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Description
Trusted by the world’s leading payment schemes – Visa and Mastercard – Fidesmo offers one of the most simple, scalable, and secure platforms for tokenized payment. Our solution provides a reliable and convenient way to digitize and provision payment cards onto a wide range of devices equipped with a secure element. Today, Fidesmo collaborates with more than 800 issuing banks, enabling their customers to easily and securely add payment cards to any supported device through Fidesmo Pay.
Fidesmo Pay is a pure software platform, giving device manufacturers the freedom to choose the secure element that best fits their product’s technical requirements and design ambitions. Unlike closed or vendor-locked solutions, Fidesmo Pay is compatible with any secure element manufacturer that provides EMVCo-certified products, ensuring maximum flexibility and interoperability. This approach empowers device makers to innovate on form factor, style, and user experience without being constrained by specific hardware vendors.
Future-proof by design, Fidesmo Pay continuously expands its ecosystem by onboarding additional banks, payment schemes, and device categories. This means device manufacturers can focus on commercial growth, customer engagement, and branding rather than the complexity of multiple technical integrations. The platform also supports full white-label solutions and deep customization options, allowing banks, fintechs, and brands to bring tailored payment experiences to their customers.
By bridging the gap between financial institutions, secure element providers, and device manufacturers, Fidesmo Pay accelerates the rollout of tokenized payments across wearables, cards, and other innovative form factors. The result is a secure, open, and scalable payments platform.
Description
Empowering all participants in the payment ecosystem to enhance their scheme compliance processes, Kajo allows users to manage the entire compliance life cycle in a single platform. By minimizing the administrative burdens associated with scheme compliance, users can easily gain a comprehensive view of their compliance status. The solution facilitates coordination of compliance efforts among both internal and external stakeholders while helping to mitigate the risks linked to non-compliance. What sets Kajo apart is its unique ability to provide access to all payment scheme publications, enabling users to identify which documents are pertinent and pre-selected for their needs. Additionally, our team of experts enriches these publications with further clarification and guidance, aiding in the interpretation of complex rules and requirements. Kajo also automatically assesses how scheme publications affect your organization, assigning relevant tasks to the appropriate stakeholders. With Kajo, you receive a clear overview of both current and future compliance statuses across your organization, ensuring you remain informed about any potential non-compliance challenges that may arise. This comprehensive approach not only simplifies compliance management but also fosters a proactive culture of compliance within your organization.
API Access
Has API
No
API Access
Has API
No
Integrations
Google Chrome
No
Jira
No
Microsoft Edge
No
Mozilla Firefox
No
ServiceNow
No
Integrations
Google Chrome
Yes
Jira
Yes
Microsoft Edge
Yes
Mozilla Firefox
Yes
ServiceNow
Yes
Pricing Details
No price information available.
Free Trial
No
Free Version
No
Pricing Details
No price information available.
Free Trial
No
Free Version
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
Yes
iPad App
Yes
Android App
Yes
Windows
No
Mac
No
Linux
No
Chromebook
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
No
iPad App
No
Android App
No
Windows
No
Mac
No
Linux
No
Chromebook
No
Customer Support
Business Hours
No
Live Rep (24/7)
No
Online Support
Yes
Customer Support
Business Hours
No
Live Rep (24/7)
No
Online Support
Yes
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
Yes
In Person
Yes
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
Yes
In Person
Yes
Vendor Details
Company Name
Fidesmo
Founded
2013
Country
Sweden
Website
www.fidesmo.com/pay/
Vendor Details
Company Name
Rivero
Country
Switzerland
Website
rivero.tech/kajo
Product Features
Mobile Payment
ACH Support
No
Contactless / NFC
Yes
Credit Card Support
No
Cryptocurrency Support
No
Debit Card Support
No
In-App Payments
No
In-Store Payments
Yes
Micropayments
No
P2P Payments
No
eCommerce Payments
No
Payment Gateways
ACH / eCheck support
No
Buyer Authentication
No
Credit / Debit Support
No
Customer Information Storage
No
Fraud Prevention
No
Invoicing
No
Multi-Currency
No
PCI Compliance
No
Point-of-Sale (POS)
No
Recurring Billing / Subscriptions
No
Reporting / Analytics
No
Payment Processing
ACH Check Transactions
No
Bitcoin Compatible
No
Debit Card Support
No
Gift Card Management
No
Mobile Payments
No
Online Payments
No
POS Transactions
No
Receipt Printing
No
Recurring Billing
No
Signature Capture
No
PCI Compliance
Access Control
No
Compliance Reporting
No
Exceptions Management
No
File Integrity Monitoring
No
Intrusion Detection System
No
Log Management
No
PCI Assessment
No
Patch Management
No
Policy Management
No
Product Features
Compliance
Archiving & Retention
No
Artificial Intelligence (AI)
No
Audit Management
No
Compliance Tracking
No
Controls Testing
No
Environmental Compliance
No
FDA Compliance
No
HIPAA Compliance
No
ISO Compliance
No
Incident Management
No
OSHA Compliance
No
Risk Management
No
Sarbanes-Oxley Compliance
No
Surveys & Feedback
No
Version Control
No
Workflow / Process Automation
No
