Compare FreshBooks vs. Melio in 2026

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Average Ratings 10 Ratings

Total

ease

features

design

support

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Average Ratings 2,212 Ratings

Total

ease

features

design

support

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Description

FreshBooks makes billing and invoicing for small businesses easy. FreshBooks is a top-rated accounting and invoice software for self-employed professionals as well as small businesses. It makes it easy to invoicing and billing so that companies can concentrate on the work they love. It has a wide range of powerful features, including expense tracking, time tracking and payment processing. The Freshworks mobile app allows users to work from anywhere using FreshBooks.

Description

Melio is an accounts payable platform designed to simplify bill payments, improve workflows, and maximize cash flow efficiency for businesses of all sizes. To get started, try all of Melio's features free for 30 days! You can pay vendors online using bank transfers or credit/debit cards—even if they only accept checks—while Melio takes care of the manual tasks. Integrate seamlessly with QuickBooks and Xero to keep your accounting up-to-date. Melio allows you to pay through bank transfer or card, helping you extend your cash flow and gain rewards. Enter vendor or bill details manually, upload, or snap a photo of the invoice—it’s that simple. Schedule payments according to your cash flow plan and let Melio manage them. Additionally, you can pay international vendors in their local currency for services and products. On-the-go? No problem, just get the Melio mobile app on iOS or Android to manage your payments, process approvals, and much more no matter where your business day takes you.

API Access

Has API Yes

API Access

Has API No

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Screenshots View All

Integrations

123FormBuilder Yes

5X Yes

APIcenter Yes

Acuity Scheduling Yes

Aritic Mail Yes

Aritic Sales Yes

Aritic Swarm Yes

Bold BI Yes

Deft Yes

ExpressIRSForms Yes

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Explore All 225 Integrations

Integrations

123FormBuilder No

5X No

APIcenter No

Acuity Scheduling No

Aritic Mail No

Aritic Sales No

Aritic Swarm No

Bold BI No

Deft No

ExpressIRSForms No

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Explore All 8 Integrations

Pricing Details

$6.30/month

Get 70% off for 3 month offer now!

Lite - $21 per month. Send unlimited invoices to up to 5 clients

Plus - $38 per month. Send unlimited invoices to up to 50 clients

Premium - $65 per month. Send unlimited invoices to an unlimited amount of clients

Free Trial Yes

Free Version No

Pricing Details

Free

Melio provides four subscription plans: Go, Core, Boost, and Unlimited.

Melio Go is free and ideal for businesses looking to enhance cash flow, streamline payments, and handle transactions however they prefer.

What’s included in Melio Go:
5 free ACH transfers per month
10 free syncs with QuickBooks Online & Xero
Pay by card or bank—vendor receives check, ACH, or wire transfers
Easy bill management: Upload, scan, or import bills
Dedicated email for automatic bill capture
Global payments in USD or local currencies
Recurring and partial payments
Instant payments
Free mobile app (iOS & Android)
Accept payments via custom links

Melio Core is a more feature-rich version of Melio Go, recommended for businesses that need greater control and efficiency with automated workflows and 2-way sync.

Start your 30 day free trial to test Melio before you choose your plan.
Melio Core includes everything in Melio Go, plus:
20 free ACH transfers per month
Unlimited 2-way auto-sync with QuickBooks Online & Xero
Batch-pay multiple bills at once
Combine payments into a single transaction
User roles, permissions, and management
Automated approval workflows
W-9 collection & 1099 e-filing
Automatic capture of bill line items

Melio Boost provides access to priority support, faster payment options, and advanced controls.

Start your 30 day free trial to test Melio before you choose your plan.
Melio Boost includes everything in Melio Core, plus:
50 free ACH transfers per month
2-day delivery for all ACH transfers
Advanced custom multi-user workflows
2-way auto-sync with QuickBooks Desktop
Advanced bill attributes (classes & locations)
Premium customer support

Melio Unlimited gives your business room to grow with unlimited ACH payments and user seats for one monthly or annual fee.

