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Average Ratings 0 Ratings

Total
ease
features
design
support

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Write a Review

Description

Empower is a fintech company that provides a mobile application aimed at assisting users in effectively managing their financial affairs. Among its notable features is the Cash Advance option, which permits qualifying users to receive up to $300 instantly without incurring interest, late fees, or undergoing credit checks. Additionally, the Thrive feature offers a line of credit between $200 and $400 to help users establish a positive credit history. The AutoSave functionality monitors users' income and expenditures to automatically allocate savings, while the platform also includes tools for budgeting and tracking credit scores. For these services, Empower requires users to pay an $8 monthly subscription fee, making financial management more accessible. This approach not only simplifies budgeting but also encourages users to cultivate healthier financial habits over time.

Description

SteadyPay is a financial service based in the UK that aims to assist individuals experiencing variable incomes by offering interest-free credit options and resources for improving credit scores. Among its notable products is CashWave, which enables users to borrow up to £300, repayable over a three-month period without incurring interest or undergoing credit checks. This service follows a subscription model that requires a fee of £30 monthly, specifically designed to cater to individuals with lower credit ratings or those who need immediate financial assistance. Furthermore, SteadyPay includes a TopUp feature that tracks users' income levels and provides advances when their earnings dip below the average, thereby promoting financial security during times of reduced work hours or unpaid leave. Repayment is streamlined, as it is automatically deducted when users' income surpasses the average, and all repayment activities are reported to credit bureaus to enhance users' credit profiles. The platform is committed to transparency and security, establishing a safe connection to users' bank accounts without saving any login credentials, ensuring peace of mind throughout the borrowing process. Overall, SteadyPay strives to empower individuals to manage their finances more effectively while building a stronger credit history.

API Access

Has API No 

API Access

Has API No 

Screenshots View All

Screenshots View All

Integrations

No details available.

Integrations

No details available.

Pricing Details

Free
Free Trial No 
Free Version Yes 

Pricing Details

$36.91 per month
Free Trial No 
Free Version Yes 

Deployment

Web-Based No 
On-Premises No 
iPhone App Yes 
iPad App Yes 
Android App Yes 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App Yes 
iPad App No 
Android App Yes 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours No 
Live Rep (24/7) No 
Online Support Yes 

Customer Support

Business Hours Yes 
Live Rep (24/7) Yes 
Online Support Yes 

Types of Training

Training Docs No 
Webinars No 
Live Training (Online) No 
In Person No 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person Yes 

Vendor Details

Company Name

Empower Finance

Founded

2016

Country

United States

Website

empower.me/

Vendor Details

Company Name

SteadyPay

Country

United Kingdom

Website

www.steadypay.co

Product Features

Product Features

Alternatives

Alternatives