Average Ratings 0 Ratings
Average Ratings 0 Ratings
Description
Nauma is a cutting-edge financial planning platform designed specifically for tech professionals and their families, assisting them in managing equity compensation, concentrated stock holdings, high tax liabilities, and intricate portfolios spread across various accounts. Unlike conventional financial advisors who impose hefty fees based on Assets Under Management (AUM), Nauma provides fiduciary-level guidance through innovative technology at a significantly reduced cost. The name "Nauma," which stands for "No AUM," embodies the firm's commitment to dismantling biased, asset-driven models and empowering individuals to strategize according to their unique circumstances. Users of Nauma can simulate significant life choices—ranging from taking a sabbatical to purchasing a home or opting for early retirement—while gaining insights into the tax consequences associated with RSUs and capital gains. Furthermore, Nauma consolidates users' entire financial landscape into one accessible platform, enhancing their understanding and decision-making. In addition to its sophisticated planning tools, Nauma fosters a vibrant community where users can engage in live Q&A sessions and connect with peers who are navigating similar financial hurdles. This holistic approach not only facilitates informed financial planning but also builds a supportive network for its users.
Description
Upgrade is a digital bank that provides a range of financial services aimed at making daily money management easier and more efficient. Among its offerings are personal loans, credit cards, and a unique product called OneCard, which combines features of both a credit card and a loan. Customers can also benefit from high-yield checking and savings accounts, with the checking account rewarding users with up to 2% cash back on certain everyday purchases when they establish direct deposits of at least $1,000 monthly. Furthermore, this account comes with no monthly fees, early access to direct deposits, and the ability to use a widespread ATM network without incurring fees. Users have the option to link their checking account to a performance savings account, which allows them to earn an impressive APY of up to 4.02%. The OneCard is particularly beneficial as it provides the option to settle purchases either immediately or over a longer period, along with offering up to 3% cash back on selected spending categories. Additionally, Upgrade facilitates personal loans of up to $50,000 at fixed interest rates, with credit lines available that range from $500 to $25,000, catering to a variety of financial needs and preferences. Overall, Upgrade is designed to empower users with flexible financial solutions that align with modern spending habits.
API Access
Has API
No
API Access
Has API
No
Screenshots View All
No images available
Integrations
No details available.
Integrations
No details available.
Pricing Details
$200/year
Free Trial
Yes
Free Version
No
Pricing Details
Free
Free Trial
No
Free Version
Yes
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
No
iPad App
No
Android App
No
Windows
No
Mac
No
Linux
No
Chromebook
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
Yes
iPad App
No
Android App
Yes
Windows
No
Mac
No
Linux
No
Chromebook
No
Customer Support
Business Hours
No
Live Rep (24/7)
No
Online Support
Yes
Customer Support
Business Hours
Yes
Live Rep (24/7)
No
Online Support
Yes
Types of Training
Training Docs
No
Webinars
Yes
Live Training (Online)
Yes
In Person
No
Types of Training
Training Docs
Yes
Webinars
Yes
Live Training (Online)
Yes
In Person
Yes
Vendor Details
Company Name
Smartine Inc.
Founded
2025
Country
United States
Website
nauma.ai/
Vendor Details
Company Name
Upgrade
Founded
2016
Country
United States
Website
www.upgrade.com