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Description
Three-Domain Secure (3DS or 3-D Secure) is a messaging protocol based on XML that allows cardholders to verify their identity with their card issuer during online purchases where the card is not physically present. This system plays a crucial role in minimizing unauthorized card-not-present transactions, thereby safeguarding merchants, issuers, and cardholders from potential fraud. By facilitating the transfer of cardholder information between the key players involved in a CNP transaction—namely the cardholder, merchant, card issuer, and payment processor—3-D Secure enhances security. Originally created by Visa in the early 2000s, the first version of this technology was known as Verified by Visa (VbV). Additionally, other major card brands have embraced services based on the 3-D Secure 1.0 framework, with MasterCard referring to it as MasterCard SecureCode (MCC), JCB International calling it J/Secure, and American Express branding it as American Express SafeKey. A significant advantage of implementing 3-D Secure is the transfer of liability for fraudulent transactions from merchants to card issuers, which effectively lowers the incidence of chargebacks. This system not only boosts consumer confidence in online shopping but also enhances the overall integrity of electronic payment systems.
Description
The Cognitive Security Platform® (CSP) offers a comprehensive solution for threat detection and omnichannel fraud prevention, aimed at safeguarding digital enterprises and reducing risks linked to online financial services like home banking and digital transactions, all while ensuring a seamless user experience. Our solution is packaged fully and ready for immediate deployment, enabling rapid implementation that meets the demands of the digital landscape. With the modular design of the Cognitive Security Platform®, you can selectively activate the features essential for enhancing your digital business's security. Utilizing proprietary AI algorithms alongside behavioral biometrics and analysis, we ensure a smooth experience for end-users without compromising security. Additionally, our platform facilitates the establishment of anti-fraud measures across various channels. The omnichannel perspective allows for centralized management of fraud risks, streamlining oversight and eliminating the need for siloed approaches to channel management. This integration not only enhances efficiency but also fortifies your defenses against emerging threats in the digital realm.
API Access
Has API
API Access
Has API
Integrations
SEAP
Pricing Details
No price information available.
Free Trial
Free Version
Pricing Details
No price information available.
Free Trial
Free Version
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Vendor Details
Company Name
Modirum
Country
Estonia
Website
www.modirum.com
Vendor Details
Company Name
XTN
Founded
2014
Country
Italy
Website
xtncognitivesecurity.com/cognitive-security-platform/
Product Features
Product Features
Authentication
Biometric
Credential Management
Knowledge-Based Authentication
Mobile Authentication
Multifactor Authentication
Out-of-Band Authentication
Policy Management
Self Service Portal
Single Sign On
Social Sign On
Fraud Detection
Access Security Management
Check Fraud Monitoring
Custom Fraud Parameters
For Banking
For Crypto
For Insurance Industry
For eCommerce
Internal Fraud Monitoring
Investigator Notes
Pattern Recognition
Transaction Approval