Start your 30 day free trial to test Melio before you choose your plan.
Melio Unlimited includes everything in Melio Boost, plus:
Unlimited free ACH transfers per month
Unlimited user seats
Dedicated account manager
White-glove onboarding

Free Trial Yes

Free Version Yes

Deployment

Web-Based Yes

On-Premises No

iPhone App Yes

iPad App Yes

Android App Yes

Windows No

Mac No

Linux No

Chromebook No

Deployment

Web-Based Yes

On-Premises No

iPhone App Yes

iPad App No

Android App No

Windows No

Mac No

Linux No

Chromebook No

Customer Support

Business Hours Yes

Live Rep (24/7) No

Online Support Yes

Customer Support

Business Hours Yes

Live Rep (24/7) No

Online Support Yes

Types of Training

Training Docs Yes

Webinars Yes

Live Training (Online) Yes

In Person No

Types of Training

Training Docs Yes

Webinars No

Live Training (Online) No

In Person Yes

Vendor Details

Company Name

FreshBooks

Founded

2004

Country

Canada

Website

www.freshbooks.com/

Vendor Details

Company Name

Melio

Founded

2018

Country

New York

Website

melio.com/accounts-payable/

Product Features

Accounting

Looking to expand your business without the stress? FreshBooks equips you with tools to make informed financial choices. Access tailored, up-to-the-minute reports that highlight potential risks and opportunities, all while maximizing your tax deductions. Start your free trial today or enjoy a 70% discount on FreshBooks right now!

Accounts Payable Yes

Accounts Receivable Yes

Bank Reconciliation No

Billing & Invoicing Yes

CPA Firms No

Cash Management No

Cryptocurrency Support No

Expense Tracking Yes

Fixed Asset Management No

Fund Accounting No

General Ledger Yes

Government No

Multi-Currency No

Nonprofits Yes

Payroll Management Yes

Project Accounting No

Purchase Orders Yes

Tax Management No

Accounts Receivable

ACH Payment Processing Yes

Billing & Invoicing Yes

Check Processing No

Collections Management No

Online Payment Processing Yes

Overpayment Processing No

Partial Payments Yes

Receivables Ledger Yes

Recurring Billing Yes

AR Automation

Billing and Invoicing

Are you exhausted from managing invoices and dealing with endless paperwork? FreshBooks streamlines your billing operations, allowing you to generate sleek, customized invoices and send them directly to your clients while effortlessly monitoring payment progress. By using FreshBooks, you can significantly reduce administrative tasks and potentially receive payments twice as quickly. Experience it for free or take advantage of a 70% discount on FreshBooks today!

Billing Portal Yes

Contact Database Yes

Contingency Billing No

Customer Portal Yes

Customizable Invoices Yes

Dunning Management Yes

Hourly Billing Yes

Invoice History Yes

Mobile Payments Yes

Multi-Currency Yes

Online Invoicing Yes

Online Payments Yes

Payment Processing Yes

Project Billing Yes

Recurring/Subscription Billing Yes

Service Ticket Billing No

Tax Calculator Yes

Bookkeeping

Achieve a transparent financial status with robust accounting solutions. Empower yourself to make informed choices, strategize for expansion, and maintain regulatory adherence. FreshBooks streamlines this process, providing you with the insight and command you need to concentrate on developing your business. Experience it for free or enjoy a 70% discount on FreshBooks today.

Accounts Payable Yes

Accounts Receivable Yes

Bank Reconciliation Yes

Billing & Invoicing Yes

Cash Management No

Collections No

Expense Tracking Yes

Fixed Asset Management No

General Ledger No

Payroll Yes

Revenue Recognition Yes

Spend Management Yes

Tax Management Yes

Construction Accounting

Accounts Payable Yes

Accounts Receivable Yes

Billing & Invoicing Yes

Budgeting & Forecasting No

Cash Management No

Construction Breakdowns No

General Ledger Yes

Job Costing No

Overrun Projections No

Payroll Management Yes

Purchase Order Management No

Quotes / Estimates Yes

Expense Report

Take control of your finances effortlessly with FreshBooks! Organize your expenses by snapping photos of receipts, automatically importing bank transactions, and gaining valuable insights into your spending habits. Streamline your budgeting and tax preparation to maintain a clear understanding of your financial flow. Start your free trial today or enjoy a 70% discount on FreshBooks right now!

