Average Ratings 3 Ratings

Total
ease
features
design
support

Average Ratings 5 Ratings

Total
ease
features
design
support

Description

Utilizing financial data has never been simpler. Accelerate the development and expansion of your financial applications with IEX Cloud. It's the most straightforward method to create financial solutions. Gain access to institutional-quality data, featuring real-time and historical stock prices, fundamental information, forex, cryptocurrencies, and much more – all available through a single API. Enjoy comprehensive coverage of the U.S. market with over 95,000 securities at your fingertips. With just one subscription, you can unlock a variety of datasets without being tied to lengthy contracts or hefty upfront fees. Access the information you require within minutes using a user-friendly API, allowing you to concentrate on your development efforts. All the crucial financial data you need is conveniently located in one place, accessible whenever and wherever you require it. No programming skills are needed, and you can also tap into Premium Datasets provided by a growing network of curated partners. Choose your preferred method of integration to ensure seamless compatibility with the other tools in your workflow. Our high-performance architecture is designed to support rapid growth and scalability for enterprises. With a naturally reliable platform, you can focus on building your projects while minimizing concerns about data integrity and performance. This allows you to innovate freely and efficiently in the fast-paced world of finance.

Description

Plaid is a global fintech infrastructure platform that enables businesses and consumers to securely connect to financial data and services. Through APIs that connect to more than 12,000 financial institutions across 20+ countries, Plaid operates the world’s largest open banking data network. By removing the complexity of direct bank integrations, Plaid enables developers, financial institutions, and enterprises to build secure, user-friendly, and conversion-optimized financial products. Plaid powers payments, lending, identity verification, fraud prevention, and personal finance applications. Today, more than 100 million people worldwide, including half of U.S. adults, have relied on Plaid through their connections to over 7,000 apps and services. Plaid supports a wide range of industries and financial workflows, including: Banks & credit unions, Payouts streamline disbursements, and Pay by Bank supports direct consumer-to-business payments for recurring bills, subscriptions, and eCommerce, Mortgages & lending, Government & public sector programs, Property management, Gaming, Crypto & Digital Assets, Business finances, and Wealth Management. Customers include Venmo, Robinhood, Rocket, Carvana, Affirm, Invitation Homes, and many more. Plaid is built with enterprise-grade encryption, continuous monitoring, and regulatory compliance, including PSD2 in Europe and FCA requirements in the UK. Plaid does not hold funds but enables secure data transfer and payment initiation. Plaid provides trusted infrastructure across payments, identity verification, fraud prevention, account connectivity, and open banking. With scale, security, and mobile-first design, Plaid helps businesses create seamless and secure financial experiences for millions of consumers worldwide.

API Access

Has API Yes 

API Access

Has API Yes 

Screenshots View All

Screenshots View All

Integrations

Unqork Yes 
Adaptive No 
Centerbase No 
Cloudsquare Broker No 
Feathery No 
FloatMe No 
Gusto No 
HES LoanBox No 
Ikigai No 
Infinant Interlace Platform No 
Jack Henry Payments No 
KnotAPI No 
LendFoundry No 
Modern.ai No 
TRESIO No 
Truework No 
Tuo No 
Unit No 
i2c No 
uLawPractice No 

Integrations

Unqork Yes 
Adaptive Yes 
Centerbase Yes 
Cloudsquare Broker Yes 
Feathery Yes 
FloatMe Yes 
Gusto Yes 
HES LoanBox Yes 
Ikigai Yes 
Infinant Interlace Platform Yes 
Jack Henry Payments Yes 
KnotAPI Yes 
LendFoundry Yes 
Modern.ai Yes 
TRESIO Yes 
Truework Yes 
Tuo Yes 
Unit Yes 
i2c Yes 
uLawPractice Yes 

Pricing Details

$9 per month
Free Trial No 
Free Version Yes 

Pricing Details

Free
Test for free
Free Trial No 
Free Version Yes 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App Yes 
iPad App Yes 
Android App Yes 
Windows Yes 
Mac Yes 
Linux No 
Chromebook No 

Customer Support

Business Hours No 
Live Rep (24/7) No 
Online Support Yes 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support No 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person No 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person Yes 

Vendor Details

Company Name

IEX Cloud

Founded

2012

Country

United States

Website

iexcloud.io

Vendor Details

Company Name

Plaid

Founded

2013

Country

United States

Website

plaid.com

Product Features

Financial Reporting

"What If" Scenarios No 
Audit Trail No 
Balance Sheet No 
Cash Management No 
Consolidation / Roll-Up No 
Forecasting No 
General Ledger No 
Income Statements No 
Multi-Company No 
Multi-Department / Project No 
Profit / Loss Statement No 

Product Features

Authentication

Biometric No 
Credential Management No 
Knowledge-Based Authentication No 
Mobile Authentication No 
Multifactor Authentication No 
Out-of-Band Authentication No 
Policy Management No 
Self Service Portal No 
Single Sign On No 
Social Sign On No 

Bank Verification

Plaid provides a comprehensive range of modular products designed to enhance account linking, risk management, and money transfer processes, ensuring that bank payments are more effective and scalable than ever before. The company features a complete lineup of Auth solutions, including instant Auth that covers 95% of U.S. bank accounts and database Auth for extended access. Additionally, Plaid's Identity tool helps confirm account ownership. The Signal platform, focused on payment risk, offers options for real-time balance verification or machine learning-based transaction risk assessments, all accessible via a hosted rules engine with a user-friendly no-code interface for immediate action on risk insights. Transfer, Plaid's versatile payment solution, accommodates various methods such as ACH, RTP, FedNow, and Request for Payment, with integrated risk decision-making through Signal. This all-in-one suite simplifies account connectivity, risk management, and secure money movement.

