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Average Ratings 0 Ratings
Description
                    Opening a business checking and savings account is a vital step for numerous small enterprises, as these accounts serve as fundamental resources to foster growth and success. These accounts provide dividends and include a Navy Federal Business Debit Card, complimentary starter checks, and digital banking access as standard features. The first 30 transactions that are non-electronic are free; after that, there is a fee of $0.25 for each additional transaction, with no restrictions on terms. They also offer competitive interest rates and require a minimum balance of $2,500 to qualify for dividends. These accounts yield higher returns compared to traditional savings accounts, making them ideal for businesses that can maintain larger deposits, seek greater earnings, and desire to earn a jumbo dividend rate. Furthermore, these accounts are perfect for businesses focused on achieving the highest dividend rate while still needing flexible access to their funds. To take advantage of the Business Solutions offerings, business owners must first become members of Navy Federal Credit Union, ensuring they have access to a range of financial tools tailored for their growth.
                
            
        
            Description
                    Discover cutting-edge digital solutions designed to enhance your business efficiency and management. Enjoy premium benefits that acknowledge and reward your partnership with us. An earnings allowance is available to help mitigate eligible service fees, while a monthly maintenance charge of $75 applies. This earnings allowance effectively lowers the costs associated with qualifying banking services. To get started, a minimum opening deposit of $25 is required, and it's important to submit the necessary business documentation upon applying. This account is ideal for experienced business owners with intricate banking requirements and a high volume of transactions, offering relationship-based advantages. Streamline your multifaceted business operations with resources that prioritize efficiency. The first 250 transactions within a billing relationship are free each statement period; transactions beyond this limit incur a fee of $0.50 per item. You can link up to five Optimize Business Checking accounts for additional convenience. Additionally, treasury management services are accessible via our Commercial Electronic Office® (CEO®). The earnings allowance further assists in reducing eligible service charges, and there are no fees for services like stop payments, cashier's checks, and money orders, providing even more savings for your business. This comprehensive approach ensures that your banking experience is both efficient and cost-effective.
                
            
        
            API Access
            
                Has API
            
            
        
        
    
                API Access
            
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            Integrations
            
                
    Agicap
            
            
        
        
    
        
        
            
                
    AllianceHCM
            
            
        
        
    
        
        
            
                
    Chargeback Gurus
            
            
        
        
    
        
        
            
                
    Claritus
            
            
        
        
    
        
        
            
                
    Coast
            
            
        
        
    
        
        
            
                
    Fazeshift
            
            
        
        
    
        
        
            
                
    Juspay
            
            
        
        
    
        
        
            
                
    Nilus
            
            
        
        
    
        
        
            
                
    Obol
            
            
        
        
    
        
        
            
                
    Provisian
            
            
        
        
    
                
                    
    
        
        
        
    
        
        
        
    
        
        
        
    
        
        
        
    
        
        
        
    
        
        
        
    
        
        
        
    
                
            Pricing Details
        No price information available.
        
        
    
    
    
        
        
            
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            Pricing Details
        $75 per month
        
    
    
    
        
        
            
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            Deployment
            
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                Live Rep (24/7)
            
            
        
        
    
        
        
            
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                Types of Training
            
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                Vendor Details
Company Name
Navy Federal Credit Union
Founded
1933
Country
United States
Website
www.navyfederal.org/services/business/checking-savings.html
Vendor Details
Company Name
Wells Fargo
Founded
1999
Country
United States
Website
www.wellsfargo.com/biz/checking/optimize/
Product Features
Business Bank Accounts
                                        Bank Wires
                                        
                                    
                                    
                                    
                                        Bill Pay
                                        
                                    
                                    
                                    
                                        Billing & Invoicing
                                        
                                    
                                    
                                    
                                        Business Credit Cards
                                        
                                    
                                    
                                    
                                        Checking Account
                                        
                                    
                                    
                                    
                                        Checks
                                        
                                    
                                    
                                    
                                        Expense Management
                                        
                                    
                                    
                                    
                                        Instant Payouts
                                        
                                    
                                    
                                    
                                        No Fee Payments
                                        
                                    
                                    
                                    
                                        Rewards
                                        
                                    
                                    
                                    
                                        Savings Account
                                        
                                    
                                    
                                    
                                        Spend Management
                                        
                                    
                            
                        Product Features
Business Bank Accounts
                                        Bank Wires
                                        
                                    
                                    
                                    
                                        Bill Pay
                                        
                                    
                                    
                                    
                                        Billing & Invoicing
                                        
                                    
                                    
                                    
                                        Business Credit Cards
                                        
                                    
                                    
                                    
                                        Checking Account
                                        
                                    
                                    
                                    
                                        Checks
                                        
                                    
                                    
                                    
                                        Expense Management
                                        
                                    
                                    
                                    
                                        Instant Payouts
                                        
                                    
                                    
                                    
                                        No Fee Payments
                                        
                                    
                                    
                                    
                                        Rewards
                                        
                                    
                                    
                                    
                                        Savings Account
                                        
                                    
                                    
                                    
                                        Spend Management