Average Ratings 0 Ratings
Average Ratings 0 Ratings
Description
The AI-powered budgeting app that helps you save money at all your favourite retailers. Connect your bank accounts using open banking, set budgeting and savings goals and get cashback on everything you buy at 200+ partner retailers. Plus, chat to Gains - your AI-powered financial assistant to find out exactly where your money is going and how to make the most of it.
Chatting with your money saves 30 mins a week
Say goodbye to spreadsheets. Chat with your new financial best mate to get instant answers about where your money goes.
Plan your spending with smart budgeting tools
With smart categorisation and goal tracking Gains helps you feel confident about your finances – improved financial confidence is linked to increased net worth.
Earn an average 7%* cashback on your
everyday spending
Get cashback on groceries, clothing, household essentials, travel and more – with offers personalised to where you shop.
Using industry standard Open Banking technology so you can earn rewards with confidence
Description
You are driven by ambition. You are a pioneer. At Oxygen, we salute you. Mobile banking made for you! We want you win. You will be able to work efficiently and avoid any liability. Our team is open to your venture and will find creative ways to assist you. You can easily complete the Oxygen app incorporation process - no matter where you are in the US. You can access our 24/7 banking services with no monthly fees. You can create one-time cards without worrying about sharing your Oxygen Visa®, Business Debit Card details. You can manage monthly spend, authorize merchants, and freeze or cancel virtual card with a tap. You can earn instant cashback rewards from approved merchants by using your Oxygen Visa®, Business debit card. There are no tricks, gimmicks, or games - just real money. You can easily integrate with SaaS accounting tools to tie up all of your financials in real-time.
API Access
Has API
No
API Access
Has API
No
Integrations
Apple Pay
No
CloudBeat
No
LT Browser
No
Plaid
No
Stripe
No
Tillo
Yes
TrueLayer
Yes
Integrations
Apple Pay
Yes
CloudBeat
Yes
LT Browser
Yes
Plaid
Yes
Stripe
Yes
Tillo
No
TrueLayer
No
Pricing Details
$0
Free app
Free Trial
No
Free Version
Yes
Pricing Details
Free
Free business account and personal checking account with higher debit card tiers with upto $299 annual
Free Trial
No
Free Version
Yes
Deployment
Web-Based
No
On-Premises
No
iPhone App
Yes
iPad App
No
Android App
Yes
Windows
No
Mac
No
Linux
No
Chromebook
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
Yes
iPad App
Yes
Android App
Yes
Windows
No
Mac
No
Linux
No
Chromebook
No
Customer Support
Business Hours
No
Live Rep (24/7)
No
Online Support
Yes
Customer Support
Business Hours
Yes
Live Rep (24/7)
Yes
Online Support
Yes
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
No
In Person
No
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
Yes
In Person
No
Vendor Details
Company Name
Gains Money App Ltd
Founded
2025
Country
United Kingdom
Website
gainsapp.com
Vendor Details
Company Name
Oxygen
Founded
2017
Country
United States
Website
oxygen.us/business/
Product Features
Product Features
Business Bank Accounts
Bank Wires
Yes
Bill Pay
Yes
Billing & Invoicing
Yes
Business Credit Cards
Yes
Checking Account
Yes
Checks
Yes
Expense Management
Yes
Instant Payouts
Yes
No Fee Payments
Yes
Rewards
Yes
Savings Account
Yes
Spend Management
Yes