Average Ratings 1 Rating

Total
ease
features
design
support

Average Ratings 0 Ratings

Total
ease
features
design
support

No User Reviews. Be the first to provide a review:

Write a Review

Description

Discover the ultimate solution for boosting your cryptocurrency investments. While the crypto landscape can experience significant ups and downs, your assets need not follow suit. Our expertise in cryptocurrency ensures that you can maximize your earnings effectively. Rather than merely reacting to market changes, we take proactive measures to capitalize on them. By simply adding crypto to your portfolio, you can enjoy annual returns of up to 8%, all without any hidden fees. Your assets remain secure while accruing daily interest. Many industry players rely on a deposit-lending model, where your potential earnings are contingent on what borrowers repay. Currently, lending rates have been declining, which in turn diminishes the earnings potential available elsewhere. However, at Haru, we differentiate ourselves by investing your deposits directly, thereby minimizing risk and allowing your earnings to surpass those offered by competitors. Our approach involves diversifying your investments across multiple strategies, effectively transforming market volatility into lucrative opportunities. With us, you can confidently navigate the ever-changing crypto market and watch your assets thrive.

Description

Leverage your cryptocurrency assets as collateral to secure a loan through the SpectroCoin lending platform, which accommodates various currencies including euros, Bitcoin, and Ethereum. Our service supports loan-to-value (LTV) ratios ranging from 25% to 75%. Opting for a higher LTV can be riskier, but it provides clients with the opportunity to access larger loan amounts based on their crypto collateral. We customize our offerings to meet the individual needs of each client, allowing you to obtain a crypto credit starting from as little as 25 EUR and going up to an impressive 1 million EUR. With banker tokens, known as BNK, you can benefit from reduced interest rates while saving and earning simultaneously. We pride ourselves on offering competitive loan terms with complete transparency, ensuring there are no hidden charges. You have the flexibility to choose when to repay your loan, as long as it is settled before the maturity date. Simply deposit your assets in the currency corresponding to your chosen collateral, specify the desired withdrawal amount, LTV, and collateral type, and your funds will be transferred directly to your account without hassle. Our platform is designed to provide you with a seamless lending experience that caters to your financial preferences.

API Access

Has API No 

API Access

Has API Yes 

Screenshots View All

Screenshots View All

Integrations

Koinly Yes 
BitGo Yes 
Bitcoin No 
CoinLedger No 
Ethereum No 

Integrations

Koinly Yes 
BitGo No 
Bitcoin Yes 
CoinLedger Yes 
Ethereum Yes 

Pricing Details

No price information available.
Free Trial Yes 
Free Version No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App Yes 
iPad App Yes 
Android App Yes 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours No 
Live Rep (24/7) Yes 
Online Support Yes 

Customer Support

Business Hours Yes 
Live Rep (24/7) Yes 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person No 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person No 

Vendor Details

Company Name

Haru

Founded

2019

Website

haruinvest.com

Vendor Details

Company Name

SpectroCoin

Founded

2013

Country

Lithuania

Website

spectrocoin.com/en/crypto-loans.html

Product Features

Alternatives

Alternatives

BitLoan Reviews

BitLoan

HyperPay
Inlock Reviews

Inlock

Income Locker