Yes 
Checkbook Yes 
Circle Yes 
Cloudsquare Broker Yes 
INXY Yes 
Landlord Studio Yes 
Ledgre Yes 
MANTL Yes 
Payslice Yes 
Q2 Yes 
Skyflow Yes 
Totality Yes 
Truework Yes 
VoPay Yes 
i2c Yes 

Integrations

1fs Wealth No 
Accounting Seed No 
Airwallex No 
Alder No 
AlphaWallet No 
Alviere Hive No 
Checkbook No 
Circle No 
Cloudsquare Broker No 
INXY No 
Landlord Studio No 
Ledgre No 
MANTL No 
Payslice No 
Q2 No 
Skyflow No 
Totality No 
Truework No 
VoPay No 
i2c No 

Pricing Details

Free
Test for free
Free Trial No 
Free Version Yes 

Pricing Details

Flexible pricing structure.
Free Trial No 
Free Version No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App Yes 
iPad App Yes 
Android App Yes 
Windows Yes 
Mac Yes 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App Yes 
iPad App Yes 
Android App Yes 
Windows Yes 
Mac No 
Linux Yes 
Chromebook No 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support No 

Customer Support

Business Hours No 
Live Rep (24/7) Yes 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person Yes 

Types of Training

Training Docs Yes 
Webinars Yes 
Live Training (Online) Yes 
In Person Yes 

Vendor Details

Company Name

Plaid

Founded

2013

Country

United States

Website

plaid.com

Vendor Details

Company Name

Path Solutions

Founded

1992

Country

Kuwait

Website

www.path-solutions.com

Product Features

Authentication

Biometric No 
Credential Management No 
Knowledge-Based Authentication No 
Mobile Authentication No 
Multifactor Authentication No 
Out-of-Band Authentication No 
Policy Management No 
Self Service Portal No 
Single Sign On No 
Social Sign On No 

Bank Verification

Plaid provides a comprehensive range of modular products designed to enhance account linking, risk management, and money transfer processes, ensuring that bank payments are more effective and scalable than ever before. The company features a complete lineup of Auth solutions, including instant Auth that covers 95% of U.S. bank accounts and database Auth for extended access. Additionally, Plaid's Identity tool helps confirm account ownership. The Signal platform, focused on payment risk, offers options for real-time balance verification or machine learning-based transaction risk assessments, all accessible via a hosted rules engine with a user-friendly no-code interface for immediate action on risk insights. Transfer, Plaid's versatile payment solution, accommodates various methods such as ACH, RTP, FedNow, and Request for Payment, with integrated risk decision-making through Signal. This all-in-one suite simplifies account connectivity, risk management, and secure money movement.

Banking

ATM Management No 
Compliance Tracking No 
Corporate Banking No 
Credit Card Management Yes 
Credit Union No 
Investment Banking Yes 
Multi-Branch Yes 
Online Banking Yes 
Private Banking No 
Retail Banking No 
Risk Management Yes 
Securities Management No 
Transaction Monitoring Yes 

Financial Reporting

"What If" Scenarios No 
Audit Trail No 
Balance Sheet No 
Cash Management No 
Consolidation / Roll-Up No 
Forecasting No 
General Ledger No 
Income Statements No 
Multi-Company No 
Multi-Department / Project No 
Profit / Loss Statement No 

Financial Risk Management

Compliance Management No 
Credit Risk Management No 
For Hedge Funds No 
Liquidity Analysis No 
Loan Portfolio Management No 
Market Risk Management No 
Operational Risk Management No 
Portfolio Management No 
Portfolio Modeling No 
Risk Analytics Benchmarks No 
Stress Tests No 
Value At Risk Calculation No 

Financial Services

Analytics Yes 
Branch Optimization Yes 
Channel Management Yes 
Compliance Management Yes 
Customer Engagement Yes 
Performance Management No 
Risk Management Yes 

Fraud Detection

Plaid provides an extensive suite of tools designed to verify identities and mitigate fraudulent activities. Its Identity Verification (IDV) feature empowers clients to authenticate their users through various methods, including document verification, liveness checks, and validation against reliable data sources. The Monitor service allows clients to identify if their users appear on government watchlists, employing screening for sanctions, politically exposed persons (PEPs), and other watchlists to ensure compliance with anti-money laundering regulations. Additionally, Plaid Protect serves as an AI-driven fraud detection platform that safeguards the entire user experience—from initial contact to transaction completion. Leveraging a network that connects over a billion devices across more than 7,000 applications, Protect equips businesses with the tools needed to combat complex fraud scenarios, such as account takeover (ATO), first-party fraud, and synthetic identity theft.

