Compare Lithic vs. The Card Association

Melio is an accounts payable platform designed to simplify bill payments, improve workflows, and maximize cash flow efficiency for businesses of all sizes. To get started, try all of Melio's features free for 30 days! You can pay vendors online using bank transfers or credit/debit cards—even if they only accept checks—while Melio takes care of the manual tasks. Integrate seamlessly with QuickBooks and Xero to keep your accounting up-to-date. Melio allows you to pay through bank transfer or card, helping you extend your cash flow and gain rewards. Enter vendor or bill details manually, upload, or snap a photo of the invoice—it’s that simple. Schedule payments according to your cash flow plan and let Melio manage them. Additionally, you can pay international vendors in their local currency for services and products. On-the-go? No problem, just get the Melio mobile app on iOS or Android to manage your payments, process approvals, and much more no matter where your business day takes you.

Wallester is an Estonian-licensed financial institution and has been an official Visa partner since 2018, specialising in innovative digital financial solutions and card issuance. We empower companies across the European Economic Area (EEA) and the UK to streamline payments, launch branded cards, and scale efficiently. What we do: 1. White-Label Solution with Embedded Finance Our White-Label solution enables businesses to integrate financial services directly into their platforms - a concept known as embedded finance. This allows companies to launch branded payment cards tailored to their specific needs, enhancing customer experiences and opening new revenue streams. We ensure a swift time-to-market with simplified integration and dedicated support from our implementation team. 2. Wallester Business: Corporate Expense Management Wallester Business is designed to modernise corporate expense management. It provides companies with instant access to virtual and physical Visa cards, streamlining financial processes through a modern app and comprehensive portal. Features include expense tracking, budget analytics, and seamless integration with accounting systems to enhance financial oversight and efficiency. With a diverse team of over 190 professionals located in Estonia, Latvia, France and the United Kingdom, we are dedicated to developing high-quality, profitable products for our clients. Our passion for innovation drives us to improve and adapt to the evolving financial landscape continuously. We aim to elevate businesses by providing the most advanced financial technologies, enabling them to reach new heights in efficiency and growth. We are always open to collaboration and eager to assist companies in navigating the future of finance.

SBS Banking Platform is a flexible, cloud-native solution that empowers financial institutions to scale at their own pace, offering seamless, digital-first experiences anytime and anywhere. As a fully integrated, front-to-back platform, it drives innovation across a wide range of sectors, including retail, corporate, and neobanking. Whether it’s digital and open banking, deposits, payments, lending, or compliance, SBS Banking Platform provides the tools and infrastructure needed for financial institutions across EMEA to stay ahead of the competition. The platform’s versatility allows for tailored solutions, enabling banks to innovate and meet evolving customer demands. Trusted by top-tier banks, SBS Banking Platform is widely recognized by industry leaders such as Gartner, Forrester, NelsonHall, and IBS for its transformative impact on the financial services landscape. Recent accolades, including recognition by Omdia for digital banking, Chartis for regulatory reporting, and NelsonHall for Cloud, SaaS & BPaaS, highlight the platform’s role in driving progress and excellence in the financial sector.

ADManager Plus is an effortless and user-friendly solution for managing and reporting on Windows Active Directory (AD), designed to assist both AD administrators and help desk staff with their daily operations. Featuring a centralized and user-friendly web interface, this software addresses a range of intricate tasks, including the bulk management of user accounts and various AD objects, delegation of role-based access to help desk personnel, and the generation of a comprehensive array of AD reports, many of which are critical for compliance audit purposes. Additionally, this Active Directory tool provides mobile applications that enable AD administrators and technicians to carry out essential user management functions from their smartphones or tablets while on the go. It simplifies the process of creating multiple users and groups in Office 365, managing licenses, establishing Exchange mailboxes, migrating existing mailboxes, setting storage limits, and adding proxy addresses, thereby enhancing overall efficiency. With its robust features, ADManager Plus stands out as a vital asset for organizations aiming to streamline their AD management processes.

Feroot Security is a global leader in AI-powered website and web application compliance and security. Feroot AI protects digital experiences from hidden threats while continuously enforcing compliance with PCI DSS 4.0.1, HIPAA rules on online tracking technologies, CCPA/CPRA, GDPR, CIPA, and over 50 global laws and standards. The Feroot AI Platform replaces manual compliance work and operational overhead with continuous automation. What once required months of effort across security, engineering, and legal teams can now be deployed in minutes, delivering real-time protection and audit-ready evidence. Feroot unifies critical capabilities into a single platform, including JavaScript behavior analysis, web compliance scanning, third-party script monitoring, consent enforcement, and data privacy posture management. It is purpose-built to detect and stop web-based threats such as Magecart, formjacking, e-skimming, and unauthorized tracking on high-risk assets like payment pages, login flows, iframes, and healthcare portals. Trusted by Fortune 500 enterprises, healthcare providers, retailers, SaaS platforms, utilities, payment service providers, universities, and public sector organizations, Feroot safeguards hundreds of millions of users worldwide. Feroot AI solutions include PaymentGuard AI, HealthData Shield AI, AlphaPrivacy AI, CodeGuard AI, and MobileGuard AI. Visit feroot for more information.

