Compare FlexPay vs. Zephr

There’s one last unsolved problem in the payment ecosystem, and it’s a trillion-dollar one: recurring payments for subscription fail 24% of the time. Why? Because of a systemic problem in a payment ecosystem that was built for one-off transactions, not subscriptions. FlexPay is a FinTech startup that helps merchants retain more subscribers by recovering failed credit card payments on recurring transactions, unlocking revenue that was about to be lost. Organizations with recurring payments encounter systemic issues in the payment ecosystem that reject on average one-quarter of all recurring payments, and two-thirds of these rejected payments are false declines -payments that should have been approved. By upgrading the payment rails with artificial intelligence, the FlexPay platform creates unique recovery strategies for each transaction, achieving unparalleled approval rates. INVISIBLE RECOVERY™ interacts directly with the payments system to avoid customer visibility to the failed payment. It is the fastest and most effective tool to recover soft declines.

Zephr is an innovative Subscription Experience Platform designed to enhance and customize user interactions, ultimately boosting conversion rates. We enable both commercial and technical teams to craft individualized experiences that foster enduring subscription relationships. While traditional subscription management platforms tend to prioritize post-acquisition strategies, they often neglect the crucial pre-acquisition phase, relying instead on outdated marketing techniques. Such conventional methods lack the adaptability, targeted personalization, and bespoke experiences that modern consumers demand. In today's market, businesses must abandon the one-size-fits-all model for digital subscriptions, as customers increasingly desire tailored experiences that evolve with their needs at every stage of their journey. The landscape of digital subscriptions is complex, encompassing a variety of user states that require thoughtful engagement. By recognizing and addressing these distinct stages, companies can better align their offerings with customer expectations.