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Description
Three-Domain Secure (3DS or 3-D Secure) is a messaging protocol based on XML that allows cardholders to verify their identity with their card issuer during online purchases where the card is not physically present. This system plays a crucial role in minimizing unauthorized card-not-present transactions, thereby safeguarding merchants, issuers, and cardholders from potential fraud. By facilitating the transfer of cardholder information between the key players involved in a CNP transaction—namely the cardholder, merchant, card issuer, and payment processor—3-D Secure enhances security. Originally created by Visa in the early 2000s, the first version of this technology was known as Verified by Visa (VbV). Additionally, other major card brands have embraced services based on the 3-D Secure 1.0 framework, with MasterCard referring to it as MasterCard SecureCode (MCC), JCB International calling it J/Secure, and American Express branding it as American Express SafeKey. A significant advantage of implementing 3-D Secure is the transfer of liability for fraudulent transactions from merchants to card issuers, which effectively lowers the incidence of chargebacks. This system not only boosts consumer confidence in online shopping but also enhances the overall integrity of electronic payment systems.
Description
SpecTrust offers a comprehensive defense system against identity theft and fraud, allowing your team to concentrate on essential business functions. Its cloud-native platform effectively identifies and authenticates suspicious users before they can access your servers, prioritizing security above all. The solution employs customer-specific 256-bit encryption keys to safeguard data and mandates rigorous TLS encryption for any data that enters or exits the system. With an advanced secure stream processor, SpecTrust swiftly converts chaotic internet traffic into standardized data and actionable insights in less than 10 milliseconds, achieving remarkable horizontal scalability. This performance is more than ten times faster than the average blink of an eye. Additionally, SpecTrust's architecture is designed for global scalability, featuring automatic replication, limitless horizontal growth, and self-recovery mechanisms, ensuring that we are consistently operational, efficient, and precise. To further enhance security, customer-exclusive data shards can be locked to specific regions, allowing you to maintain control over your data's location. This robust approach not only protects your information but also optimizes your business processes effectively.
API Access
Has API
API Access
Has API
Integrations
No details available.
Integrations
No details available.
Pricing Details
No price information available.
Free Trial
Free Version
Pricing Details
No price information available.
Free Trial
Free Version
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Vendor Details
Company Name
Modirum
Country
Estonia
Website
www.modirum.com
Vendor Details
Company Name
SpecTrust
Founded
2020
Country
United States
Website
www.spec-trust.com