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Description

Notional is an Ethereum-based protocol that enables the fixed rate and fixed term lending and borrowing of crypto-assets through an innovative financial instrument known as fCash. Fixed rate financing is a fundamental aspect of contemporary financial markets, with the majority of US debt being issued at fixed interest rates to provide certainty and lower risk for participants. By introducing this feature to the decentralized financial landscape on Ethereum, Notional allows cryptocurrency users to access stable financing solutions. The fCash mechanism provides a straightforward and dependable way for users on Notional to commit to value transfers at predetermined future dates. Engaging in fCash trading empowers users to seamlessly shift value across different timeframes, thereby unlocking new possibilities within financial design on the Ethereum platform. Launched in early 2020, Notional was created by a team of professionals with a wealth of experience in technology, trading, security, and design, and has since aimed to revolutionize how crypto-assets are managed. This innovative approach not only enhances user experience but also contributes to the overall evolution of decentralized finance.

Description

A decentralized lending platform on the EOS blockchain enables users to function both as depositors and lenders simultaneously. In this model, depositors supply liquidity to generate passive income through interest, while borrowers have the flexibility to manage their loans without a predetermined timeframe. The interest rate curve is determined by the utilization rate, meaning that as this rate increases, the parameters governing the interest rate curve lead to a more rapid escalation of interest rates. Upon depositing, the system determines the price of pztoken to calculate the necessary amount needed; pztoken is designed to accrue interest over time, enhancing its value. These interest-bearing tokens can be transferred, traded, or used as collateral, granting their holders the right to redeem the initial deposited tokens. Additionally, the value of pztokens compounds every 15 minutes, ensuring that holders see a continuous growth in their asset. The health factor serves as an indicator of the safety of the debt position; if this factor dips below 1, the associated debt risks liquidation. This innovative approach encourages liquidity and offers diverse financial opportunities within the EOS ecosystem.

API Access

Has API No 

API Access

Has API No 

Screenshots View All

Screenshots View All

Integrations

Anchor Wallet No 
Coinbase Yes 
LeafWallet No 
Token Terminal Yes 
TokenPocket No 
Wombat No 
pTokens No 

Integrations

Anchor Wallet Yes 
Coinbase No 
LeafWallet Yes 
Token Terminal No 
TokenPocket Yes 
Wombat Yes 
pTokens Yes 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours No 
Live Rep (24/7) No 
Online Support Yes 

Customer Support

Business Hours No 
Live Rep (24/7) No 
Online Support No 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person No 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person No 

Vendor Details

Company Name

Notional

Website

notional.finance/

Vendor Details

Company Name

PIZZA.FINANCE

Website

pizza.finance/

Product Features

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