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design
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Average Ratings 0 Ratings

Total
ease
features
design
support

No User Reviews. Be the first to provide a review:

Write a Review

Description

With Lydia, you gain access to a current account featuring a French IBAN along with a Visa card, making it easy to handle your everyday financial transactions. You can enjoy free international transactions, benefit from a 0.6% interest rate on savings, make secure online payments, and obtain express loans, all conveniently managed through the Lydia app. Serving as a modern alternative to conventional banking applications, Lydia caters to users who appreciate an innovative design and a distinct mobile platform to effortlessly monitor and transfer their finances. The app's interface not only offers clarity but is also fully customizable, allowing users to personalize their experience. Additionally, you can differentiate and enhance your cards, accounts, and receipts with images, making financial organization both aesthetically pleasing and efficient. This level of customization ensures that users have a tailored banking experience that meets their individual needs.

Description

One is a financial technology firm rather than a traditional bank, providing an array of services that include debit rewards, early payment options, high-yield savings accounts, and the absence of monthly fees. Customers can enjoy up to 3% cash back for in-store and online purchases at Walmart, capped at $50 annually, contingent upon eligible deposits. This platform has empowered over half a million users to enhance their credit management by offering free weekly access to credit score insights and a no-cost credit builder program that carries no fees or interest. In addition, One's user-friendly mobile app is accessible for download on both the App Store and Google Play, facilitating convenient account management for customers. Through a collaboration with Coastal Community Bank, the company ensures that approved deposit accounts are protected by FDIC insurance up to $250,000 per depositor, provided certain conditions are satisfied. Furthermore, One continues to innovate and expand its offerings, aiming to create an even more comprehensive financial ecosystem for its users.

API Access

Has API

API Access

Has API

Screenshots View All

Screenshots View All

Integrations

Apple Pay
Google Pay
LicenceOne
ONE@Work
Zelty

Integrations

Apple Pay
Google Pay
LicenceOne
ONE@Work
Zelty

Pricing Details

No price information available.
Free Trial
Free Version

Pricing Details

Free
Free Trial
Free Version

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Vendor Details

Company Name

Lydia

Founded

2011

Country

France

Website

lydia-app.com

Vendor Details

Company Name

One Finance, Inc.

Founded

2022

Country

United States

Website

www.one.app/

Product Features

Mobile Payment

ACH Support
Contactless / NFC
Credit Card Support
Cryptocurrency Support
Debit Card Support
In-App Payments
In-Store Payments
Micropayments
P2P Payments
eCommerce Payments

Product Features

Mobile Payment

ACH Support
Contactless / NFC
Credit Card Support
Cryptocurrency Support
Debit Card Support
In-App Payments
In-Store Payments
Micropayments
P2P Payments
eCommerce Payments

Online Banking

Brokerage
Cash Management
Chat / Messaging
Credit Card Management
Electronic Statements
Fraud Detection
Loan Management
Marketing Automation
Retail Banking
Single Sign On
Transaction Monitoring

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Alternatives

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