Average Ratings 35 Ratings
Average Ratings 0 Ratings
Description
MeridianLink® Opening is a digital account opening platform designed to help financial institutions modernize onboarding for deposit products including checking, savings, CDs, and more. Built with a mobile‑first architecture, the solution combines automated workflows, advanced fraud protection, and real‑time decisioning to reduce friction, improve completion rates, and minimize operational overhead.
Adaptive forms, intuitive navigation, save‑and‑resume functionality, and progress indicators support completion across devices and channels. Automated identity verification, fraud screening, and risk scoring operate in the background to balance speed with security. Instant decisioning accelerates approvals, while immediate funding enables rapid account activation to meet user expectations.
Built‑in compliance workflows support BO, CIP, KYC, AML, FinCEN, and OFAC requirements with audit tracking and encryption. In‑application cross‑sell uses real‑time credit and application data to present relevant offers mid‑flow. Automated verifications and document handling reduce manual work, while streamlined workflows hide unused fields and condense steps to improve usability.
Direct integration with core banking systems eliminates duplicate entry and enables secure, paperless account setup. With configurable workflows and real‑time sync, MeridianLink Opening supports scalable, compliant, and efficient digital onboarding.
Description
Speed up your digital transformation efforts by utilizing top-tier front and middle office transactional solutions, while rethinking customer interactions to ensure a cohesive, smooth, and personalized experience across various channels. Launch your offerings swiftly with a comprehensive library of ready-to-use features, allowing you to adapt rapidly to the evolving preferences of your customers. Enjoy the flexibility to integrate the open and adaptable Temenos Infinity platform into your existing digital banking framework seamlessly. Choose any cloud environment that suits your needs and scale your operations dynamically as required. Streamline the integration process with any core banking system, enabling you to implement modifications promptly and manage both development time and expenses efficiently. Take advantage of cutting-edge micro-services and APIs to easily build your digital banking applications, fostering innovation and responsiveness in a competitive landscape. This approach not only enhances operational efficiency but also empowers businesses to stay ahead in a rapidly changing market.
API Access
Has API
No
API Access
Has API
No
Integrations
BillingTree
Yes
CICTotal Manager
Yes
ClickSWITCH
Yes
ConnectionsOnline
Yes
DataFreight
Yes
Docusign
Yes
Experian Aperture Data Studio
Yes
Fastfill
No
Finicity
Yes
LenderClose
Yes
Integrations
BillingTree
No
CICTotal Manager
No
ClickSWITCH
No
ConnectionsOnline
No
DataFreight
No
Docusign
No
Experian Aperture Data Studio
No
Fastfill
Yes
Finicity
No
LenderClose
No
Pricing Details
Schedule a demo to see the solution in action and receive a customized pricing plan tailored to your organization's unique needs and goals.
Free Trial
No
Free Version
No
Pricing Details
No price information available.
Free Trial
No
Free Version
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
No
iPad App
No
Android App
No
Windows
No
Mac
No
Linux
No
Chromebook
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
Yes
iPad App
Yes
Android App
Yes
Windows
No
Mac
No
Linux
No
Chromebook
No
Customer Support
Business Hours
Yes
Live Rep (24/7)
Yes
Online Support
Yes
Customer Support
Business Hours
No
Live Rep (24/7)
No
Online Support
Yes
Types of Training
Training Docs
Yes
Webinars
Yes
Live Training (Online)
Yes
In Person
Yes
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
No
In Person
No
Vendor Details
Company Name
MeridianLink
Founded
1998
Country
United States
Website
www.meridianlink.com/products/account-opening-software/
Vendor Details
Company Name
Temenos
Founded
1993
Country
Switzerland
Website
www.temenos.com/products/infinity/
Product Features
Banking
ATM Management
No
Compliance Tracking
No
Corporate Banking
No
Credit Card Management
No
Credit Union
Yes
Investment Banking
No
Multi-Branch
No
Online Banking
Yes
Private Banking
No
Retail Banking
Yes
Risk Management
Yes
Securities Management
No
Transaction Monitoring
Yes
Loan Origination
Amortization Schedule
No
Audit Trail
No
Closing Documents
No
Compliance Management
No
Customer Database
No
Digital Signature
No
Document Management
No
Fee Management
No
Loan Processing
No
Online Application
No
Online Banking
Brokerage
No
Cash Management
No
Chat / Messaging
No
Credit Card Management
No
Electronic Statements
Yes
Fraud Detection
Yes
Loan Management
Yes
Marketing Automation
Yes
Retail Banking
Yes
Single Sign On
Yes
Transaction Monitoring
Yes
Product Features
Mobile Banking
Bill Payment
Yes
Biometric
No
Cash Management
Yes
Chat / Messaging
No
Cross Selling Functionality
No
Digital Wallet
Yes
P2P Payments
Yes
Remote Deposit
Yes
SMS Banking
No
Transaction Monitoring
No
Voice Banking
No
Online Banking
Brokerage
No
Cash Management
Yes
Chat / Messaging
No
Credit Card Management
Yes
Electronic Statements
No
Fraud Detection
Yes
Loan Management
Yes
Marketing Automation
Yes
Retail Banking
Yes
Single Sign On
Yes
Transaction Monitoring
Yes