Average Ratings 0 Ratings
Average Ratings 3 Ratings
Description
The product setup, policy design, underwriting, servicing, and claims management are all flexible and parameter-driven, eliminating the need for any IT programming. It accommodates both unit-linked and traditional product lines for individual and group business, managing the entire policy lifecycle from quotation right through to claims. Additionally, it features automated payment options such as direct credit, telegraphic transfer, or cheque printing for claims and commissions, complete with predefined authorization limits. A double-entry ledger is utilized for all financial transactions, providing detailed margin analysis and a standard automated interface to corporate ledgers. The system supports multiple languages, including Arabic, tailored to user or client preferences for both input screens and outgoing communications, including emails. Furthermore, clients and brokers can independently manage their services online, facilitating straight-through processing for new business. The workflow is enhanced by RAG-rated "to-do" lists for individual operators, allowing for comprehensive monitoring and task management. This creates an efficient ecosystem that not only streamlines operations but also improves user experience significantly.
Description
Zemam is a comprehensive, cloud-centric ERP solution designed specifically for small and medium enterprises in Egypt and the MENA region, focusing on Arabic users. Its infrastructure is built on a robust IFRS-compliant, double-entry accounting system that seamlessly integrates Egyptian VAT and direct e-invoicing through the Egyptian ETA, while maintaining a full audit trail. The retail and restaurant point-of-sale (POS) system operates entirely offline and synchronizes automatically, ensuring that sales operations remain uninterrupted. Inventory management is flexible, allowing for costing methods like WAC or FIFO, and includes tracking for batches and expiry dates across various warehouses and branches. Real-time posting to a unified general ledger covers various functions, including sales, purchases, treasury operations, cheque management, installments, and multi-currency handling under IAS 21, alongside features for manufacturing, fixed assets management, human resources, payroll, and customer relationship management. A nearly complete mobile application and a desktop POS system enhance Zemam's usability both in the field and at checkout counters. With an RTL Arabic-first interface, which also supports English, Zemam incorporates multi-tenant data isolation, role-based access permissions, and structured approval workflows. Users can easily import their data via Excel, supported by onboarding assistance, and can begin using the platform for free without the need for a credit card, making it an accessible option for businesses in the region. Additionally, Zemam’s commitment to user-friendly design means that even those new to ERP systems can navigate its functionalities with ease.
API Access
Has API
No
API Access
Has API
Yes
Integrations
ChatGPT
No
Claude
No
Pricing Details
No price information available.
Free Trial
No
Free Version
No
Pricing Details
$25/month
Zemam uses modular subscription pricing — you pay only for what you use.
The Core plan (Accounting, Sales, Purchases, and Inventory) starts at
1,500 EGP/month (~$30) and includes 3 users, 1 branch, and 1 warehouse.
Optional add-on modules can be added as needed: Point of Sale, HR &
Payroll, Multi-currency, Installments & Cheques, and Fixed Assets.
Extra users, branches, warehouses, and POS terminals are billed per unit.
Annual billing includes 2 months free. A free trial is available.
The Core plan (Accounting, Sales, Purchases, and Inventory) starts at
1,500 EGP/month (~$30) and includes 3 users, 1 branch, and 1 warehouse.
Optional add-on modules can be added as needed: Point of Sale, HR &
Payroll, Multi-currency, Installments & Cheques, and Fixed Assets.
Extra users, branches, warehouses, and POS terminals are billed per unit.
Annual billing includes 2 months free. A free trial is available.
Free Trial
Yes
Free Version
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
No
iPad App
No
Android App
No
Windows
No
Mac
No
Linux
No
Chromebook
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
Yes
iPad App
Yes
Android App
Yes
Windows
Yes
Mac
Yes
Linux
Yes
Chromebook
No
Customer Support
Business Hours
Yes
Live Rep (24/7)
No
Online Support
Yes
Customer Support
Business Hours
Yes
Live Rep (24/7)
Yes
Online Support
Yes
Types of Training
Training Docs
No
Webinars
No
Live Training (Online)
No
In Person
No
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
Yes
In Person
Yes
Vendor Details
Company Name
FIT
Founded
1990
Country
United Kingdom
Website
www.fitltd.com
Vendor Details
Company Name
Zemam
Founded
2026
Country
Egypt
Website
getzemam.com
Product Features
Insurance Policy
Cancellation Tracking
Yes
Claims Tracking
Yes
Policy Generation
Yes
Policy Issuance
Yes
Policy Processing
Yes
Quotes / Estimates
No
Rating Engine
Yes
Reinstatement Tracking
Yes
Reinsurance Administration
Yes
Renewal Management
Yes
Underwriting Management
Yes
Product Features
ERP
Accounting Integration
Yes
Accounting Management
Yes
CRM
Yes
Dashboard
Yes
Distribution Management
No
Enterprise Asset Management
No
Financial Management
Yes
HR Management
Yes
Inventory Management
Yes
Order Management
Yes
Project Management
No
Purchase Order Management
Yes
Purchasing
Yes
Reporting/Analytics
Yes
Sales Management
Yes
Supply Chain Management
No
Warehouse Management
Yes