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Average Ratings 0 Ratings

Total
ease
features
design
support

No User Reviews. Be the first to provide a review:

Write a Review

Description

Lokta Core serves as an AI-centric loan management platform tailored for banks, NBFCs, and digital lenders aiming to streamline modern lending processes while maintaining control, compliance, and autonomy. It seamlessly integrates AI workflows that your teams are currently experimenting with, including agentic servicing, intelligent collections, and copilots for credit operations, ensuring they operate directly within the same record-keeping system rather than as separate add-ons. For a CXO considering immediate changes, three notable improvements emerge on Monday. Firstly, the speed of product launches significantly increases: new loan offerings and policy modifications can be implemented in mere days instead of taking several months, all thanks to a governance-first and policy-driven framework. Additionally, the overall operational costs decrease as a unified, audit-ready system supplants a patchwork of loan management systems, business rule management systems, collections, and reporting tools. Lastly, the platform is inherently AI-ready; every action taken—whether by an operator, customer, or agent—is governed by policies, enforced by a maker-checker approach, and substantiated with evidence, allowing the AI initiatives your board is inquiring about to be put into practice effectively. Furthermore, Lokta Core offers flexibility in deployment options, allowing you to choose between managed SaaS and single-tenant cloud solutions to best fit your organization's needs. This adaptability ensures that you can optimize your lending operations while making the most of the latest technological advancements.

Description

Totality is an advanced loan management platform designed to enhance lending processes through comprehensive automation, informed decision-making, and a cohesive user interface. By streamlining essential portfolio tasks such as customer interaction, contract management, loan assessments, funding, collections, and marketing initiatives, it significantly minimizes the reliance on manual labor. Users benefit from a sleek, modern dashboard that facilitates the entire loan lifecycle on a single, continuously updating screen, effectively consolidating communication options—whether voice, email, or text—alongside pertinent customer information. The system provides real-time tracking of key performance indicators and customizable mobile alerts, ensuring operators can swiftly respond to changing performance metrics. Additionally, Totality seamlessly integrates with various systems and offers flexible customization, while its licensing model incorporates software updates and dedicated support hours, ensuring there are no hidden costs. With these features, Totality empowers lending professionals to work more efficiently and adapt quickly to evolving market demands.

API Access

Has API No 

API Access

Has API No 

Screenshots View All

No images available

Screenshots View All

Integrations

Authorize.Net No 
Chirp 3 No 
DecisionLogic No 
EDGE No 
Flinks No 
Google Analytics No 
HappyFox No 
LendAPI No 
Mailgun No 
NMI Gateway No 
PAVE No 
Pacer No 
SendGrid No 
Sherpa No 
Zendesk No 
Zero Parallel No 
Zum Rails No 
esendex No 
flex No 
uContact No 

Integrations

Authorize.Net Yes 
Chirp 3 Yes 
DecisionLogic Yes 
EDGE Yes 
Flinks Yes 
Google Analytics Yes 
HappyFox Yes 
LendAPI Yes 
Mailgun Yes 
NMI Gateway Yes 
PAVE Yes 
Pacer Yes 
SendGrid Yes 
Sherpa Yes 
Zendesk Yes 
Zero Parallel Yes 
Zum Rails Yes 
esendex Yes 
flex Yes 
uContact Yes 

Pricing Details

$1000
Free Trial No 
Free Version No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Deployment

Web-Based Yes 
On-Premises Yes 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook Yes 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person No 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) Yes 
In Person No 

Vendor Details

Company Name

Lokta Tech Pvt Ltd

Founded

2025

Country

India

Website

lokta.ai

Vendor Details

Company Name

Totality

Founded

2021

Country

United States

Website

totalitylms.com

Product Features

Product Features

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