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ease
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design
support

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Average Ratings 0 Ratings

Total
ease
features
design
support

No User Reviews. Be the first to provide a review:

Write a Review

Description

MeridianLink’s Account Opening Software offers a streamlined solution for banks and credit unions looking to enhance their deposit account opening processes. By consolidating digital account opening, identity verification, and e-signatures into one platform, the software ensures a smooth user experience and faster processing times. It offers advanced customization options to adapt to specific institutional needs, such as dynamic workflows that automate manual tasks and flexible decisioning that speeds up application approvals. Seamless integration with core systems enhances operational efficiency and allows for immediate data syncing, while the mobile-first design ensures accessibility across devices. This platform is designed to boost consumer satisfaction by reducing friction during account opening and increasing cross-sell opportunities.

Description

One is a financial technology firm rather than a traditional bank, providing an array of services that include debit rewards, early payment options, high-yield savings accounts, and the absence of monthly fees. Customers can enjoy up to 3% cash back for in-store and online purchases at Walmart, capped at $50 annually, contingent upon eligible deposits. This platform has empowered over half a million users to enhance their credit management by offering free weekly access to credit score insights and a no-cost credit builder program that carries no fees or interest. In addition, One's user-friendly mobile app is accessible for download on both the App Store and Google Play, facilitating convenient account management for customers. Through a collaboration with Coastal Community Bank, the company ensures that approved deposit accounts are protected by FDIC insurance up to $250,000 per depositor, provided certain conditions are satisfied. Furthermore, One continues to innovate and expand its offerings, aiming to create an even more comprehensive financial ecosystem for its users.

API Access

Has API

API Access

Has API

Screenshots View All

Screenshots View All

Integrations

ARC Cyber Risk Management
BillingTree
CICTotal Manager
ClickSWITCH
ConnectionsOnline
DataFreight
Experian Aperture Data Studio
Finicity
LexisNexis AML Insight
Matrix
MeridianLink Data Connect
MeridianLink Engage
MeridianLink Insight
NotaryWorks
ONE@Work
Plaid
StarterCRM
SureClose
Wolters Kluwer Passport
Zest

Integrations

ARC Cyber Risk Management
BillingTree
CICTotal Manager
ClickSWITCH
ConnectionsOnline
DataFreight
Experian Aperture Data Studio
Finicity
LexisNexis AML Insight
Matrix
MeridianLink Data Connect
MeridianLink Engage
MeridianLink Insight
NotaryWorks
ONE@Work
Plaid
StarterCRM
SureClose
Wolters Kluwer Passport
Zest

Pricing Details

No price information available.
Free Trial
Free Version

Pricing Details

Free
Free Trial
Free Version

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Vendor Details

Company Name

MeridianLink

Founded

1998

Country

United States

Website

www.meridianlink.com/products/account-opening-software/

Vendor Details

Company Name

One Finance, Inc.

Founded

2022

Country

United States

Website

www.one.app/

Product Features

Banking

ATM Management
Compliance Tracking
Corporate Banking
Credit Card Management
Credit Union
Investment Banking
Multi-Branch
Online Banking
Private Banking
Retail Banking
Risk Management
Securities Management
Transaction Monitoring

Loan Origination

Amortization Schedule
Audit Trail
Closing Documents
Compliance Management
Customer Database
Digital Signature
Document Management
Fee Management
Loan Processing
Online Application

Online Banking

Brokerage
Cash Management
Chat / Messaging
Credit Card Management
Electronic Statements
Fraud Detection
Loan Management
Marketing Automation
Retail Banking
Single Sign On
Transaction Monitoring

Product Features

Mobile Payment

ACH Support
Contactless / NFC
Credit Card Support
Cryptocurrency Support
Debit Card Support
In-App Payments
In-Store Payments
Micropayments
P2P Payments
eCommerce Payments

Online Banking

Brokerage
Cash Management
Chat / Messaging
Credit Card Management
Electronic Statements
Fraud Detection
Loan Management
Marketing Automation
Retail Banking
Single Sign On
Transaction Monitoring

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