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Description

Flute is a flexible payment processing platform built for growing businesses, software companies, associations, and payment partners that need multiple ways to accept and manage money. Businesses can accept payments in person, online, over the phone, through mobile devices, or through embedded payment experiences within their own software. Supported capabilities include card processing, tap-to-pay, QR payments, ACH, virtual terminals, hosted payment pages, invoicing, recurring billing, and digital wallet payments. Flute offers portable and mounted payment terminals while also allowing businesses to use compatible existing devices and mobile phones. Its management tools provide centralized dashboards, reporting, merchant onboarding, customer management, and workflow automation across payment operations. Recurring billing and secure tokenized payment storage support subscription businesses and companies that process repeat purchases. Instant payout capabilities give eligible merchants faster access to funds from daily card sales, while additional working capital tools can support business growth. Security features include encrypted payment data, fraud prevention, network tokenization, and protection against risks such as card testing and chargeback abuse. Flute also offers APIs, SDKs, developer documentation, and embedded payment infrastructure for SaaS platforms, ISOs, associations, and other partners that want to integrate payments into their products or portfolios.

Description

Xplor Pay helps SaaS platforms transform embedded payments into a high-value revenue engine through a PayFac-as-a-Service model built for modern software. By combining deep industry experience with the infrastructure of Xplor Technologies, the company provides software providers with a highly collaborative integration experience and end-to-end support. Partners benefit from transparent reporting, detailed revenue insights, and direct access to product, risk, and support specialists who function like an extension of their internal team. Xplor Pay focuses on making payments not just functional, but profitable—helping SaaS companies improve adoption, reduce churn, and establish predictable annual recurring revenue. Its teams assist with go-to-market planning, monetization strategy, and ongoing optimization to maximize partner outcomes. With tens of thousands of businesses transacting on the platform, Xplor Pay brings enterprise-level reliability without sacrificing flexibility. The technology suite includes APIs for transactions, reporting, dispute management, recurring billing, and more. For SaaS founders and product leaders seeking a payments partner that prioritizes collaboration, transparency, and revenue growth, Xplor Pay delivers a distinctly different experience.