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features
design
support

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Write a Review

Description

MeridianLink® One is a cloud‑based financial services platform that brings together account opening, consumer and mortgage loan origination, collections, marketing, and analytics into a unified, modular ecosystem. Built to support the full consumer financial journey, the platform enables financial institutions to automate routine processes, eliminate system fragmentation, and operate more efficiently at scale. Configurable digital acquisition tools support account opening and application workflows with responsive, mobile‑friendly experiences. Adaptive forms, save‑and‑resume functionality, document upload, progress indicators, and e‑signature options help reduce abandonment and improve completion rates. Automated decisioning applies configurable rules and underwriting logic to accelerate approvals, reduce manual review, and ensure consistency across lending products. MeridianLink One includes built‑in analytics and AI‑driven insights, delivering real‑time dashboards, customizable reports, and exploratory sandboxes to support data‑driven decisions across lending and account operations. Integrated marketing automation enables personalized campaigns and cross‑sell opportunities based on real‑time application, credit, and core data. The platform connects seamlessly with more than 600 third‑party technologies, including core systems, digital banking platforms, fraud tools, and fintech solutions via open APIs and flexible integrations. Built‑in compliance, encryption, audit tracking, and regulatory workflows ensure security and reliability. With a modular design, institutions can deploy the capabilities they need today and expand as their business evolves.

Description

Validis are transforming how global banks, lenders and accounting firms get data from their commercial clients. Validis connects to every major accounting system enabling fast and simple access to fully standardised accounting data in real-time. Collect, format and interpret your customers’ financials in real-time with the Validis API. Enhance your digital lending journey, improve speed of decision and gain greater insights to portfolio performance. Industry-leading dashboards provide invaluable insight. Flag potential fraud, monitor portfolio health and covenants, conduct spreading and more. Deep insights and smarter risk-based decision making. Validis replaces the need for manually collecting and consolidating data for lending, risk management and audit purposes.

API Access

Has API Yes 

API Access

Has API Yes 

Screenshots View All

Screenshots View All

Integrations

MYOB AccountRight No 
MeridianLink Access Yes 
MeridianLink Business Yes 
MeridianLink Collect Yes 
MeridianLink Consulting Yes 
MeridianLink Consumer Yes 
MeridianLink Data Connect Yes 
MeridianLink Decision Lender Yes 
MeridianLink Engage Yes 
MeridianLink Insight Yes 
MeridianLink Mortgage Yes 
Microsoft Dynamics GP No 
QuickBooks Accountants No 
QuickBooks Online No 
QuickBooks Online Advanced No 
Xero No 
Yardi Advanced Budgeting & Forecasting No 

Integrations

MYOB AccountRight Yes 
MeridianLink Access No 
MeridianLink Business No 
MeridianLink Collect No 
MeridianLink Consulting No 
MeridianLink Consumer No 
MeridianLink Data Connect No 
MeridianLink Decision Lender No 
MeridianLink Engage No 
MeridianLink Insight No 
MeridianLink Mortgage No 
Microsoft Dynamics GP Yes 
QuickBooks Accountants Yes 
QuickBooks Online Yes 
QuickBooks Online Advanced Yes 
Xero Yes 
Yardi Advanced Budgeting & Forecasting Yes 

Pricing Details

Schedule a demo to see the solution in action and receive a customized pricing plan tailored to your organization's unique needs and goals.
Free Trial No 
Free Version No 

Pricing Details

No price information available.
Free Trial Yes 
Free Version No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours Yes 
Live Rep (24/7) Yes 
Online Support Yes 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars Yes 
Live Training (Online) Yes 
In Person Yes 

Types of Training

Training Docs Yes 
Webinars Yes 
Live Training (Online) Yes 
In Person Yes 

Vendor Details

Company Name

MeridianLink

Founded

1998

Country

United States

Website

www.meridianlink.com/solutions/banking-software/

Vendor Details

Company Name

Validis

Founded

2013

Country

London, UK

Website

validis.com

Product Features

Banking

ATM Management No 
Compliance Tracking No 
Corporate Banking No 
Credit Card Management No 
Credit Union No 
Investment Banking No 
Multi-Branch No 
Online Banking No 
Private Banking No 
Retail Banking No 
Risk Management No 
Securities Management No 
Transaction Monitoring No 

Loan Origination

Amortization Schedule No 
Audit Trail No 
Closing Documents No 
Compliance Management No 
Customer Database No 
Digital Signature No 
Document Management No 
Fee Management No 
Loan Processing No 
Online Application No 

Mortgage and Loans

Amortization Schedule No 
Client Database No 
Closing Documents No 
Commercial Mortgages No 
Contact Management No 
Credit Reporting No 
Customer Statements No 
Document Management No 
Electronic Applications No 
Government Loans No 
Loan Origination No 
Loan Servicing No 
Pipeline Management No 
Pre-Qualification No 
Refinance Management No 
Residential Mortgages No 

Product Features

Banking

ATM Management No 
Compliance Tracking Yes 
Corporate Banking Yes 
Credit Card Management No 
Credit Union No 
Investment Banking No 
Multi-Branch No 
Online Banking No 
Private Banking No 
Retail Banking No 
Risk Management Yes 
Securities Management No 
Transaction Monitoring Yes 

Business Intelligence

Ad Hoc Reports Yes 
Benchmarking No 
Budgeting & Forecasting No 
Dashboard Yes 
Data Analysis Yes 
Key Performance Indicators Yes 
Natural Language Generation (NLG) No 
Performance Metrics Yes 
Predictive Analytics No 
Profitability Analysis Yes 
Strategic Planning Yes 
Trend / Problem Indicators Yes 
Visual Analytics Yes 

Financial Risk Management

Compliance Management Yes 
Credit Risk Management Yes 
For Hedge Funds Yes 
Liquidity Analysis Yes 
Loan Portfolio Management Yes 
Market Risk Management Yes 
Operational Risk Management Yes 
Portfolio Management Yes 
Portfolio Modeling Yes 
Risk Analytics Benchmarks Yes 
Stress Tests Yes 
Value At Risk Calculation Yes 

Loan Origination

Amortization Schedule No 
Audit Trail Yes 
Closing Documents No 
Compliance Management Yes 
Customer Database No 
Digital Signature No 
Document Management No 
Fee Management No 
Loan Processing Yes 
Online Application No 

Risk Management

Alerts/Notifications Yes 
Auditing Yes 
Business Process Control Yes 
Compliance Management Yes 
Corrective Actions (CAPA) Yes 
Dashboard Yes 
Exceptions Management No 
IT Risk Management Yes 
Internal Controls Management Yes 
Legal Risk Management No 
Mobile Access No 
Operational Risk Management Yes 
Predictive Analytics Yes 
Reputation Risk Management No 
Response Management No 
Risk Assessment Yes 

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