Average Ratings 0 Ratings
Average Ratings 0 Ratings
Description
Finicity's open platform for banking makes it easy to connect your customers' financial information to your app or service. Finicity's open platform banking platform is being used worldwide by some of the most innovative and large organizations to provide better financial experiences for their customers.
Your experience is dependent on data quality. Our data has been battle tested in the most demanding markets. You can easily code to endpoints and test data, and connect to Finicity’s open banking platform to access the best API coverage for banks, credit unions and payroll providers. Access to the data you need to power products is easy with our suite of APIs.
Description
Manual Bank Verification (MBV) serves to validate banking details prior to processing an ACH debit or when a lender is assessing an individual's credit limit. This verification process relies on exclusive data sourced from a wide array of financial entities, including community banks and credit unions. To ensure the utmost verification of funds, manual calls can be incorporated upon request. MBV allows for unlimited attempts at validation without impacting the consumer's credit score and is offered in two distinct verification tiers. The Basic level can be utilized for batch processing or through a versatile API, requiring no consumer consent for participation with their bank, and typically returns data within a 24-hour timeframe. In contrast, MBV Premium not only analyzes the same data as the Basic version but also facilitates a direct three-way communication between the consumer, their bank, and an MBV representative for enhanced verification. This comprehensive approach ensures a robust and reliable verification process that benefits both lenders and consumers alike.
API Access
Has API
Yes
API Access
Has API
No
Integrations
BeSmartee
Yes
Blend
Yes
DATABASICS Time & Expense
Yes
Dwolla
Yes
Gravity Software
Yes
LoanPro
Yes
Meld
Yes
MeridianLink Opening
Yes
Monarch Money
Yes
OpenTransact
Yes
Integrations
BeSmartee
No
Blend
No
DATABASICS Time & Expense
No
Dwolla
No
Gravity Software
No
LoanPro
No
Meld
No
MeridianLink Opening
No
Monarch Money
No
OpenTransact
No
Pricing Details
No price information available.
Free Trial
No
Free Version
No
Pricing Details
No price information available.
Free Trial
No
Free Version
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
Yes
iPad App
Yes
Android App
Yes
Windows
Yes
Mac
Yes
Linux
Yes
Chromebook
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
No
iPad App
No
Android App
No
Windows
No
Mac
No
Linux
No
Chromebook
No
Customer Support
Business Hours
No
Live Rep (24/7)
Yes
Online Support
Yes
Customer Support
Business Hours
Yes
Live Rep (24/7)
No
Online Support
Yes
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
No
In Person
Yes
Types of Training
Training Docs
Yes
Webinars
Yes
Live Training (Online)
No
In Person
No
Vendor Details
Company Name
Mastercard
Country
United States
Website
www.finicity.com
Vendor Details
Company Name
MicroBilt
Founded
1978
Country
United States
Website
www.microbilt.com/product/manual-bank-verification
Product Features
Application Development
Access Controls/Permissions
No
Code Assistance
No
Code Refactoring
No
Collaboration Tools
No
Compatibility Testing
No
Data Modeling
No
Debugging
No
Deployment Management
No
Graphical User Interface
No
Mobile Development
No
No-Code
No
Reporting/Analytics
No
Software Development
No
Source Control
Yes
Testing Management
No
Version Control
No
Web App Development
No
Banking
ATM Management
No
Compliance Tracking
No
Corporate Banking
No
Credit Card Management
Yes
Credit Union
No
Investment Banking
Yes
Multi-Branch
Yes
Online Banking
Yes
Private Banking
No
Retail Banking
No
Risk Management
No
Securities Management
No
Transaction Monitoring
Yes
Product Features
Banking
ATM Management
No
Compliance Tracking
No
Corporate Banking
No
Credit Card Management
No
Credit Union
No
Investment Banking
No
Multi-Branch
No
Online Banking
No
Private Banking
No
Retail Banking
No
Risk Management
No
Securities Management
No
Transaction Monitoring
No