Average Ratings 0 Ratings

Total
ease
features
design
support

No User Reviews. Be the first to provide a review:

Write a Review

Average Ratings 0 Ratings

Total
ease
features
design
support

No User Reviews. Be the first to provide a review:

Write a Review

Description

Higson is an advanced business rules engine that empowers organizations to efficiently handle intricate decision-making processes and streamline rule-based operations with rapid execution speeds and a user-friendly interface tailored for business users. By decoupling business rules from application code, it enables users to easily configure products, pricing structures, and decision logic via a web-based Studio without needing extensive programming skills, thereby minimizing dependence on developers and expediting the time to market. Features such as sophisticated version control, a user-friendly tree-structured rule editor, and validation tools like the tester and mass tester ensure that changes can be rigorously tested before they go live. Higson also includes capabilities for visual rule modeling, integration with AI models, decision tables, and Groovy functions, while supporting import/export functionalities with Excel. Furthermore, it facilitates integration with existing systems using REST or Java APIs, and it securely stores configurations in widely-used SQL databases. The runtime engine is specifically engineered for real-time decision-making, adeptly processing thousands of API calls per second along with managing extensive datasets, ensuring that organizations can respond swiftly to evolving business needs. Ultimately, Higson enhances operational efficiency and agility, enabling organizations to thrive in a rapidly changing environment.

Description

LendAPI is an exceptionally adaptable, infrastructure-first platform for lending and financial services that provides organizations the ability to create, launch, and expand custom credit solutions without the limitations imposed by outdated systems. Its Product Studio features a user-friendly no-code interface that allows for the swift design and publication of new lending products within days, while the Decision Engine, Rules Studio, and integrated Pricing Engine facilitate real-time updates to dynamic rule configurations, underwriting processes, and pricing strategies. The platform is equipped with essential modules for Loan Origination and Loan Management and supports various embedded finance scenarios, including point-of-sale financing, Buy Now Pay Later (BNPL) options, real-estate loans, and virtual card services. In addition, it boasts extensive integrations with KYC/KYB compliance, credit bureau information, fraud detection tools, and document automation systems. With over 270 pre-built integrations and a fully API-driven framework, LendAPI empowers fintech companies, banks, and retailers to significantly reduce manual review processes by approximately 30%, enhancing overall efficiency and responsiveness in financial transactions. This innovative approach positions LendAPI as a key player in the evolution of modern lending practices.

API Access

Has API Yes 

API Access

Has API Yes 

Screenshots View All

Screenshots View All

Integrations

Amazon Web Services (AWS) Yes 
Apache Groovy Yes 
Azure SQL Database Yes 
Equifax BusinessConnect No 
Java Yes 
Microsoft Excel Yes 
MySQL Yes 
ONNX Yes 
Oracle Database Yes 
Pave No 
Plaid No 
PostgreSQL Yes 
Totality No 
TransUnion TruContact No 

Integrations

Amazon Web Services (AWS) No 
Apache Groovy No 
Azure SQL Database No 
Equifax BusinessConnect Yes 
Java No 
Microsoft Excel No 
MySQL No 
ONNX No 
Oracle Database No 
Pave Yes 
Plaid Yes 
PostgreSQL No 
Totality Yes 
TransUnion TruContact Yes 

Pricing Details

$10,000 per year
Free Trial No 
Free Version No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours No 
Live Rep (24/7) No 
Online Support Yes 

Customer Support

Business Hours No 
Live Rep (24/7) No 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person No 

Types of Training

Training Docs Yes 
Webinars Yes 
Live Training (Online) Yes 
In Person No 

Vendor Details

Company Name

Decerto

Founded

2006

Country

Poland

Website

www.higson.io

Vendor Details

Company Name

LendAPI

Founded

2024

Country

United States

Website

www.lendapi.com

Product Features

Business Rules Management Systems (BRMS)

Access Control / Permissions No 
Code Development Environment No 
Deploy Across Platforms No 
Flexible Hosting Options No 
Lifecycle Management No 
No Code Development No 
Simulation No 
Validation Tools No 

Product Features

Loan Origination

Amortization Schedule No 
Audit Trail No 
Closing Documents No 
Compliance Management No 
Customer Database No 
Digital Signature No 
Document Management No 
Fee Management No 
Loan Processing No 
Online Application No 

Alternatives

LogicGem Reviews

LogicGem

Catalyst Development Corporation

Alternatives

Drools Reviews

Drools

Red Hat
Roopya Reviews

Roopya

Geoalgo Technologies Private Limited
Code Effects Reviews

Code Effects

Code Effects Software
lend.ezee Reviews

lend.ezee

Ezee.ai
Leapter Reviews

Leapter

Leapter GmbH
Lend.In Reviews

Lend.In

Kuliza Technologies