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Average Ratings 0 Ratings

Total
ease
features
design
support

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Write a Review

Description

You are driven by ambition. You are a pioneer. At Oxygen, we salute you. Mobile banking made for you! We want you win. You will be able to work efficiently and avoid any liability. Our team is open to your venture and will find creative ways to assist you. You can easily complete the Oxygen app incorporation process - no matter where you are in the US. You can access our 24/7 banking services with no monthly fees. You can create one-time cards without worrying about sharing your Oxygen Visa®, Business Debit Card details. You can manage monthly spend, authorize merchants, and freeze or cancel virtual card with a tap. You can earn instant cashback rewards from approved merchants by using your Oxygen Visa®, Business debit card. There are no tricks, gimmicks, or games - just real money. You can easily integrate with SaaS accounting tools to tie up all of your financials in real-time.

Description

Discover cutting-edge digital solutions designed to enhance your business efficiency and management. Enjoy premium benefits that acknowledge and reward your partnership with us. An earnings allowance is available to help mitigate eligible service fees, while a monthly maintenance charge of $75 applies. This earnings allowance effectively lowers the costs associated with qualifying banking services. To get started, a minimum opening deposit of $25 is required, and it's important to submit the necessary business documentation upon applying. This account is ideal for experienced business owners with intricate banking requirements and a high volume of transactions, offering relationship-based advantages. Streamline your multifaceted business operations with resources that prioritize efficiency. The first 250 transactions within a billing relationship are free each statement period; transactions beyond this limit incur a fee of $0.50 per item. You can link up to five Optimize Business Checking accounts for additional convenience. Additionally, treasury management services are accessible via our Commercial Electronic Office® (CEO®). The earnings allowance further assists in reducing eligible service charges, and there are no fees for services like stop payments, cashier's checks, and money orders, providing even more savings for your business. This comprehensive approach ensures that your banking experience is both efficient and cost-effective.

API Access

Has API No 

API Access

Has API No 

Screenshots View All

Screenshots View All

Integrations

Agicap No 
AllianceHCM No 
Apple Pay Yes 
Canton No 
Chargeback Gurus No 
Claritus No 
CloudBeat Yes 
Fazeshift No 
Juspay No 
Ledge No 
Nilus No 
Plaid Yes 
Quanta No 
Stripe Yes 
Taiki No 
The Muse No 
Tofu No 
TransferMate No 
Uplinq No 

Integrations

Agicap Yes 
AllianceHCM Yes 
Apple Pay No 
Canton Yes 
Chargeback Gurus Yes 
Claritus Yes 
CloudBeat No 
Fazeshift Yes 
Juspay Yes 
Ledge Yes 
Nilus Yes 
Plaid No 
Quanta Yes 
Stripe No 
Taiki Yes 
The Muse Yes 
Tofu Yes 
TransferMate Yes 
Uplinq Yes 

Pricing Details

Free
Free business account and personal checking account with higher debit card tiers with upto $299 annual
Free Trial No 
Free Version Yes 

Pricing Details

$75 per month
Free Trial No 
Free Version No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App Yes 
iPad App Yes 
Android App Yes 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours Yes 
Live Rep (24/7) Yes 
Online Support Yes 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) Yes 
In Person No 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person Yes 

Vendor Details

Company Name

Oxygen

Founded

2017

Country

United States

Website

oxygen.us/business/

Vendor Details

Company Name

Wells Fargo

Founded

1999

Country

United States

Website

www.wellsfargo.com/biz/checking/optimize/

Product Features

Business Bank Accounts

Bank Wires Yes 
Bill Pay Yes 
Billing & Invoicing Yes 
Business Credit Cards Yes 
Checking Account Yes 
Checks Yes 
Expense Management Yes 
Instant Payouts Yes 
No Fee Payments Yes 
Rewards Yes 
Savings Account Yes 
Spend Management Yes 

Product Features

Business Bank Accounts

Bank Wires No 
Bill Pay No 
Billing & Invoicing No 
Business Credit Cards No 
Checking Account No 
Checks No 
Expense Management No 
Instant Payouts No 
No Fee Payments No 
Rewards No 
Savings Account No 
Spend Management No 

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