Compare Exact Payments vs. TRAPAY in 2026

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Description

Exact Payments develops and delivers easy-to-integrate and highly scalable payments technology for SaaS companies to seamlessly embed payment flows into their software and activate a new, high-margin revenue stream. With Exact’s PayFac-as-a-Service solution, SaaS providers build frictionless buying journeys that enhance customer experience, improve retention, and increase the lifetime value of a customer by as much as 5x. Today, Exact processes >1 billion transactions annually for prominent customers, including Chase, Ordway, Cineplex, Allianz, Levi’s, and Carfax.

Description

TRAPAY is an online SaaS platform designed to streamline payment infrastructure for e-commerce enterprises. This software encompasses various features such as payment routing, a virtual payment cascade, payment links, online invoicing, integration with payment providers, API and webhook connectivity, transaction oversight, anti-fraud measures, payment quality assessments, analytics, and comprehensive reconciliation and operational reporting. By utilizing this platform, merchants can effortlessly oversee numerous payment providers from a single dashboard, keep track of successful and failed transactions, examine the reasons for declines, monitor refunds and chargebacks, automate their payment processes, and enhance the overall approval rates for transactions. Additionally, TRAPAY's robust analytics tools empower businesses to make data-driven decisions to optimize their financial operations.

API Access

Has API Yes

API Access

Has API Yes

Screenshots View All

Embedding payments into your software platform is a powerful value driver. Exact has everything you need to build and scale the process of becoming a Payment Facilitator (or PayFac), from instant onboarding to flexible payouts, fraud protection, comprehensive reporting, and end-to-end data security.

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Integrations

American Express Go Yes

Apple Pay Yes

Cybersource Yes

Elavon Yes

Fiserv Yes

GitHub Yes

Google Pay Yes

Magento No

Moneris Yes

Okta Yes

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Explore All 20 Integrations

Integrations

American Express Go No

Apple Pay No

Cybersource No

Elavon No

Fiserv No

GitHub No

Google Pay No

Magento Yes

Moneris No

Okta No

Show More Integrations

Explore All 9 Integrations

Pricing Details

Free

Always free for everyone. No subscription fees, ever. Share in the revenue from payments processed on your platform.

Free Trial Yes

Free Version Yes

Pricing Details

£250 /month/account

TRAPAY offers flexible pricing based on the selected software package, integration requirements, payment methods, transaction volume, and operational setup.

Pricing starts from €0 per month with a pay-as-you-grow model. Available plans include Starter, Growth, and Enterprise options. Fees may include a monthly platform fee, per-transaction software fee, integration/setup fee, and optional add-on services such as custom routing logic, analytics, Telegram bot alerts, CMS/API integrations, and dedicated support.

Final pricing is provided individually after reviewing the merchant’s business model, expected volume, required payment methods, jurisdictions, and risk profile.

Free Trial Yes

Free Version No