Average Ratings 10 Ratings
Average Ratings 0 Ratings
Description
HES LoanBox empowers lending businesses with a fully digital, customizable lending ecosystem that automates complex processes from onboarding to collections. Lenders can deploy online applications, borrower portals, and mobile apps that allow customers to manage loans, payments, and documents without visiting a physical branch. The platform accelerates credit decisions by combining AI-driven scoring, machine-learning risk detection, and instant KYC verification. With built-in workflows, role-based permissions, and e-signature support, LoanBox reduces manual workloads and enhances operational transparency. Real-time notifications, payment schedules, and unified borrower profiles help maintain customer engagement and reduce delinquency rates. Loan officers benefit from smart task management, automated calculations, and detailed reporting tools that support data-driven decisions. HES LoanBox integrates effortlessly with payment providers, third-party services, and financial tools to extend functionality without disrupting existing systems. Designed for alternative lending, POS finance, SME lending, auto loans, and microfinance, it adapts to a wide range of business models.
Description
Minervian AI serves as a web-based platform for underwriting commercial real estate aimed at various stakeholders such as brokers, lenders, developers, private equity firms, and sponsors involved in acquisitions. Users can easily upload a range of documents, including offering memorandums, rent rolls, spreadsheets, and PDFs, or they can articulate their deals using straightforward language. The AI technology efficiently extracts critical transaction information, proposes assumptions, and identifies any gaps in the data provided. A robust financial engine generates detailed lease-level forecasts, operational cash flows, expense recoveries, schedules for debt and refinancing, equity waterfalls, as well as calculations for both levered and unlevered returns. This versatile platform accommodates a variety of asset types, including office, lab, industrial, retail, and market-rate multifamily properties, catering to various transaction strategies such as development, core, and value-add investments. Users have the capability to model properties, modify assumptions using simple language, and easily export their models and schedules to Excel, facilitating seamless investment and lending processes. The platform offers a complimentary plan that allows for five lifetime deals, while the premium CRE Pro plan enhances this with additional deal allowances and AI usage. Minervian AI streamlines the underwriting process, making it accessible and efficient for users across the commercial real estate sector.
API Access
Has API
Yes
API Access
Has API
No
Integrations
Docusign
Yes
Mailchimp
Yes
Microsoft Excel
Yes
Plaid
Yes
QuickBooks Online
Yes
QuickBooks Online Advanced
Yes
Salesforce
Yes
Stripe
Yes
VoPay
Yes
Integrations
Docusign
No
Mailchimp
No
Microsoft Excel
No
Plaid
No
QuickBooks Online
No
QuickBooks Online Advanced
No
Salesforce
No
Stripe
No
VoPay
No
Pricing Details
No price information available.
Free Trial
Yes
Free Version
No
Pricing Details
$25/user/month
The Free plan costs $0 and includes five lifetime deals, 5 million input tokens, and 500,000 output tokens, with no expiry. CRE Pro costs $25 per seat per month and includes 15 deals, 5 million input tokens, and 1 million output tokens per account each month; these allowances are shared across seats. Additional usage costs $7.50 per deal, $5 per million input tokens, and $25 per million output tokens.
Free Trial
Yes
Free Version
Yes
Deployment
Web-Based
Yes
On-Premises
Yes
iPhone App
No
iPad App
No
Android App
No
Windows
No
Mac
No
Linux
No
Chromebook
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
No
iPad App
No
Android App
No
Windows
No
Mac
No
Linux
No
Chromebook
No
Customer Support
Business Hours
No
Live Rep (24/7)
No
Online Support
Yes
Customer Support
Business Hours
No
Live Rep (24/7)
No
Online Support
Yes
Types of Training
Training Docs
Yes
Webinars
Yes
Live Training (Online)
Yes
In Person
Yes
Types of Training
Training Docs
No
Webinars
No
Live Training (Online)
No
In Person
No
Vendor Details
Company Name
HES FinTech
Founded
2012
Country
Lithuania
Website
hesfintech.com/platform/
Vendor Details
Company Name
Minervian AI
Founded
2025
Country
United States
Website
minervianai.com
Product Features
Commercial Loan
Asset Management
Yes
Audit Trail
Yes
Complex Debt Structures
Yes
Dashboard
Yes
Document Management
Yes
Exposure Management
Yes
Lead Management
Yes
Pipeline Management
Yes
Risk Management
Yes
Trend Analysis
Yes
Loan Origination
Amortization Schedule
Yes
Audit Trail
Yes
Closing Documents
Yes
Compliance Management
Yes
Customer Database
Yes
Digital Signature
Yes
Document Management
Yes
Fee Management
Yes
Loan Processing
Yes
Online Application
Yes
Loan Servicing
Accounting Management
Yes
Amortization Schedule
Yes
Application Management
Yes
Auto Loans
Yes
Automatic Funds Distribution
Yes
Business Loans
Yes
Collateral Tracking
Yes
Collections Management
Yes
Compliance Management
Yes
Construction Loans
Yes
Customer Database
Yes
Fee Management
Yes
Investor Management
Yes
Loan Processing
Yes
Student Loans
Yes