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Average Ratings 271 Ratings

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Description

You are driven by ambition. You are a pioneer. At Oxygen, we salute you. Mobile banking made for you! We want you win. You will be able to work efficiently and avoid any liability. Our team is open to your venture and will find creative ways to assist you. You can easily complete the Oxygen app incorporation process - no matter where you are in the US. You can access our 24/7 banking services with no monthly fees. You can create one-time cards without worrying about sharing your Oxygen Visa®, Business Debit Card details. You can manage monthly spend, authorize merchants, and freeze or cancel virtual card with a tap. You can earn instant cashback rewards from approved merchants by using your Oxygen Visa®, Business debit card. There are no tricks, gimmicks, or games - just real money. You can easily integrate with SaaS accounting tools to tie up all of your financials in real-time.

Description

Wallester is an Estonian-licensed financial institution and has been an official Visa partner since 2018, specialising in innovative digital financial solutions and card issuance. We empower companies across the European Economic Area (EEA) and the UK to streamline payments, launch branded cards, and scale efficiently. What we do: 1. White-Label Solution with Embedded Finance Our White-Label solution enables businesses to integrate financial services directly into their platforms - a concept known as embedded finance. This allows companies to launch branded payment cards tailored to their specific needs, enhancing customer experiences and opening new revenue streams. We ensure a swift time-to-market with simplified integration and dedicated support from our implementation team. 2. Wallester Business: Corporate Expense Management Wallester Business is designed to modernise corporate expense management. It provides companies with instant access to virtual and physical Visa cards, streamlining financial processes through a modern app and comprehensive portal. Features include expense tracking, budget analytics, and seamless integration with accounting systems to enhance financial oversight and efficiency. With a diverse team of over 190 professionals located in Estonia, Latvia, France and the United Kingdom, we are dedicated to developing high-quality, profitable products for our clients. Our passion for innovation drives us to improve and adapt to the evolving financial landscape continuously. We aim to elevate businesses by providing the most advanced financial technologies, enabling them to reach new heights in efficiency and growth. We are always open to collaboration and eager to assist companies in navigating the future of finance.

API Access

Has API No 

API Access

Has API Yes 

Screenshots View All

Screenshots View All

Integrations

Apple Pay Yes 
CloudBeat Yes 
LT Browser Yes 
Macrobank Core Banking Software No 
Plaid Yes 
Stripe Yes 

Integrations

Apple Pay No 
CloudBeat No 
LT Browser No 
Macrobank Core Banking Software Yes 
Plaid No 
Stripe No 

Pricing Details

Free
Free business account and personal checking account with higher debit card tiers with upto $299 annual
Free Trial No 
Free Version Yes 

Pricing Details

$0
Free Trial No 
Free Version Yes 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App Yes 
iPad App Yes 
Android App Yes 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App Yes 
iPad App Yes 
Android App Yes 
Windows Yes 
Mac Yes 
Linux Yes 
Chromebook Yes 

Customer Support

Business Hours Yes 
Live Rep (24/7) Yes 
Online Support Yes 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) Yes 
In Person No 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) Yes 
In Person Yes 

Vendor Details

Company Name

Oxygen

Founded

2017

Country

United States

Website

oxygen.us/business/

Vendor Details

Company Name

Wallester

Founded

2016

Country

Estonia

Website

business.wallester.com

Product Features

Business Bank Accounts

Bank Wires Yes 
Bill Pay Yes 
Billing & Invoicing Yes 
Business Credit Cards Yes 
Checking Account Yes 
Checks Yes 
Expense Management Yes 
Instant Payouts Yes 
No Fee Payments Yes 
Rewards Yes 
Savings Account Yes 
Spend Management Yes 

Product Features

AML

Behavioral Analytics No 
Case Management No 
Compliance Reporting No 
Identity Verification No 
Investigation Management No 
PEP Screening No 
Risk Assessment No 
SARs No 
Transaction Monitoring No 
Watch List No 

Business Bank Accounts

Bank Wires No 
Bill Pay No 
Billing & Invoicing No 
Business Credit Cards No 
Checking Account No 
Checks No 
Expense Management No 
Instant Payouts No 
No Fee Payments No 
Rewards No 
Savings Account No 
Spend Management No 

Expense Report

Approval Process Control No 
Invoice Management No 
Multi-Currency No 
Receipt Management No 
Reimbursement Management No 
Spend Control No 
Time Tracking No 
Workflow Management No 

KYC

Spend Management

Approval Workflow No 
Budgeting / Forecasting No 
Expense Tracking No 
Multi-Currency No 
Prepaid Cards No 
Procurement Management No 
Receipt Management No 
Spend Analysis No 
Spend Control No 
Supplier Management No 

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