Source Defense is an essential element of web safety that protects data at the point where it is entered. Source Defense Platform is a simple, yet effective solution to data security and privacy compliance. It addresses threats and risks that arise from the increased use JavaScript, third party vendors, and open source code in your web properties. The Platform offers options for securing code as well as addressing an ubiquitous gap in managing third-party digital supply chains risk - controlling actions of third-party, forth-party and nth-party JavaScript that powers your website experience. Source Defense Platform provides protection against all types of client-side security incidents, including keylogging, formjacking and digital skimming. Magecart is also protected. - by extending the web security beyond the browser to the server.

c/side: The Client-Side Platform for Cybersecurity, Compliance, and Privacy Monitoring third-party scripts effectively eliminates uncertainty, ensuring that you are always aware of what is being delivered to your users' browsers, while also enhancing script performance by up to 30%. The unchecked presence of these scripts in users' browsers can lead to significant issues when things go awry, resulting in adverse publicity, potential legal actions, and claims for damages stemming from security breaches. Compliance with PCI DSS 4.0.1, particularly sections 6.4.3 and 11.6.1, requires that organizations handling cardholder data implement tamper-detection measures by March 31, 2025, to help prevent attacks by notifying stakeholders of unauthorized modifications to HTTP headers and payment information. c/side stands out as the sole fully autonomous detection solution dedicated to evaluating third-party scripts, moving beyond reliance on merely threat feed intelligence or easily bypassed detections. By leveraging historical data and artificial intelligence, c/side meticulously analyzes the payloads and behaviors of scripts, ensuring a proactive stance against emerging threats. Our continuous monitoring of numerous sites allows us to stay ahead of new attack vectors, as we process all scripts to refine and enhance our detection capabilities. This comprehensive approach not only safeguards your digital environment but also instills greater confidence in the security of third-party integrations.

Jscrambler is the leader in Client-Side Security, protecting the code, data, and digital interactions that power today’s modern web applications. Modern applications are changing rapidly as development teams adopt AI-generated code, rely on third-party software components, and embed AI-powered agents into digital experiences. Meanwhile, sensitive information is increasingly created and processed in the browser itself. This creates a critical gap in enterprise security: organizations need to govern not only what code enters an application, but how that code, scripts, and data behave when the application runs. Jscrambler closes that gap with a Client-Side Security Platform built around its Behavioral Enforcement Core. The platform continuously monitors and enforces how application code, including AI-generated code, third-party scripts, AI agents, and sensitive data behave in the browser. By enforcing software integrity and data governance at runtime, Jscrambler gives organizations control at the point where code executes and data is created—before sensitive information can be exposed or transmitted. Organizations across retail, financial services, travel, healthcare, and other industries use Jscrambler to detect and stop client-side attacks, protect against risks introduced by AI-developed and third-party code, control AI-driven data flows, and strengthen compliance with requirements including PCI DSS, GDPR, HIPAA, CIPA, CCPA, and the EU AI Act.

ADAudit Plus enhances the security and compliance of your Windows Server environment by delivering comprehensive insights into all operational activities. It offers a detailed overview of modifications made to Active Directory (AD) resources, encompassing AD objects and their respective attributes, group policies, and more. By conducting thorough AD audits, organizations can identify and mitigate insider threats, misuse of privileges, and other signs of potential security breaches, thereby bolstering their overall security framework. The tool enables users to monitor intricate details within AD, including entities such as users, computers, groups, organizational units (OUs), group policy objects (GPOs), schemas, and sites, along with their associated attributes. Furthermore, it tracks user management activities like the creation, deletion, password resets, and alterations in permissions, providing insights into the actions taken, the responsible individuals, the timing, and the originating locations. Additionally, it allows organizations to monitor the addition or removal of users from security and distribution groups, ensuring that access privileges are kept to the necessary minimum, which is critical for maintaining a secure environment. This level of oversight is vital for proactive security management and compliance adherence.

Compliance work eats engineering time. Hyperproof exists to give that time back by automating the parts of GRC that don't need a human: pulling evidence out of GitHub, Jira, ServiceNow, Snyk, and cloud storage on a schedule, running recurring tests against high-frequency controls, and kicking off a task automatically the moment something fails instead of waiting for the next audit cycle to find out. Under the hood, Hyperproof maps one control to 160+ frameworks (SOC 2, ISO 27001, HIPAA, NIST, and others), so a control tested once can satisfy several standards instead of forcing teams to rebuild the same work per framework. AI agents handle the first pass on evidence review and gap-flagging, leaving humans to make the actual judgment calls rather than hunting down documentation. Teams using it report cutting audit prep by roughly 350 hours a year, a 66% drop in duplicate controls, and about $150K saved annually on control orchestration. It also scales to messier org charts, with the ability to scope controls by business unit or entity instead of flattening everything into one program. Built in 2018 out of the Seattle area, Hyperproof is used by engineering and security-heavy orgs like Reddit, Fortinet, Appian, and Outreach that are tired of treating compliance as a manual, spreadsheet and email process and want it to run more like the rest of their infrastructure: automated, monitored, and auditable.