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Average Ratings 0 Ratings

Total
ease
features
design
support

No User Reviews. Be the first to provide a review:

Write a Review

Description

Customer operations in finance runs on slow, manual processes: disputes that sit in queues for weeks, KYC checks that stall on missing documents, lending queries that bounce between teams. Gradient Labs builds specialist AI agents that take on this work end to end. Each agent, from Lending to Disputes to KYC, owns its full case and comes with frontline support across voice, chat, and email, so nothing gets dropped between the front line and the back office. The company was founded by the team behind Monzo's AI and built for financial services from the ground up, with the compliance demands of a regulated industry designed in from day one. Wise, Current, and Zego run its agents in production, in some of the largest AI deployments in the industry. Against human teams, the agents score higher on CSAT and QA, and have never lost on resolution rate.

Description

Hay.chat is a source-available AI customer service platform built on the Model Context Protocol. It handles the repetitive stuff (order status, refund requests, address changes) on its own, and routes complex or VIP queries straight to your support team. You write playbooks in plain language to control what gets resolved automatically and what gets escalated. The architecture splits LLM reasoning from action execution. When the AI decides a refund should be processed or a record updated, a separate validation layer checks the decision before anything gets touched. Destructive operations go through two-stage confidence scoring. Connects to the tools e-commerce and SaaS teams already run: Shopify, WooCommerce, Zendesk, HubSpot, Stripe, and others. No visual flow builders. Full source code available for audit under the Hay Community Licence v1.0 (source-available, not OSI-approved open source). EU-hosted on DigitalOcean, Ireland and Amsterdam regions. Self-hosted deployment is an option. AI resolutions bundled into flat monthly tiers, not billed per resolution. Covers WhatsApp, Instagram, web chat, and email. Multilingual. From €50/month. 30-day free trial, no credit card required.

API Access

Has API Yes 

API Access

Has API No 

Screenshots View All

Screenshots View All

Integrations

Zendesk Yes 
Dialpad Connect Yes 
Dixa Yes 
Freshcaller Yes 
Freshchat Yes 
Freshdesk Yes 
HubSpot CRM No 
Intercom Yes 
LiveChat Yes 
Magento No 
Salesforce Yes 
Shopify No 
Stripe No 
Talkdesk Yes 
Twilio Yes 
WhatsApp No 
WooCommerce No 

Integrations

Zendesk Yes 
Dialpad Connect No 
Dixa No 
Freshcaller No 
Freshchat No 
Freshdesk No 
HubSpot CRM Yes 
Intercom No 
LiveChat No 
Magento Yes 
Salesforce No 
Shopify Yes 
Stripe Yes 
Talkdesk No 
Twilio No 
WhatsApp Yes 
WooCommerce Yes 

Pricing Details

Charges per case fully resolved by the AI agent
Free Trial Yes 
Free Version No 

Pricing Details

€50/month
30-day free trial. No credit card required.
Free Trial Yes 
Free Version No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Customer Support

Business Hours No 
Live Rep (24/7) No 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) Yes 
In Person Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) Yes 
In Person No 

Vendor Details

Company Name

Gradient Labs

Founded

2023

Country

United Kingdom

Website

gradient-labs.ai/

Vendor Details

Company Name

Hay.chat

Founded

2025

Country

Portugal

Website

hay.chat

Product Features

Chatbot

Call to Action Yes 
Context and Coherence Yes 
Human Takeover Yes 
Inline Media / Videos Yes 
Machine Learning Yes 
Natural Language Processing Yes 
Payment Integration Yes 
Prediction Yes 
Ready-made Templates Yes 
Reporting / Analytics Yes 
Sentiment Analysis Yes 
Social Media Integration No 

Product Features

Chatbot

Call to Action No 
Context and Coherence Yes 
Human Takeover Yes 
Inline Media / Videos No 
Machine Learning No 
Natural Language Processing Yes 
Payment Integration Yes 
Prediction No 
Ready-made Templates No 
Reporting / Analytics Yes 
Sentiment Analysis Yes 
Social Media Integration Yes 

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