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Average Ratings 0 Ratings

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features
design
support

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Description

Lumino’s platform, known as The Merchant OS, represents a cutting-edge payment processing solution aimed at enhancing the efficiency of modern commerce businesses in managing transactions, safeguarding revenue, and fostering growth through its comprehensive features for both online and in-store sales. It provides a unique zero-fee processing option through a dual pricing model that allows merchants to retain a larger portion of their profits, alongside integrated rewards programs and capabilities for invoicing, recurring billing, ACH transactions, and personalized payment links to streamline the payment collection process. Merchants also gain the advantage of receiving funds on the same day or the following day, benefiting from enterprise-level security measures that protect both financial resources and customer information, advanced analytics that deliver valuable insights into buying patterns and business performance, and effective chargeback management directly accessible from their dashboard. Additionally, Lumino prioritizes a smooth onboarding experience with customized setup services to quickly activate businesses, round-the-clock premium support, and effortless integration with leading POS, e-commerce, and accounting applications. This focus on comprehensive functionality and merchant support ensures that businesses can thrive in an evolving marketplace.

Description

Top Choice Payments stands out as a highly recommended provider of merchant account solutions suitable for various business models, whether they operate in-store, online, or through mobile transactions, earning the trust of small businesses nationwide. Their offerings are not only dependable and user-friendly but also come with competitive rates and the benefit of Next Day Funding. Merchants can accept a wide array of payment methods, including Apple Pay™, Google Pay™, and Samsung Pay™, with rates beginning as low as 0.35%. This flexibility in payment acceptance allows businesses to cater to a diverse customer base effectively.

API Access

Has API No 

API Access

Has API No 

Screenshots View All

Screenshots View All

No images available

Integrations

Apple Pay No 
BigCommerce Yes 
GoHighLevel Yes 
Google Pay No 
Magento Yes 
OpenCart Yes 
PayPal Yes 
QuickBooks Online Yes 
Samsung Pay No 
Shopify Yes 
SkyTab Yes 
Square POS Yes 
Stripe Yes 
Volusion Yes 
Wix Yes 
WooCommerce Yes 
WordPress Yes 

Integrations

Apple Pay Yes 
BigCommerce No 
GoHighLevel No 
Google Pay Yes 
Magento No 
OpenCart No 
PayPal No 
QuickBooks Online No 
Samsung Pay Yes 
Shopify No 
SkyTab No 
Square POS No 
Stripe No 
Volusion No 
Wix No 
WooCommerce No 
WordPress No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Pricing Details

No price information available.
Free Trial Yes 
Free Version Yes 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App Yes 
iPad App Yes 
Android App Yes 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours Yes 
Live Rep (24/7) Yes 
Online Support Yes 

Customer Support

Business Hours Yes 
Live Rep (24/7) Yes 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) Yes 
In Person No 

Types of Training

Training Docs Yes 
Webinars Yes 
Live Training (Online) Yes 
In Person No 

Vendor Details

Company Name

Lumino

Country

United States

Website

golumino.com

Vendor Details

Company Name

Top Choice Payments

Founded

2010

Country

United States

Website

www.topchoicepayments.com

Product Features

Point of Sale

Barcode Scanning No 
Commission Management No 
Cryptocurrency Support No 
Customer Account Profiles No 
Discount Management No 
Electronic Signature No 
Gift Card Management No 
Loyalty Program No 
Multi-Location No 
Restaurant POS No 
Retail POS No 
Returns Management No 
eCommerce Integration No 

Retail Management

CRM No 
Commission Management No 
Email Marketing No 
Employee Management No 
Loyalty Program No 
Mail Order No 
Merchandise Management No 
Multi-Location No 
Order Management No 
Purchase Order Management No 
Reporting/Analytics No 
Returns Management No 
eCommerce No 

Product Features

Payment Processing

ACH Check Transactions Yes 
Bitcoin Compatible Yes 
Debit Card Support Yes 
Gift Card Management Yes 
Mobile Payments Yes 
Online Payments Yes 
POS Transactions Yes 
Receipt Printing Yes 
Recurring Billing Yes 
Signature Capture Yes 

Point of Sale

Barcode Scanning Yes 
Commission Management Yes 
Cryptocurrency Support No 
Customer Account Profiles Yes 
Discount Management Yes 
Electronic Signature Yes 
Gift Card Management Yes 
Loyalty Program Yes 
Multi-Location Yes 
Restaurant POS Yes 
Retail POS Yes 
Returns Management Yes 
eCommerce Integration Yes 

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