Approval Process Control No

Invoice Management Yes

Multi-Currency Yes

Receipt Management Yes

Reimbursement Management No

Spend Control No

Time Tracking Yes

Workflow Management No

Finance

Wave goodbye to the hassle of intricate spreadsheets and bewildering software! FreshBooks brings together all your vital financial tools into a single platform. This comprehensive accounting solution simplifies your billing, payments, and bookkeeping tasks with ease. Experience it for free or take advantage of a 70% discount on FreshBooks today!

General Ledger

Law Firm Accounting

Legal Billing

Accounting Management Yes

Automatic Billing No

Calendar Management No

Case Management No

Client Portal No

Document Management No

Expense Tracking Yes

Time Tracking Yes

Legal Time Tracking

Payment Processing

FreshBooks streamlines the payment process, allowing you to receive funds quickly and easily. Accept credit card payments, Apple Pay, and bank transfers from your customers, enabling you to get paid much faster. Additionally, benefit from automatic invoice matching and payment recording to maximize efficiency. Start your free trial today or enjoy a 70% discount on FreshBooks!

ACH Check Transactions Yes

Bitcoin Compatible No

Debit Card Support No

Gift Card Management No

Mobile Payments No

Online Payments Yes

POS Transactions No

Receipt Printing No

Recurring Billing Yes

Signature Capture Yes

Payroll

401(k) Tracking Yes

Attendance Management Yes

Benefits Management Yes

Check Printing No

Compensation Management No

Deductions Management No

Direct Deposit No

Multi-Country No

Multi-State No

Reporting/Analytics No

Self Service Portal No

Tax Compliance Yes

Vacation / Leave Tracking No

W-2 and 1099 Preparation No

Wage Garnishment No

Project Accounting

Receipt Scanner

Reconciliation

Recurring Billing

Streamline your invoicing process using FreshBooks. Create customized, professional invoices, send them to your clients effortlessly, and track their payment status in real-time. Free up valuable time that would otherwise be used for administrative tasks and enjoy the advantage of receiving payments up to twice as quickly. Start your free trial or take advantage of a 70% discount on FreshBooks today.

Customer Portal No

Deferred Billing Yes

Discount Management No

Dunning Management No

Invoice History Yes

Multi-Currency No

Multi-Period Recurring Billing Yes

Payment Processing Yes

Recurring Donations No

Subscription Billing No

Restaurant Accounting

Time and Expense

Activity Tracking Yes

Billable Hours Tracking Yes

Billing Rate Management No

Expense Tracking Yes

Invoice Processing Yes

Multiple Billing Rates Yes

Project Tracking Yes

Reimbursement Management No

Time Tracking by Client Yes

Time Tracking by Project Yes

Time Clock

Biometric Recognition No

Hourly Employee Tracking No

Messaging No

Mobile Access Yes

Online Punch Card No

Payroll Management Yes

Punch card No

Reporting/Analytics Yes

Salaried Employee Tracking Yes

Sick Leave Tracking No

Vacation / Leave Tracking No

Workstation Tracking No

Time Tracking

FreshBooks offers an intuitive and efficient expense tracking tool that simplifies the process of managing business expenditures. With just a quick glance, you can effortlessly monitor your spending and assess your profitability, eliminating the hassle of cumbersome spreadsheets and overflowing receipt boxes. Sign up for a free trial or enjoy a 70% discount on FreshBooks today!

Automatic Time Capture Yes

Billable & Non-Billable Hours Yes

Billing & Invoicing Yes

Employee Database No

Expense Tracking Yes

Mobile Time Tracking Yes

Multiple Billing Rates Yes

Offline Time Tracking No

Online Time Tracking Yes

Overtime Calculation No

Time per Project Reporting Yes

Timesheet Management Yes