Average Ratings 0 Ratings

Total
ease
features
design
support

No User Reviews. Be the first to provide a review:

Write a Review

Average Ratings 0 Ratings

Total
ease
features
design
support

No User Reviews. Be the first to provide a review:

Write a Review

Description

Our extensive experience with banks and credit unions of varying sizes enables us to effectively understand your needs, initiating millions of highly personalized interactions without the necessity for significant workforce investment or extensive marketing budgets. By leveraging our technological framework alongside Experian data, we streamline the identification and reclamation of mispriced loans that your customers or members might have with rival institutions through prescreen marketing strategies. Our approach utilizes AI-driven engagement to enhance your deposit operations by addressing deposit leaks, boosting direct deposit inflows, and attracting new deposit opportunities. As customers or members adopt a larger array of products, their likelihood of leaving diminishes, which is why we focus on enriching their banking experience by encouraging the adoption of additional products and services that simplify their banking journey. This distinctive integration of credit and core data, reinforced with machine learning and automation, empowers you to analyze your consumer base effectively and discover other banking affiliations. Ultimately, this strategy not only strengthens customer loyalty but also positions your institution for sustainable growth in an increasingly competitive market.

Description

Universa integrates the finest industry standards with state-of-the-art technology to develop a comprehensive system tailored for Credit Unions, Banks, Trusts, and various financial institutions. Drawing on the proven strengths of established banking platforms, it merges best practices with innovative technological advancements, resulting in a sophisticated browser-based solution. The platform boasts a foundational set of features while also offering flexibility for customization to meet specific requirements. Additionally, Universa facilitates connections with third-party systems, including Automated Teller Machines (ATM) and Point of Sale (POS) systems, as well as support for credit bureaus, insurance firms, and other entities. By broadening the traditional banking or credit union experience, it enables access to alternative delivery channels. Embracing new technologies not only enhances operational efficiency but also allows for significant reductions in costs and improvements in customer service, ultimately revolutionizing the financial landscape. This adaptability positions Universa as a forward-thinking choice for financial organizations aiming to thrive in a rapidly evolving market.

API Access

Has API No 

API Access

Has API No 

Screenshots View All

Screenshots View All

Integrations

Banno Yes 
Experian Connect Yes 
Fiserv Yes 
Q2 Yes 

Integrations

Banno No 
Experian Connect No 
Fiserv No 
Q2 No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows Yes 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours No 
Live Rep (24/7) No 
Online Support Yes 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) Yes 
In Person No 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person Yes 

Vendor Details

Company Name

Micronotes

Country

United States

Website

micronotes.ai/

Vendor Details

Company Name

Smart Solution

Founded

1985

Country

Canada

Website

smart-solution.com

Product Features

Banking

ATM Management No 
Compliance Tracking No 
Corporate Banking No 
Credit Card Management No 
Credit Union No 
Investment Banking No 
Multi-Branch No 
Online Banking No 
Private Banking No 
Retail Banking No 
Risk Management No 
Securities Management No 
Transaction Monitoring No 

Product Features

Banking

ATM Management No 
Compliance Tracking No 
Corporate Banking No 
Credit Card Management No 
Credit Union No 
Investment Banking No 
Multi-Branch No 
Online Banking No 
Private Banking No 
Retail Banking No 
Risk Management No 
Securities Management No 
Transaction Monitoring No 

Alternatives

Hubco Nidhi Software Reviews

Hubco Nidhi Software

Hubco Technologies

Alternatives

BANC Mall Reviews

BANC Mall

SS&C Technologies
ebankIT Reviews

ebankIT

ebankIT Omnichannel Digital Banking Platform