Banking

ATM Management No 
Compliance Tracking No 
Corporate Banking No 
Credit Card Management Yes 
Credit Union No 
Investment Banking Yes 
Multi-Branch Yes 
Online Banking Yes 
Private Banking No 
Retail Banking No 
Risk Management Yes 
Securities Management No 
Transaction Monitoring Yes 

Financial Reporting

"What If" Scenarios No 
Audit Trail No 
Balance Sheet No 
Cash Management No 
Consolidation / Roll-Up No 
Forecasting No 
General Ledger No 
Income Statements No 
Multi-Company No 
Multi-Department / Project No 
Profit / Loss Statement No 

Financial Risk Management

Compliance Management No 
Credit Risk Management No 
For Hedge Funds No 
Liquidity Analysis No 
Loan Portfolio Management No 
Market Risk Management No 
Operational Risk Management No 
Portfolio Management No 
Portfolio Modeling No 
Risk Analytics Benchmarks No 
Stress Tests No 
Value At Risk Calculation No 

Financial Services

Analytics Yes 
Branch Optimization Yes 
Channel Management Yes 
Compliance Management Yes 
Customer Engagement Yes 
Performance Management No 
Risk Management Yes 

Fraud Detection

Plaid provides an extensive suite of tools designed to verify identities and mitigate fraudulent activities. Its Identity Verification (IDV) feature empowers clients to authenticate their users through various methods, including document verification, liveness checks, and validation against reliable data sources. The Monitor service allows clients to identify if their users appear on government watchlists, employing screening for sanctions, politically exposed persons (PEPs), and other watchlists to ensure compliance with anti-money laundering regulations. Additionally, Plaid Protect serves as an AI-driven fraud detection platform that safeguards the entire user experience—from initial contact to transaction completion. Leveraging a network that connects over a billion devices across more than 7,000 applications, Protect equips businesses with the tools needed to combat complex fraud scenarios, such as account takeover (ATO), first-party fraud, and synthetic identity theft.

Access Security Management No 
Check Fraud Monitoring No 
Custom Fraud Parameters No 
For Banking No 
For Crypto No 
For Insurance Industry No 
For eCommerce No 
Internal Fraud Monitoring No 
Investigator Notes No 
Pattern Recognition No 
Transaction Approval No 

Identity Verification

Plaid provides a robust suite of tools designed to verify identities and minimize fraud risk. Their Identity Verification (IDV) service enables businesses to authenticate users through a combination of document validation, liveness checks, and verification against trusted data sources. Additionally, the Monitor feature assists clients in identifying customers who may appear on government watchlists, incorporating sanction, Politically Exposed Persons (PEP), and watchlist screenings to ensure compliance with anti-money laundering regulations. Moreover, Plaid Protect is an advanced AI-driven fraud intelligence system that aims to identify and prevent fraudulent activities throughout the entire customer journey—from initial engagement to transaction completion. Leveraging Plaid’s extensive network of over a billion device connections across more than 7,000 applications, Protect empowers businesses to combat serious fraud challenges, including account takeover (ATO) incidents, first-party fraud, and synthetic identity theft.

Loan Servicing

The Plaid Consumer Report equips lenders with FCRA-compliant cash flow information, delivering valuable insights into income, asset verification, and up-to-the-minute account activity to facilitate more assured decision-making. By utilizing Plaid’s distinctive network insights, lenders acquire a comprehensive understanding of a borrower's financial health that can be applied across the entire lending process. Featuring a market-ready risk assessment tool - Plaid LendScore - financial organizations can enhance their underwriting precision, approve more suitable applicants, and minimize losses through informed, data-centric evaluations.

Accounting Management No 
Amortization Schedule No 
Application Management No 
Auto Loans No 
Automatic Funds Distribution No 
Business Loans No 
Collateral Tracking No 
Collections Management No 
Compliance Management No 
Construction Loans No 
Customer Database No 
Fee Management No 
Investor Management No 
Loan Processing No 
Student Loans No 

Mobile Banking

Bill Payment No 
Biometric No 
Cash Management No 
Chat / Messaging No 
Cross Selling Functionality No 
Digital Wallet No 
P2P Payments No 
Remote Deposit No 
SMS Banking No 
Transaction Monitoring No 
Voice Banking No 

Online Banking

Brokerage No 
Cash Management Yes 
Chat / Messaging No 
Credit Card Management No 
Electronic Statements No 
Fraud Detection Yes 
Loan Management Yes 
Marketing Automation No 
Retail Banking Yes 
Single Sign On Yes 
Transaction Monitoring Yes 

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