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Average Ratings 4 Ratings

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features
design
support

Description

MeridianLink® Collect is a cloud‑based debt collection platform that helps financial institutions manage delinquency and optimize recovery through a proactive, data‑driven approach. Intelligent automation, machine‑learning‑driven Propensity‑to‑Pay scoring, and a Predictive Collection Index help prioritize accounts with the highest likelihood of resolution. Real‑time dashboards and customizable reports provide visibility into case activity, team performance, and portfolio health. Automated omnichannel outreach—including email, SMS, phone, and portal messaging—improves response rates, while self‑service tools accelerate resolution. Built‑in compliance controls, configurable queues and data fields, batch document generation, and REST API integrations with core and third‑party systems support scalable, efficient, and compliant collections operations.

Description

Tratta is a modern, cloud-based debt collection software platform built for agencies, law firms, and original creditors that want to recover more—faster and with less friction. Whether you're collecting on auto loans, healthcare balances, student debt, or commercial accounts, Tratta offers the tools you need to streamline operations, reduce costs, and improve recovery rates while staying fully compliant. Tratta stands out by prioritizing the consumer experience alongside operational efficiency. The platform includes a fully branded self-service portal, multilingual IVR, and omnichannel communication tools that let consumers resolve debts on their own terms—anytime, from any device. This reduces the burden on your staff while increasing engagement and payment success. The software also includes embedded payments, real-time analytics, and highly customizable campaign automation tools that empower your team to move quickly and adapt strategies based on performance data. With Tratta, you can launch new programs in days—not weeks—and continuously optimize your outreach to improve results. Tratta’s architecture is designed with compliance and data security at its core. Certified by leading industry bodies, it supports stringent regulatory requirements without sacrificing speed or flexibility. Seamless integrations with your existing systems ensure you don’t lose momentum or data fidelity during onboarding or scale-up. Whether you’re managing first-party or third-party collections, Tratta helps you recover more revenue with less manual effort—and gives your consumers the experience they expect in today’s digital-first world.

API Access

Has API No 

API Access

Has API Yes 

Screenshots View All

Screenshots View All

Integrations

MeridianLink Consumer Yes 
MeridianLink Insight Yes 
MeridianLink One Yes 

Integrations

MeridianLink Consumer No 
MeridianLink Insight No 
MeridianLink One No 

Pricing Details

Schedule a demo to see the solution in action and receive a customized pricing plan tailored to your organization's unique needs and goals.
Free Trial No 
Free Version No 

Pricing Details

$500/month
Plans are based on transaction volume.
Free Trial No 
Free Version No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours Yes 
Live Rep (24/7) Yes 
Online Support Yes 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars Yes 
Live Training (Online) Yes 
In Person Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) Yes 
In Person Yes 

Vendor Details

Company Name

MeridianLink

Founded

1998

Country

United States

Website

www.meridianlink.com/products/collect/

Vendor Details

Company Name

Tratta

Founded

2022

Country

United States

Website

tratta.io

Product Features

Debt Collection

Agency Management No 
Auto Dialer No 
Automated Notices Yes 
Callback Scheduling Yes 
Client Management No 
Commission Management No 
Compliance Management Yes 
Contact Management No 
Credit Bureau Reporting No 
In-House Collections Yes 
Payment Plans Yes 
Transaction Management No 

Product Features

Debt Collection

Agency Management No 
Auto Dialer No 
Automated Notices Yes 
Callback Scheduling Yes 
Client Management Yes 
Commission Management No 
Compliance Management Yes 
Contact Management Yes 
Credit Bureau Reporting No 
In-House Collections Yes 
Payment Plans Yes 
Transaction Management Yes 

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