Compare First American vs. NMI Gateway in 2026

NMI Gateway

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Description

You've developed a software product and now you aim to enhance it with payment technology for greater impact. First American simplifies the integration process, enabling you to elevate your business effectively. Choosing the right partner is vital for achieving success in your endeavors. First American aligns with your vision and shares your core values. Credit card transactions are crucial for your business's prosperity, yet not all payment providers offer the same level of service. As a leading entity in payment processing, we equip our partners and merchants with robust solutions for in-store, online, and mobile transactions. Our technology incorporates cutting-edge payment security measures and is supported by outstanding customer service. We assist businesses in managing payments, facilitating transactions, optimizing operations, and fostering growth. Our commitment ensures that your business remains progressive, adapting our products and technological offerings to reflect the latest market trends and meet customer preferences. We have assembled a team of talented and passionate individuals who are driven by the chance to innovate and refine both processes and products, ultimately enhancing your overall experience.

Description

NMI Gateway is a purpose-built, partner-first payments platform that delivers white-label, omnichannel infrastructure across every merchant environment. Designed forISOs, banks, financial institutions, ISVs, software companies and SaaS platforms, it enables secure, scalable, and customizable payment acceptance. NMI does not sell to merchants—we powers 4,000+ partners serving over 1 million businesses worldwide. Unlike gateways tied to a single processor, NMI gives partners full control over branding, pricing, and merchant relationships. With 150+ processor connections, 125+ shopping cart integrations, and support for 235,000+ connected payment devices, it provides unmatched flexibility across retail, in-app, mobile, e-commerce, and unattended environments. Developers can integrate through robust APIs and SDKs, building custom routing strategies, dynamic payment flows, and multi-MID configurations without vendor lock-in. Value-added tools like Shopify integration for embedded commerce and Bill Connect for syncing with accounting platforms such as QuickBooks and Xero extend functionality. Additional module including network tokenization, recurring billing, and fraud prevention, helping partners reduce churn, boost approval rates, and enhance payment security. Processing over 5.8 billion transactions annually and powering $440+ billion in payment volume, NMI Gateway transforms payments from a backend utility into a customizable, revenue-generating platform that empowers partners to build differentiated, long-term merchant relationships.