Access Security Management No 
Check Fraud Monitoring No 
Custom Fraud Parameters No 
For Banking No 
For Crypto No 
For Insurance Industry No 
For eCommerce No 
Internal Fraud Monitoring No 
Investigator Notes No 
Pattern Recognition No 
Transaction Approval No 

Identity Verification

Plaid provides a robust suite of tools designed to verify identities and minimize fraud risk. Their Identity Verification (IDV) service enables businesses to authenticate users through a combination of document validation, liveness checks, and verification against trusted data sources. Additionally, the Monitor feature assists clients in identifying customers who may appear on government watchlists, incorporating sanction, Politically Exposed Persons (PEP), and watchlist screenings to ensure compliance with anti-money laundering regulations. Moreover, Plaid Protect is an advanced AI-driven fraud intelligence system that aims to identify and prevent fraudulent activities throughout the entire customer journey—from initial engagement to transaction completion. Leveraging Plaid’s extensive network of over a billion device connections across more than 7,000 applications, Protect empowers businesses to combat serious fraud challenges, including account takeover (ATO) incidents, first-party fraud, and synthetic identity theft.

Loan Servicing

The Plaid Consumer Report equips lenders with FCRA-compliant cash flow information, delivering valuable insights into income, asset verification, and up-to-the-minute account activity to facilitate more assured decision-making. By utilizing Plaid’s distinctive network insights, lenders acquire a comprehensive understanding of a borrower's financial health that can be applied across the entire lending process. Featuring a market-ready risk assessment tool - Plaid LendScore - financial organizations can enhance their underwriting precision, approve more suitable applicants, and minimize losses through informed, data-centric evaluations.

Accounting Management No 
Amortization Schedule No 
Application Management No 
Auto Loans No 
Automatic Funds Distribution No 
Business Loans No 
Collateral Tracking No 
Collections Management No 
Compliance Management No 
Construction Loans No 
Customer Database No 
Fee Management No 
Investor Management No 
Loan Processing No 
Student Loans No 

Mobile Banking

Bill Payment No 
Biometric No 
Cash Management No 
Chat / Messaging No 
Cross Selling Functionality No 
Digital Wallet No 
P2P Payments No 
Remote Deposit No 
SMS Banking No 
Transaction Monitoring No 
Voice Banking No 

Online Banking

Brokerage No 
Cash Management Yes 
Chat / Messaging No 
Credit Card Management No 
Electronic Statements No 
Fraud Detection Yes 
Loan Management Yes 
Marketing Automation No 
Retail Banking Yes 
Single Sign On Yes 
Transaction Monitoring Yes 

Product Features

Application Development

Access Controls/Permissions No 
Code Assistance No 
Code Refactoring No 
Collaboration Tools No 
Compatibility Testing No 
Data Modeling No 
Debugging No 
Deployment Management No 
Graphical User Interface No 
Mobile Development No 
No-Code No 
Reporting/Analytics No 
Software Development No 
Source Control No 
Testing Management No 
Version Control No 
Web App Development No 

Banking

ATM Management No 
Compliance Tracking No 
Corporate Banking No 
Credit Card Management No 
Credit Union No 
Investment Banking No 
Multi-Branch No 
Online Banking No 
Private Banking No 
Retail Banking No 
Risk Management No 
Securities Management No 
Transaction Monitoring No 

Business Intelligence

Ad Hoc Reports No 
Benchmarking No 
Budgeting & Forecasting No 
Dashboard No 
Data Analysis No 
Key Performance Indicators No 
Natural Language Generation (NLG) No 
Performance Metrics No 
Predictive Analytics No 
Profitability Analysis No 
Strategic Planning No 
Trend / Problem Indicators No 
Visual Analytics No 

CRM

Calendar/Reminder System No 
Call Logging No 
Document Storage No 
Email Marketing No 
Internal Chat Integration No 
Lead Scoring No 
Marketing Automation Integration No 
Mobile Access No 
Quotes / Proposals No 
Segmentation No 
Social Media Integration No 
Task Management No 
Territory Management No 

Customer Service

Alerts / Escalation No 
Appointment Management No 
Call Center Management No 
Email Management No 
Knowledge Base No 
Live Chat No 
Performance Metrics No 
Queue Management No 
Self Service Portal No 
Social Media Integration No 
Surveys & Feedback No 
Virtual Assistant No 
Workflow Management No 

Human Resources

360 Degree Feedback No 
Applicant Tracking No 
Attendance Management No 
Benefits Management No 
Career Development Planning No 
Compensation Management No 
Compliance Management No 
Employee Database No 
Employee Lifecycle Management No 
Onboarding No 
Payroll Management No 
Performance Management No 
Recruiting Management No 
Self Service Portal No 
Succession Planning No 
Time & Attendance Management No 
Time Off Management No 
Timesheets No 
Training Management No 

Project Management

Agile Methodologies No 
Budget Management No 
Client Portal No 
Collaboration Tools No 
Cost-to-Completion Tracking No 
Customizable Templates No 
Gantt Charts No 
Idea Management No 
Kanban Board No 
Milestone Tracking No 
Portfolio Management No 
Resource Management No 
Time & Expense Tracking No 
Traditional Methodologies No 

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