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Average Ratings 0 Ratings

Total
ease
features
design
support

No User Reviews. Be the first to provide a review:

Write a Review

Description

Introducing the pioneering open-source platform designed for seamless interoperability within a real-time payment network. Our mission is to facilitate affordable digital payment solutions for banks, businesses, governments, and individuals globally. For further insights into our work, visit Mojaloop.io. Many unbanked individuals often depend on low-value, high-volume transactions, which generally do not appeal to traditional banks as potential clients. Mojaloop stands out as a secure open-source solution that fosters interoperability among various Digital Service Providers (DSPs) and their customers. With its specially designed reference architecture reflecting the principles of the level one project, Mojaloop offers a budget-friendly option for managing real-time payments and settlements. Payment hub operators can utilize this technology to introduce transformative and inclusive financial services within their communities. This platform is accessible to any licensed Digital Financial Service Provider (DFSP) in the country, including both banks and approved non-bank entities, expanding financial access for everyone. Ultimately, Mojaloop is positioned to enhance financial inclusion and drive economic growth across underserved populations.

Description

White-Label Banking offers a versatile banking solution tailored for licensed financial entities, such as neobanks, digital banks, entities holding EMI and MSB licenses, as well as crypto and fiat initiatives. This platform integrates a fundamental banking system with a customized online banking interface for users, along with an integration layer that links the interface and core banking functions to external payment providers and networks. Key features for customers encompass onboarding processes, account management, balance checks, statement access, payment creation and tracking, data exports, customizable templates, and enhanced security through two-factor authentication. Additionally, the platform facilitates KYC/KYB workflows via Sumsub, enforces four-eyes (maker-checker) approval mechanisms, and provides tools for team oversight. Institutions maintain ownership of their licenses and branding, while Vertex Group delivers the software, offering the flexibility to modify user flows and integrate further providers, payment pathways, and product offerings both during the initial rollout and after the platform goes live. It is important to note that Vertex Group does not handle banking licenses or offer regulatory compliance services to its clients.

API Access

Has API Yes 

API Access

Has API Yes 

Screenshots View All

Screenshots View All

Integrations

Apache Camel Yes 
Mule ESB Yes 
Sumsub No 
WSO2 Integrator Yes 

Integrations

Apache Camel No 
Mule ESB No 
Sumsub Yes 
WSO2 Integrator No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Pricing Details

Contact for pricing
Free Trial No 
Free Version No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars Yes 
Live Training (Online) No 
In Person Yes 

Types of Training

Training Docs Yes 
Webinars Yes 
Live Training (Online) Yes 
In Person No 

Vendor Details

Company Name

Modusbox

Country

United States

Website

modusbox.com/mojaloop/

Vendor Details

Company Name

Vertex Group

Founded

2023

Country

Cyprus

Website

vertexgroup.tech/white-label-banking/

Product Features

Payment Processing

ACH Check Transactions No 
Bitcoin Compatible No 
Debit Card Support No 
Gift Card Management No 
Mobile Payments No 
Online Payments No 
POS Transactions No 
Receipt Printing No 
Recurring Billing No 
Signature Capture No 

Product Features

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